FNF vs. MKL: Fidelity National Financial vs. Markel Stock Comparison

Company Profile

Fidelity National Financial (FNF) and Markel (MKL) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Fidelity National Financial (FNF) trades around 2.46M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Fidelity National Financial (FNF) at 15.10% and Markel (MKL) at 9.75% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Fidelity National Financial (FNF) at 7.00% and Markel (MKL) at 11.13% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Fidelity National Financial (FNF) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Fidelity National Financial (FNF) at 5.88% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Fidelity National Financial (FNF) at -52.47% and Markel (MKL) at -15.10% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Fidelity National Financial (FNF) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Fidelity National Financial (FNF) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity National Financial (FNF) reports a yield of 4.85%, ranking against industry peers normally.

Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fidelity National Financial (FNF) reports a payout of 53.20%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both Fidelity National Financial (FNF) at 11.21 and Markel (MKL) at 13.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

Fidelity National Financial (FNF) at 0.79 sits in the cheaper P/S ratio quartile while Markel (MKL) at 1.47 prices around its industry’s middle — FNF costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Fidelity National Financial (FNF) at 1.59 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics