GPN vs. XYZ: Global Payments vs. Block Stock Comparison
How do Global Payments (GPN) and Block (XYZ) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Global Payments (GPN) and Block (XYZ) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.
| Profile Item | GPN | XYZ |
|---|---|---|
| Name | Global Payments Inc. | Block Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Transaction & Payment Processing Services | Transaction & Payment Processing Services |
| Market Capitalization | 25.78 billion USD | 51.67 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 16, 2001 | November 19, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | GPN | XYZ |
|---|---|---|
| Total Return (1Y) | 31.53% | 35.34% |
| Total Return (3Y, Annualized) | -1.66% | 20.17% |
| Total Return (5Y, Annualized) | -4.82% | -17.43% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Block (XYZ) carries a highly aggressive beta of 2.48, indicating much higher sensitivity to broad-market moves, whereas Global Payments (GPN) is closer to market-like at 0.80 — a noticeable difference in market-sensitivity profile.
| Metric | GPN | XYZ |
|---|---|---|
| Volatility (1Y, Annualized) | 42.00% | 48.01% |
| Beta (5Y) | 0.80 | 2.48 |
| Max Drawdown (5Y) | -57.06% | -83.55% |
| Avg. Volume (3M) | 2.69M | 4.73M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | GPN | XYZ |
|---|---|---|
| Sharpe Ratio (1Y) | 0.65 | 0.65 |
| Sortino Ratio (1Y) | 1.10 | 1.03 |
Profitability
ROE (TTM)
Both Global Payments (GPN) at 0.84% and Block (XYZ) at 2.02% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.
GPN
Financial Services industry group
0.84%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- GPN
- 0.84%
- Min
- -18.71%
XYZ
Financial Services industry group
2.02%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- XYZ
- 2.02%
- Min
- -18.71%
Net Margin (TTM)
Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Block (XYZ) reports 1.80%, ranking against industry peers normally.
GPN
Financial Services industry group
-11.21%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- GPN
- -11.21%
- Min
- -28.52%
XYZ
Financial Services industry group
1.80%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- XYZ
- 1.80%
- Min
- -28.52%
Operating Margin (TTM)
Global Payments (GPN) at 15.73% runs core operations around its industry’s norm, while Block (XYZ) at 6.65% operates in the bottom quartile.
GPN
Financial Services industry group
15.73%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- GPN
- 15.73%
- Q1
- 14.60%
- Min
- -44.34%
XYZ
Financial Services industry group
6.65%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- XYZ
- 6.65%
- Min
- -44.34%
Profitability Metrics
| Metric | GPN | XYZ |
|---|---|---|
| ROE (TTM) | 0.84% | 2.02% |
| ROA (TTM) | 2.24% | 1.94% |
| Net Margin (TTM) | -11.21% | 1.80% |
| Operating Margin (TTM) | 15.73% | 6.65% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Global Payments (GPN) at -0.39% and Block (XYZ) at 0.30% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.
EPS Growth
Global Payments (GPN) at -6.17% is around its peer norm for EPS growth, while Block (XYZ) at -53.95% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | GPN | XYZ |
|---|---|---|
| Revenue Growth (YoY) | -0.39% | 0.30% |
| Revenue Growth (3Y CAGR) | -4.96% | 11.33% |
| EPS Growth (YoY) | -6.17% | -53.95% |
| EPS Growth (3Y CAGR) | 143.57% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Global Payments (GPN) in Financial Services and Block (XYZ) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Global Payments (GPN) in Financial Services and Block (XYZ) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | GPN | XYZ |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Block (XYZ) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Global Payments (GPN) reports a yield of 1.05%, ranking against industry peers normally.
GPN
Financial Services industry group
1.05%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- GPN
- 1.05%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings; Block (XYZ) pays no dividend (payout 0.00%).
GPN
Financial Services industry group
178.57%
- Max
- 241.07%
- GPN
- 178.57%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
XYZ
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- XYZ
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | GPN | XYZ |
|---|---|---|
| Dividend Yield (TTM) | 1.05% | 0.00% |
| Dividend Payout Ratio (TTM) | 178.57% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Global Payments (GPN) at 173.93 and Block (XYZ) at 112.47 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.
GPN
Financial Services industry group
173.93
- GPN
- 173.93
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
XYZ
Financial Services industry group
112.47
- XYZ
- 112.47
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Global Payments (GPN) at 2.24 and Block (XYZ) at 2.01 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
GPN
Financial Services industry group
2.24
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- GPN
- 2.24
- Q1
- 1.28
- Min
- -0.55
XYZ
Financial Services industry group
2.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- XYZ
- 2.01
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Global Payments (GPN) at 1.11 and Block (XYZ) at 2.26 are valued close to their industries’ norm against book — neither stands out from peers.
GPN
Financial Services industry group
1.11
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- GPN
- 1.11
- Q1
- 0.81
- Min
- -0.39
XYZ
Financial Services industry group
2.26
- Max
- 7.79
- Q3
- 3.63
- XYZ
- 2.26
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | GPN | XYZ |
|---|---|---|
| P/E Ratio (TTM) | 173.93 | 112.47 |
| P/S Ratio (TTM) | 2.24 | 2.01 |
| P/B Ratio (MRQ) | 1.11 | 2.26 |
| Free Cash Flow Yield (TTM) | -- | -- |