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FMS vs. PODD: Fresenius Medical Care vs. Insulet Stock Comparison

How do Fresenius Medical Care (FMS) and Insulet (PODD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fresenius Medical Care (FMS) and Insulet (PODD) both fall under the Health Care Equipment & Services industry group, but FMS is classified in Health Care Providers & Services while PODD is classified in Health Care Equipment & Supplies.

Insulet (PODD) trades as ordinary local shares, while Fresenius Medical Care (FMS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Fresenius Medical Care (FMS) and Insulet (PODD)
Profile ItemFMSPODD
NameFresenius Medical Care AG - Depositary ReceiptInsulet Corporation
Country/RegionGermanyUnited States
GICS SectorHealth CareHealth Care
GICS Industry GroupHealth Care Equipment & ServicesHealth Care Equipment & Services
GICS IndustryHealth Care Providers & ServicesHealth Care Equipment & Supplies
GICS Sub-IndustryHealth Care ServicesHealth Care Equipment
Market Capitalization12.15 billion USD10.16 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateSeptember 17, 1996May 15, 2007
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

FMS
PODD
GSPC
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Fresenius Medical Care (FMS) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Fresenius Medical Care (FMS) and Insulet (PODD). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Fresenius Medical Care (FMS) and Insulet (PODD). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Total Return (1Y)-0.71%-53.25%
Total Return (3Y, Annualized)13.88%-0.74%
Total Return (5Y, Annualized)-4.69%-14.02%

Risk Profile

Drawdown History

FMS
PODD
GSPC
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Fresenius Medical Care (FMS) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Fresenius Medical Care (FMS) and Insulet (PODD). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Volatility (1Y, Annualized)30.61%46.33%
Beta (5Y)0.771.04
Max Drawdown (5Y)-62.33%-63.02%
Avg. Volume (3M)954.21K1.58M

Risk-Adjusted Performance

Risk-Return Positioning

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FMS and PODD are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Sharpe Ratio (1Y)-0.16-1.24
Sortino Ratio (1Y)-0.21-1.51

Profitability

ROE (TTM)

Insulet (PODD) at 28.94% sits in the top ROE quartile, while Fresenius Medical Care (FMS) at 7.84% is closer to the peer norm — stronger capital efficiency for PODD.

FMS

Health Care Equipment & Services industry group

7.84%

Max
47.61%
Q3
14.36%
FMS
7.84%
Median
5.45%
Q1
-10.67%
Min
-47.01%

PODD

Health Care Equipment & Services industry group

28.94%

Max
47.61%
PODD
28.94%
Q3
14.36%
Median
5.45%
Q1
-10.67%
Min
-47.01%
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Insulet (PODD) at 13.44% retains a top-quartile share of revenue as profit, ahead of Fresenius Medical Care (FMS) at 4.22%, which keeps about the industry-typical share.

FMS

Health Care Equipment & Services industry group

4.22%

Max
29.35%
Q3
9.33%
FMS
4.22%
Median
2.18%
Q1
-6.29%
Min
-28.46%

PODD

Health Care Equipment & Services industry group

13.44%

Max
29.35%
PODD
13.44%
Q3
9.33%
Median
2.18%
Q1
-6.29%
Min
-28.46%
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Insulet (PODD) at 22.54% operates in the top operating margin quartile, ahead of Fresenius Medical Care (FMS) at 9.63%, which runs around its industry’s norm.

FMS

Health Care Equipment & Services industry group

9.63%

Max
35.43%
Q3
14.14%
FMS
9.63%
Median
6.81%
Q1
-0.28%
Min
-16.29%

PODD

Health Care Equipment & Services industry group

22.54%

Max
35.43%
PODD
22.54%
Q3
14.14%
Median
6.81%
Q1
-0.28%
Min
-16.29%
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
ROE (TTM)7.84%28.94%
ROA (TTM)3.94%11.40%
Net Margin (TTM)4.22%13.44%
Operating Margin (TTM)9.63%22.54%
Gross Margin (TTM)26.46%71.88%

Growth

Revenue Growth

Insulet (PODD) at 30.73% sits in the top revenue growth quartile, while Fresenius Medical Care (FMS) at 1.51% is in the bottom quartile, showing a clear gap in revenue momentum.

