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GPN vs. RJF: Global Payments vs. Raymond James Financial Stock Comparison

How do Global Payments (GPN) and Raymond James Financial (RJF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Global Payments (GPN) and Raymond James Financial (RJF) both fall under the Financial Services industry group, but GPN is classified in Financial Services while RJF is classified in Capital Markets.

Company profile comparison for Global Payments (GPN) and Raymond James Financial (RJF)
Profile ItemGPNRJF
NameGlobal Payments Inc.Raymond James Financial, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesInvestment Banking & Brokerage
Market Capitalization25.78 billion USD31.28 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 16, 2001July 1, 1983
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GPN
RJF
GSPC
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Global Payments (GPN) vs. Raymond James Financial (RJF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Global Payments (GPN) and Raymond James Financial (RJF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Global Payments (GPN) and Raymond James Financial (RJF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Total Return (1Y)31.53%3.99%
Total Return (3Y, Annualized)-1.66%20.73%
Total Return (5Y, Annualized)-4.82%12.47%

Risk Profile

Drawdown History

GPN
RJF
GSPC
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Global Payments (GPN) vs. Raymond James Financial (RJF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Global Payments (GPN) and Raymond James Financial (RJF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Volatility (1Y, Annualized)42.00%25.94%
Beta (5Y)0.800.91
Max Drawdown (5Y)-57.06%-32.11%
Avg. Volume (3M)2.69M1.20M

Risk-Adjusted Performance

Risk-Return Positioning

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GPN and RJF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Sharpe Ratio (1Y)0.65-0.01
Sortino Ratio (1Y)1.10-0.02

Profitability

ROE (TTM)

Raymond James Financial (RJF) at 18.73% is around its peer norm for ROE, while Global Payments (GPN) at 0.84% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

GPN

Financial Services industry group

0.84%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
GPN
0.84%
Min
-18.71%

RJF

Financial Services industry group

18.73%

Max
44.78%
Q3
21.85%
RJF
18.73%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Raymond James Financial (RJF) reports 14.97%, ranking against industry peers normally.

GPN

Financial Services industry group

-11.21%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
GPN
-11.21%
Min
-28.52%

RJF

Financial Services industry group

14.97%

Max
62.84%
Q3
28.05%
Median
15.36%
RJF
14.97%
Q1
4.82%
Min
-28.52%
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Global Payments (GPN) at 15.73% and Raymond James Financial (RJF) at 20.88% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

GPN

Financial Services industry group

15.73%

Max
107.33%
Q3
55.90%
Median
30.09%
GPN
15.73%
Q1
14.60%
Min
-44.34%

RJF

Financial Services industry group

20.88%

Max
107.33%
Q3
55.90%
Median
30.09%
RJF
20.88%
Q1
14.60%
Min
-44.34%
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
ROE (TTM)0.84%18.73%
ROA (TTM)2.24%--
Net Margin (TTM)-11.21%14.97%
Operating Margin (TTM)15.73%20.88%
Gross Margin (TTM)----

Growth

Revenue Growth

Only one side can be read here: Global Payments (GPN) reports revenue growth of -0.39%, ranked against its industry; Raymond James Financial (RJF) has no revenue growth figure this period.

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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Global Payments (GPN) at -6.17% and Raymond James Financial (RJF) at 15.63% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Revenue Growth (YoY)-0.39%--
Revenue Growth (3Y CAGR)-4.96%--
EPS Growth (YoY)-6.17%15.63%
EPS Growth (3Y CAGR)143.57%14.33%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Global Payments (GPN) in Financial Services and Raymond James Financial (RJF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Global Payments (GPN) in Financial Services and Raymond James Financial (RJF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Raymond James Financial (RJF) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Global Payments (GPN) reports a yield of 1.05%, ranking against industry peers normally.

GPN

Financial Services industry group

1.05%

Max
9.77%
Q3
3.92%
Median
1.09%
GPN
1.05%
Q1
0.00%
Min
0.00%

RJF

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
RJF
0.00%
Q1
0.00%
Min
0.00%
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Raymond James Financial (RJF) reports 18.48%, ranking against industry peers normally.

GPN

Financial Services industry group

178.57%

Max
241.07%
GPN
178.57%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

RJF

Financial Services industry group

18.48%

Max
241.07%
Q3
97.36%
Median
25.77%
RJF
18.48%
Q1
0.00%
Min
0.00%
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
Dividend Yield (TTM)1.05%0.00%
Dividend Payout Ratio (TTM)178.57%18.48%

Valuation

P/E Ratio (TTM)

Raymond James Financial (RJF) at 13.67 is near its industry’s usual P/E ratio, while Global Payments (GPN) at 173.93 sits above its peer range — an unusually expensive price for GPN’s trailing earnings.

GPN

Financial Services industry group

173.93

GPN
173.93
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

RJF

Financial Services industry group

13.67

Max
45.85
Q3
24.64
Median
15.37
RJF
13.67
Q1
9.68
Min
0.16
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Global Payments (GPN) at 2.24 and Raymond James Financial (RJF) at 1.98 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

GPN

Financial Services industry group

2.24

Max
9.23
Q3
4.57
Median
2.72
GPN
2.24
Q1
1.28
Min
-0.55

RJF

Financial Services industry group

1.98

Max
9.23
Q3
4.57
Median
2.72
RJF
1.98
Q1
1.28
Min
-0.55
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Global Payments (GPN) at 1.11 and Raymond James Financial (RJF) at 2.46 are valued close to their industries’ norm against book — neither stands out from peers.

GPN

Financial Services industry group

1.11

Max
7.79
Q3
3.63
Median
1.57
GPN
1.11
Q1
0.81
Min
-0.39

RJF

Financial Services industry group

2.46

Max
7.79
Q3
3.63
RJF
2.46
Median
1.57
Q1
0.81
Min
-0.39
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Global Payments (GPN) vs. Raymond James Financial (RJF): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Global Payments (GPN) and Raymond James Financial (RJF)
MetricGPNRJF
P/E Ratio (TTM)173.9313.67
P/S Ratio (TTM)2.241.98
P/B Ratio (MRQ)1.112.46
Free Cash Flow Yield (TTM)----