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GEN vs. TWLO: Gen Digital vs. Twilio Stock Comparison

How do Gen Digital (GEN) and Twilio (TWLO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Gen Digital (GEN) and Twilio (TWLO) both fall under the Software & Services industry group, but GEN is classified in Software while TWLO is classified in IT Services.

Company profile comparison for Gen Digital (GEN) and Twilio (TWLO)
Profile ItemGENTWLO
NameGen Digital Inc.Twilio Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustrySystems SoftwareInternet Services & Infrastructure
Market Capitalization17.67 billion USD31.26 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateJune 23, 1989June 23, 2016
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

GEN
TWLO
GSPC
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Gen Digital (GEN) vs. Twilio (TWLO), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Gen Digital (GEN) and Twilio (TWLO). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Gen Digital (GEN) and Twilio (TWLO). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Total Return (1Y)18.20%61.15%
Total Return (3Y, Annualized)18.57%54.31%
Total Return (5Y, Annualized)5.70%-7.91%

Risk Profile

Drawdown History

GEN
TWLO
GSPC
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Gen Digital (GEN) vs. Twilio (TWLO), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Gen Digital (GEN) and Twilio (TWLO). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Volatility (1Y, Annualized)43.30%63.75%
Beta (5Y)1.231.48
Max Drawdown (5Y)-48.41%-86.25%
Avg. Volume (3M)8.39M3.05M

Risk-Adjusted Performance

Risk-Return Positioning

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GEN and TWLO are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Sharpe Ratio (1Y)0.320.89
Sortino Ratio (1Y)0.501.49

Profitability

ROE (TTM)

Gen Digital (GEN) at 46.40% sits in the top ROE quartile, while Twilio (TWLO) at 14.92% is closer to the peer norm — stronger capital efficiency for GEN.

GEN

Software & Services industry group

46.40%

Max
53.85%
GEN
46.40%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%

TWLO

Software & Services industry group

14.92%

Max
53.85%
Q3
17.90%
TWLO
14.92%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Gen Digital (GEN) at 23.07% and Twilio (TWLO) at 21.82% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

GEN

Software & Services industry group

23.07%

Max
41.17%
GEN
23.07%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

TWLO

Software & Services industry group

21.82%

Max
41.17%
TWLO
21.82%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Gen Digital (GEN) at 37.40% operates in the top operating margin quartile, ahead of Twilio (TWLO) at 9.53%, which runs around its industry’s norm.

GEN

Software & Services industry group

37.40%

Max
46.89%
GEN
37.40%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

TWLO

Software & Services industry group

9.53%

Max
46.89%
Q3
17.64%
TWLO
9.53%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
ROE (TTM)46.40%14.92%
ROA (TTM)8.94%2.69%
Net Margin (TTM)23.07%21.82%
Operating Margin (TTM)37.40%9.53%
Gross Margin (TTM)77.41%48.61%

Growth

Revenue Growth

Gen Digital (GEN) at 27.06% sits in the top revenue growth quartile, while Twilio (TWLO) at 13.66% is closer to the peer norm — faster top-line expansion for GEN.

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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Gen Digital (GEN) reports EPS growth of 52.43%, ranked against its industry; Twilio (TWLO) has no EPS growth figure this period.

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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Revenue Growth (YoY)27.06%13.66%
Revenue Growth (3Y CAGR)14.66%9.82%
EPS Growth (YoY)52.43%--
EPS Growth (3Y CAGR)-10.09%--

Financial Strength

Current Ratio (MRQ)

Twilio (TWLO) at 4.47 carries current ratio above its industry’s typical mid-range, while Gen Digital (GEN) at 0.37 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

GEN

Software & Services industry group

0.37

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
GEN
0.37
Min
0.03

TWLO

Software & Services industry group

4.47

Max
5.11
TWLO
4.47
Q3
2.77
Median
1.67
Q1
1.01
Min
0.03
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Twilio (TWLO) at 0.12 is near its industry mid-range for debt-to-equity ratio, while Gen Digital (GEN) at 2.96 sits above its benchmark range, pointing to a heavier debt load relative to equity.

GEN

Software & Services industry group

2.96

GEN
2.96
Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
Min
0.00

TWLO

Software & Services industry group

0.12

Max
2.52
Q3
1.13
Median
0.40
TWLO
0.12
Q1
0.07
Min
0.00
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Current Ratio (MRQ)0.374.47
Debt / Equity (MRQ)2.960.12
Net Debt / EBITDA3.02-3.13

Dividends

Dividend Yield (TTM)

Twilio (TWLO) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a yield of 1.63%, ranking against industry peers normally.

GEN

Software & Services industry group

1.63%

GEN
1.63%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TWLO

Software & Services industry group

0.00%

TWLO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Twilio (TWLO) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Gen Digital (GEN) reports a payout of 25.38%, ranking against industry peers normally.

GEN

Software & Services industry group

25.38%

GEN
25.38%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

TWLO

Software & Services industry group

0.00%

TWLO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
Dividend Yield (TTM)1.63%0.00%
Dividend Payout Ratio (TTM)25.38%0.00%

Valuation

P/E Ratio (TTM)

Gen Digital (GEN) at 15.12 sits in the cheaper P/E ratio quartile, while Twilio (TWLO) at 25.38 is closer to its industry’s usual earnings multiple — a discount for GEN, though growth and earnings durability still matter.

GEN

Software & Services industry group

15.12

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
GEN
15.12
Min
6.69

TWLO

Software & Services industry group

25.38

Max
112.94
Q3
60.32
Median
32.91
TWLO
25.38
Q1
18.77
Min
6.69
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Gen Digital (GEN) at 3.38 and Twilio (TWLO) at 5.36 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

GEN

Software & Services industry group

3.38

Max
17.91
Q3
8.78
Median
4.25
GEN
3.38
Q1
2.23
Min
0.02

TWLO

Software & Services industry group

5.36

Max
17.91
Q3
8.78
TWLO
5.36
Median
4.25
Q1
2.23
Min
0.02
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Gen Digital (GEN) at 6.45 and Twilio (TWLO) at 3.41 are valued close to their industries’ norm against book — neither stands out from peers.

GEN

Software & Services industry group

6.45

Max
16.63
Q3
8.50
GEN
6.45
Median
4.30
Q1
1.92
Min
-3.90

TWLO

Software & Services industry group

3.41

Max
16.63
Q3
8.50
Median
4.30
TWLO
3.41
Q1
1.92
Min
-3.90
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Gen Digital (GEN) vs. Twilio (TWLO): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Gen Digital (GEN) and Twilio (TWLO)
MetricGENTWLO
P/E Ratio (TTM)15.1225.38
P/S Ratio (TTM)3.385.36
P/B Ratio (MRQ)6.453.41
Free Cash Flow Yield (TTM)10.25%3.45%