FRHC vs. GPN: Freedom vs. Global Payments Stock Comparison

November 11, 2026

How do Freedom (FRHC) and Global Payments (GPN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Freedom (FRHC) and Global Payments (GPN) both fall under the Financial Services industry group, but FRHC is classified in Capital Markets while GPN is classified in Financial Services.

Company profile comparison for Freedom (FRHC) and Global Payments (GPN)
Profile Item	FRHC	GPN
Name	Freedom Holding Corp.	Global Payments Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Financial Services
GICS Sub-Industry	Investment Banking & Brokerage	Transaction & Payment Processing Services
Market Capitalization	11.41 billion USD	25.78 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	February 7, 2018	January 16, 2001
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

FRHC

GPN

GSPC

Freedom (FRHC) vs. Global Payments (GPN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Freedom (FRHC) and Global Payments (GPN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Freedom (FRHC) and Global Payments (GPN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Total Return (1Y)	18.04%	31.53%
Total Return (3Y, Annualized)	28.04%	-1.66%
Total Return (5Y, Annualized)	18.95%	-4.82%

Risk Profile

Drawdown History

FRHC

GPN

GSPC

Freedom (FRHC) vs. Global Payments (GPN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Freedom (FRHC) and Global Payments (GPN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Volatility (1Y, Annualized)	47.01%	42.00%
Beta (5Y)	0.71	0.80
Max Drawdown (5Y)	-45.80%	-57.06%
Avg. Volume (3M)	108.35K	2.69M

Risk-Adjusted Performance

Risk-Return Positioning

FRHC and GPN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Sharpe Ratio (1Y)	0.29	0.65
Sortino Ratio (1Y)	0.45	1.10

Profitability

ROE (TTM)

Freedom (FRHC) at 10.68% is around its peer norm for ROE, while Global Payments (GPN) at 0.84% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

FRHC

Financial Services industry group

10.68%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
FRHC: 10.68%
Q1: 4.48%
Min: -18.71%

GPN

Financial Services industry group

0.84%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
GPN: 0.84%
Min: -18.71%

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Freedom (FRHC) reports 8.43%, ranking against industry peers normally.

FRHC

Financial Services industry group

8.43%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
FRHC: 8.43%
Q1: 4.82%
Min: -28.52%

GPN

Financial Services industry group

-11.21%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
GPN: -11.21%
Min: -28.52%

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Global Payments (GPN) at 15.73% runs core operations around its industry’s norm, while Freedom (FRHC) at 5.01% operates in the bottom quartile.

FRHC

Financial Services industry group

5.01%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
FRHC: 5.01%
Min: -44.34%

GPN

Financial Services industry group

15.73%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
GPN: 15.73%
Q1: 14.60%
Min: -44.34%

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
ROE (TTM)	10.68%	0.84%
ROA (TTM)	1.24%	2.24%
Net Margin (TTM)	8.43%	-11.21%
Operating Margin (TTM)	5.01%	15.73%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Freedom (FRHC) at 8.97% is around its peer norm for revenue growth, while Global Payments (GPN) at -0.39% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Freedom (FRHC) at 98.93% sits in the top EPS growth quartile, while Global Payments (GPN) at -6.17% is closer to the peer norm — faster per-share earnings growth for FRHC.

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Revenue Growth (YoY)	8.97%	-0.39%
Revenue Growth (3Y CAGR)	39.61%	-4.96%
EPS Growth (YoY)	98.93%	-6.17%
EPS Growth (3Y CAGR)	-10.08%	143.57%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Freedom (FRHC) in Financial Services and Global Payments (GPN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Freedom (FRHC) in Financial Services and Global Payments (GPN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Freedom (FRHC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Global Payments (GPN) reports a yield of 1.05%, ranking against industry peers normally.

FRHC

Financial Services industry group

0.00%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

GPN

Financial Services industry group

1.05%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
GPN: 1.05%
Q1: 0.00%
Min: 0.00%

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings; Freedom (FRHC) pays no dividend (payout 0.00%).

FRHC

Financial Services industry group

0.00%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

GPN

Financial Services industry group

178.57%

Max: 241.07%
GPN: 178.57%
Q3: 97.36%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
Dividend Yield (TTM)	0.00%	1.05%
Dividend Payout Ratio (TTM)	0.00%	178.57%

Valuation

P/E Ratio (TTM)

Both Freedom (FRHC) at 70.97 and Global Payments (GPN) at 173.93 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.

FRHC

Financial Services industry group

70.97

FRHC: 70.97
Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

GPN

Financial Services industry group

173.93

GPN: 173.93
Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Global Payments (GPN) at 2.24 is priced about in line with its industry on P/S ratio, while Freedom (FRHC) at 6.51 sits in the pricier quartile — FRHC costs more per dollar of sales.

FRHC

Financial Services industry group

6.51

Max: 9.23
FRHC: 6.51
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

GPN

Financial Services industry group

2.24

Max: 9.23
Q3: 4.57
Median: 2.72
GPN: 2.24
Q1: 1.28
Min: -0.55

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Global Payments (GPN) at 1.11 is valued about in line with its industry on P/B ratio, while Freedom (FRHC) at 7.16 carries an above-peer premium to book — FRHC is pricier on assets.

FRHC

Financial Services industry group

7.16

Max: 7.79
FRHC: 7.16
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

GPN

Financial Services industry group

1.11

Max: 7.79
Q3: 3.63
Median: 1.57
GPN: 1.11
Q1: 0.81
Min: -0.39

Freedom (FRHC) vs. Global Payments (GPN): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Freedom (FRHC) and Global Payments (GPN)
Metric	FRHC	GPN
P/E Ratio (TTM)	70.97	173.93
P/S Ratio (TTM)	6.51	2.24
P/B Ratio (MRQ)	7.16	1.11
Free Cash Flow Yield (TTM)	--	--