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FRHC vs. STT: Freedom vs. State Street Stock Comparison

How do Freedom (FRHC) and State Street (STT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Freedom (FRHC) and State Street (STT) both belong to the Capital Markets industry, though FRHC is classified under Investment Banking & Brokerage while STT falls under Asset Management & Custody Banks.

Company profile comparison for Freedom (FRHC) and State Street (STT)
Profile ItemFRHCSTT
NameFreedom Holding Corp.State Street Corporation Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsCapital Markets
GICS Sub-IndustryInvestment Banking & BrokerageAsset Management & Custody Banks
Market Capitalization11.41 billion USD45.05 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateFebruary 7, 2018March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

FRHC
STT
GSPC
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Freedom (FRHC) vs. State Street (STT), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Freedom (FRHC) and State Street (STT). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Freedom (FRHC) and State Street (STT). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Total Return (1Y)18.04%49.16%
Total Return (3Y, Annualized)28.04%41.54%
Total Return (5Y, Annualized)18.95%16.00%

Risk Profile

Drawdown History

FRHC
STT
GSPC
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Freedom (FRHC) vs. State Street (STT), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Freedom (FRHC) and State Street (STT). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Volatility (1Y, Annualized)47.01%25.01%
Beta (5Y)0.711.36
Max Drawdown (5Y)-45.80%-41.45%
Avg. Volume (3M)108.35K1.85M

Risk-Adjusted Performance

Risk-Return Positioning

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FRHC and STT are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Sharpe Ratio (1Y)0.291.79
Sortino Ratio (1Y)0.452.61

Profitability

ROE (TTM)

Both Freedom (FRHC) at 10.68% and State Street (STT) at 13.08% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

FRHC

Financial Services industry group

10.68%

Max
44.78%
Q3
21.85%
Median
12.91%
FRHC
10.68%
Q1
4.48%
Min
-18.71%

STT

Financial Services industry group

13.08%

Max
44.78%
Q3
21.85%
STT
13.08%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Freedom (FRHC) vs. State Street (STT): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Freedom (FRHC) at 8.43% and State Street (STT) at 23.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

FRHC

Financial Services industry group

8.43%

Max
62.84%
Q3
28.05%
Median
15.36%
FRHC
8.43%
Q1
4.82%
Min
-28.52%

STT

Financial Services industry group

23.78%

Max
62.84%
Q3
28.05%
STT
23.78%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Freedom (FRHC) vs. State Street (STT): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

State Street (STT) at 34.63% runs core operations around its industry’s norm, while Freedom (FRHC) at 5.01% operates in the bottom quartile.

FRHC

Financial Services industry group

5.01%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
FRHC
5.01%
Min
-44.34%

STT

Financial Services industry group

34.63%

Max
107.33%
Q3
55.90%
STT
34.63%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Freedom (FRHC) vs. State Street (STT): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
ROE (TTM)10.68%13.08%
ROA (TTM)1.24%0.95%
Net Margin (TTM)8.43%23.78%
Operating Margin (TTM)5.01%34.63%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Freedom (FRHC) at 8.97% and State Street (STT) at 8.10% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Freedom (FRHC) vs. State Street (STT): A comparison of their Revenue Growth across different time periods.

EPS Growth

Freedom (FRHC) at 98.93% sits in the top EPS growth quartile, while State Street (STT) at 14.49% is closer to the peer norm — faster per-share earnings growth for FRHC.

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Freedom (FRHC) vs. State Street (STT): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Revenue Growth (YoY)8.97%8.10%
Revenue Growth (3Y CAGR)39.61%4.82%
EPS Growth (YoY)98.93%14.49%
EPS Growth (3Y CAGR)-10.08%9.35%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Freedom (FRHC) in Financial Services and State Street (STT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Freedom (FRHC) in Financial Services and State Street (STT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Freedom (FRHC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a yield of 2.08%, ranking against industry peers normally.

FRHC

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
FRHC
0.00%
Q1
0.00%
Min
0.00%

STT

Financial Services industry group

2.08%

Max
9.77%
Q3
3.92%
STT
2.08%
Median
1.09%
Q1
0.00%
Min
0.00%
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Freedom (FRHC) vs. State Street (STT): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Freedom (FRHC) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile State Street (STT) reports a payout of 28.10%, ranking against industry peers normally.

FRHC

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
FRHC
0.00%
Q1
0.00%
Min
0.00%

STT

Financial Services industry group

28.10%

Max
241.07%
Q3
97.36%
STT
28.10%
Median
25.77%
Q1
0.00%
Min
0.00%
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Freedom (FRHC) vs. State Street (STT): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
Dividend Yield (TTM)0.00%2.08%
Dividend Payout Ratio (TTM)0.00%28.10%

Valuation

P/E Ratio (TTM)

State Street (STT) at 13.53 is near its industry’s usual P/E ratio, while Freedom (FRHC) at 70.97 sits above its peer range — an unusually expensive price for FRHC’s trailing earnings.

FRHC

Financial Services industry group

70.97

FRHC
70.97
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

STT

Financial Services industry group

13.53

Max
45.85
Q3
24.64
Median
15.37
STT
13.53
Q1
9.68
Min
0.16
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Freedom (FRHC) vs. State Street (STT): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

State Street (STT) at 2.91 is priced about in line with its industry on P/S ratio, while Freedom (FRHC) at 6.51 sits in the pricier quartile — FRHC costs more per dollar of sales.

FRHC

Financial Services industry group

6.51

Max
9.23
FRHC
6.51
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

STT

Financial Services industry group

2.91

Max
9.23
Q3
4.57
STT
2.91
Median
2.72
Q1
1.28
Min
-0.55
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Freedom (FRHC) vs. State Street (STT): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

State Street (STT) at 1.83 is valued about in line with its industry on P/B ratio, while Freedom (FRHC) at 7.16 carries an above-peer premium to book — FRHC is pricier on assets.

FRHC

Financial Services industry group

7.16

Max
7.79
FRHC
7.16
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

STT

Financial Services industry group

1.83

Max
7.79
Q3
3.63
STT
1.83
Median
1.57
Q1
0.81
Min
-0.39
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Freedom (FRHC) vs. State Street (STT): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Freedom (FRHC) and State Street (STT)
MetricFRHCSTT
P/E Ratio (TTM)70.9713.53
P/S Ratio (TTM)6.512.91
P/B Ratio (MRQ)7.161.83
Free Cash Flow Yield (TTM)----