FIS vs. SCHW: Fidelity Natl Information Svcs vs. Charles Schwab Stock Comparison
How do Fidelity Natl Information Svcs (FIS) and Charles Schwab (SCHW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fidelity Natl Information Svcs (FIS) and Charles Schwab (SCHW) both fall under the Financial Services industry group, but FIS is classified in Financial Services while SCHW is classified in Capital Markets.
| Profile Item | FIS | SCHW |
|---|---|---|
| Name | Fidelity National Information Services, Inc. | The Charles Schwab Corporation |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Investment Banking & Brokerage |
| Market Capitalization | 14.81 billion USD | 158.22 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 20, 2001 | September 22, 1987 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Total Return (1Y) | -54.36% | -0.80% |
| Total Return (3Y, Annualized) | -15.82% | 21.35% |
| Total Return (5Y, Annualized) | -22.37% | 4.31% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Volatility (1Y, Annualized) | 41.42% | 26.01% |
| Beta (5Y) | 0.91 | 0.74 |
| Max Drawdown (5Y) | -73.34% | -49.70% |
| Avg. Volume (3M) | 6.68M | 8.22M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Sharpe Ratio (1Y) | -1.42 | -0.20 |
| Sortino Ratio (1Y) | -1.66 | -0.26 |
Profitability
ROE (TTM)
Fidelity Natl Information Svcs (FIS) at 23.04% sits in the top ROE quartile, while Charles Schwab (SCHW) at 21.12% is closer to the peer norm — stronger capital efficiency for FIS.
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SCHW
Financial Services industry group
21.12%
- Max
- 44.78%
- Q3
- 21.85%
- SCHW
- 21.12%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Charles Schwab (SCHW) at 39.33% retains a top-quartile share of revenue as profit, ahead of Fidelity Natl Information Svcs (FIS) at 26.77%, which keeps about the industry-typical share.
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
SCHW
Financial Services industry group
39.33%
- Max
- 62.84%
- SCHW
- 39.33%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Fidelity Natl Information Svcs (FIS) at 22.93% and Charles Schwab (SCHW) at 52.67% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
SCHW
Financial Services industry group
52.67%
- Max
- 107.33%
- Q3
- 55.90%
- SCHW
- 52.67%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | FIS | SCHW |
|---|---|---|
| ROE (TTM) | 23.04% | 21.12% |
| ROA (TTM) | 4.52% | 2.16% |
| Net Margin (TTM) | 26.77% | 39.33% |
| Operating Margin (TTM) | 22.93% | 52.67% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fidelity Natl Information Svcs (FIS) at 5.43% and Charles Schwab (SCHW) at 22.01% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Charles Schwab (SCHW) at 55.52% sits in the top EPS growth quartile, while Fidelity Natl Information Svcs (FIS) at -72.03% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Revenue Growth (YoY) | 5.43% | 22.01% |
| Revenue Growth (3Y CAGR) | 3.18% | 4.83% |
| EPS Growth (YoY) | -72.03% | 55.52% |
| EPS Growth (3Y CAGR) | -- | 9.93% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fidelity Natl Information Svcs (FIS) in Financial Services and Charles Schwab (SCHW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fidelity Natl Information Svcs (FIS) in Financial Services and Charles Schwab (SCHW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while Charles Schwab (SCHW) at 1.33% pays a more typical yield — both are credible income propositions, FIS the richer one.
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SCHW
Financial Services industry group
1.33%
- Max
- 9.77%
- Q3
- 3.92%
- SCHW
- 1.33%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fidelity Natl Information Svcs (FIS) at 25.71% and Charles Schwab (SCHW) at 21.03% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
SCHW
Financial Services industry group
21.03%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SCHW
- 21.03%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FIS | SCHW |
|---|---|---|
| Dividend Yield (TTM) | 5.85% | 1.33% |
| Dividend Payout Ratio (TTM) | 25.71% | 21.03% |
Valuation
P/E Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while Charles Schwab (SCHW) at 15.64 is closer to its industry’s usual earnings multiple — a discount for FIS, though growth and earnings durability still matter.
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
SCHW
Financial Services industry group
15.64
- Max
- 45.85
- Q3
- 24.64
- SCHW
- 15.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 looks cheap on sales in the lower P/S ratio quartile, while Charles Schwab (SCHW) at 5.85 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
SCHW
Financial Services industry group
5.85
- Max
- 9.23
- SCHW
- 5.85
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Fidelity Natl Information Svcs (FIS) at 0.91 and Charles Schwab (SCHW) at 3.08 are valued close to their industries’ norm against book — neither stands out from peers.
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
SCHW
Financial Services industry group
3.08
- Max
- 7.79
- Q3
- 3.63
- SCHW
- 3.08
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | FIS | SCHW |
|---|---|---|
| P/E Ratio (TTM) | 4.29 | 15.64 |
| P/S Ratio (TTM) | 1.14 | 5.85 |
| P/B Ratio (MRQ) | 0.91 | 3.08 |
| Free Cash Flow Yield (TTM) | -- | -- |