FUTU vs. JKHY: Futu vs. Jack Henry & Associates Stock Comparison

November 11, 2026

How do Futu (FUTU) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Futu (FUTU) and Jack Henry & Associates (JKHY) both fall under the Financial Services industry group, but FUTU is classified in Capital Markets while JKHY is classified in Financial Services.

Jack Henry & Associates (JKHY) trades as ordinary local shares, while Futu (FUTU) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Futu (FUTU) and Jack Henry & Associates (JKHY)
Profile Item	FUTU	JKHY
Name	Futu Holdings Ltd. ADR	Jack Henry & Associates, Inc.
Country/Region	Hong Kong	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Financial Services
GICS Sub-Industry	Investment Banking & Brokerage	Transaction & Payment Processing Services
Market Capitalization	13.75 billion USD	12.15 billion USD
Currency	USD	USD
Exchange	Nasdaq	Nasdaq
Listing Date	March 8, 2019	November 20, 1985
Security Type	ADR	Common Stock

Price Performance

Cumulative Growth

FUTU

JKHY

GSPC

Futu (FUTU) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Futu (FUTU) and Jack Henry & Associates (JKHY). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Futu (FUTU) and Jack Henry & Associates (JKHY). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Total Return (1Y)	-45.15%	9.28%
Total Return (3Y, Annualized)	22.02%	6.53%
Total Return (5Y, Annualized)	13.70%	3.04%

Risk Profile

Drawdown History

FUTU

JKHY

GSPC

Futu (FUTU) vs. Jack Henry & Associates (JKHY), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Futu (FUTU) and Jack Henry & Associates (JKHY). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Volatility (1Y, Annualized)	59.94%	31.51%
Beta (5Y)	0.68	0.51
Max Drawdown (5Y)	-60.17%	-38.35%
Avg. Volume (3M)	1.18M	944.55K

Risk-Adjusted Performance

Risk-Return Positioning

FUTU and JKHY are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Sharpe Ratio (1Y)	-0.82	0.16
Sortino Ratio (1Y)	-1.10	0.23

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Futu (FUTU) earns 30.52% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.

FUTU

Financial Services industry group

30.52%

Max: 44.78%
FUTU: 30.52%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

JKHY

Financial Services industry group

Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%
JKHY: --

Futu (FUTU) vs. Jack Henry & Associates (JKHY): JKHY does not report ROE, so it has no value marker; FUTU is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Futu (FUTU) at 46.20% retains a top-quartile share of revenue as profit, ahead of Jack Henry & Associates (JKHY) at 19.96%, which keeps about the industry-typical share.

FUTU

Financial Services industry group

46.20%

Max: 62.84%
FUTU: 46.20%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

JKHY

Financial Services industry group

19.96%

Max: 62.84%
Q3: 28.05%
JKHY: 19.96%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Futu (FUTU) at 66.75% operates in the top operating margin quartile, ahead of Jack Henry & Associates (JKHY) at 29.52%, which runs around its industry’s norm.

FUTU

Financial Services industry group

66.75%

Max: 107.33%
FUTU: 66.75%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

JKHY

Financial Services industry group

29.52%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
JKHY: 29.52%
Q1: 14.60%
Min: -44.34%

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
ROE (TTM)	30.52%	--
ROA (TTM)	4.51%	--
Net Margin (TTM)	46.20%	19.96%
Operating Margin (TTM)	66.75%	29.52%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Futu (FUTU) at 68.11% clears its industry range for revenue growth, far stronger top-line momentum than Jack Henry & Associates (JKHY) at 7.12%, which is closer to a typical peer reading.

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their Revenue Growth across different time periods.

EPS Growth

Futu (FUTU) at 106.38% sits in the top EPS growth quartile, while Jack Henry & Associates (JKHY) at 11.86% is closer to the peer norm — faster per-share earnings growth for FUTU.

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Revenue Growth (YoY)	68.11%	7.12%
Revenue Growth (3Y CAGR)	44.24%	6.99%
EPS Growth (YoY)	106.38%	11.86%
EPS Growth (3Y CAGR)	58.06%	11.61%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Futu (FUTU) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Futu (FUTU) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Futu (FUTU) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Jack Henry & Associates (JKHY) reports a yield of 1.34%, ranking against industry peers normally.

FUTU

Financial Services industry group

0.00%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
FUTU: 0.00%
Q1: 0.00%
Min: 0.00%

JKHY

Financial Services industry group

1.34%

Max: 9.77%
Q3: 3.92%
JKHY: 1.34%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Futu (FUTU) at 25.80% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

FUTU

Financial Services industry group

25.80%

Max: 241.07%
Q3: 97.36%
FUTU: 25.80%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

JKHY

Financial Services industry group

33.10%

Max: 241.07%
Q3: 97.36%
JKHY: 33.10%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
Dividend Yield (TTM)	0.00%	1.34%
Dividend Payout Ratio (TTM)	25.80%	33.10%

Valuation

P/E Ratio (TTM)

Both Futu (FUTU) at 9.73 and Jack Henry & Associates (JKHY) at 23.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

FUTU

Financial Services industry group

9.73

Max: 45.85
Q3: 24.64
Median: 15.37
FUTU: 9.73
Q1: 9.68
Min: 0.16

JKHY

Financial Services industry group

23.80

Max: 45.85
Q3: 24.64
JKHY: 23.80
Median: 15.37
Q1: 9.68
Min: 0.16

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Futu (FUTU) at 0.57 looks cheap on sales in the lower P/S ratio quartile, while Jack Henry & Associates (JKHY) at 4.67 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

FUTU

Financial Services industry group

0.57

Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
FUTU: 0.57
Min: -0.55

JKHY

Financial Services industry group

4.67

Max: 9.23
JKHY: 4.67
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Futu (FUTU) at 2.75 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.

FUTU

Financial Services industry group

2.75

Max: 7.79
Q3: 3.63
FUTU: 2.75
Median: 1.57
Q1: 0.81
Min: -0.39

JKHY

Financial Services industry group

5.92

Max: 7.79
JKHY: 5.92
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Futu (FUTU) vs. Jack Henry & Associates (JKHY): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Futu (FUTU) and Jack Henry & Associates (JKHY)
Metric	FUTU	JKHY
P/E Ratio (TTM)	9.73	23.80
P/S Ratio (TTM)	0.57	4.67
P/B Ratio (MRQ)	2.75	5.92
Free Cash Flow Yield (TTM)	--	--