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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their Revenue Growth across different time periods.

EPS Growth

Fresenius Medical Care (FMS) at 83.61% sits in the top EPS growth quartile, while Insulet (PODD) at -39.79% is in the bottom quartile, showing a clear gap in earnings momentum.

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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Revenue Growth (YoY)1.51%30.73%
Revenue Growth (3Y CAGR)0.39%27.54%
EPS Growth (YoY)83.61%-39.79%
EPS Growth (3Y CAGR)13.47%267.70%

Financial Strength

Current Ratio (MRQ)

Insulet (PODD) at 2.51 keeps current ratio within its industry’s typical mid-range, while Fresenius Medical Care (FMS) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FMS.

FMS

Health Care Equipment & Services industry group

0.99

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
FMS
0.99
Min
0.30

PODD

Health Care Equipment & Services industry group

2.51

Max
7.59
Q3
4.00
PODD
2.51
Median
1.98
Q1
1.37
Min
0.30
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Both Fresenius Medical Care (FMS) at 0.79 and Insulet (PODD) at 0.66 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

FMS

Health Care Equipment & Services industry group

0.79

Max
1.88
Q3
0.91
FMS
0.79
Median
0.58
Q1
0.16
Min
0.00

PODD

Health Care Equipment & Services industry group

0.66

Max
1.88
Q3
0.91
PODD
0.66
Median
0.58
Q1
0.16
Min
0.00
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Current Ratio (MRQ)0.992.51
Debt / Equity (MRQ)0.790.66
Net Debt / EBITDA3.630.65

Dividends

Dividend Yield (TTM)

Insulet (PODD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fresenius Medical Care (FMS) reports a yield of 6.30%, ranking against industry peers normally.

FMS

Health Care Equipment & Services industry group

6.30%

FMS
6.30%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Insulet (PODD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Fresenius Medical Care (FMS) reports a payout of 50.14%, ranking against industry peers normally.

FMS

Health Care Equipment & Services industry group

50.14%

FMS
50.14%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
Dividend Yield (TTM)6.30%0.00%
Dividend Payout Ratio (TTM)50.14%0.00%

Valuation

P/E Ratio (TTM)

Fresenius Medical Care (FMS) at 13.53 sits in the cheaper P/E ratio quartile, while Insulet (PODD) at 23.94 is closer to its industry’s usual earnings multiple — a discount for FMS, though growth and earnings durability still matter.

FMS

Health Care Equipment & Services industry group

13.53

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
FMS
13.53
Min
4.21

PODD

Health Care Equipment & Services industry group

23.94

Max
80.41
Q3
47.62
Median
29.93
PODD
23.94
Q1
21.19
Min
4.21
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Fresenius Medical Care (FMS) at 0.62 sits in the cheaper P/S ratio quartile while Insulet (PODD) at 3.19 prices around its industry’s middle — FMS costs less per dollar of sales, though read it alongside growth and margins.

FMS

Health Care Equipment & Services industry group

0.62

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
FMS
0.62
Min
0.03

PODD

Health Care Equipment & Services industry group

3.19

Max
8.80
Q3
4.32
PODD
3.19
Median
2.13
Q1
1.10
Min
0.03
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

Fresenius Medical Care (FMS) at 0.85 looks cheap against book in the lower P/B ratio quartile, while Insulet (PODD) at 6.44 carries a premium in the upper quartile — a clear price-to-book gap.

FMS

Health Care Equipment & Services industry group

0.85

Max
11.68
Q3
6.12
Median
3.00
Q1
1.73
FMS
0.85
Min
-1.31

PODD

Health Care Equipment & Services industry group

6.44

Max
11.68
PODD
6.44
Q3
6.12
Median
3.00
Q1
1.73
Min
-1.31
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Fresenius Medical Care (FMS) vs. Insulet (PODD): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Fresenius Medical Care (FMS) and Insulet (PODD)
MetricFMSPODD
P/E Ratio (TTM)13.5323.94
P/S Ratio (TTM)0.623.19
P/B Ratio (MRQ)0.856.44
Free Cash Flow Yield (TTM)12.29%1.12%