FIS vs. PYPL: Fidelity Natl Information Svcs vs. PayPal Stock Comparison
How do Fidelity Natl Information Svcs (FIS) and PayPal (PYPL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fidelity Natl Information Svcs (FIS) and PayPal (PYPL) are both classified in the Transaction & Payment Processing Services sub-industry within the broader Financial Services industry, placing them in the closest GICS peer bucket.
| Profile Item | FIS | PYPL |
|---|---|---|
| Name | Fidelity National Information Services, Inc. | PayPal Holdings, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Transaction & Payment Processing Services | Transaction & Payment Processing Services |
| Market Capitalization | 14.81 billion USD | 49.21 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 20, 2001 | July 6, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Total Return (1Y) | -54.36% | -7.44% |
| Total Return (3Y, Annualized) | -15.82% | 4.14% |
| Total Return (5Y, Annualized) | -22.37% | -21.48% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Volatility (1Y, Annualized) | 41.42% | 42.40% |
| Beta (5Y) | 0.91 | 1.28 |
| Max Drawdown (5Y) | -73.34% | -81.84% |
| Avg. Volume (3M) | 6.68M | 11.78M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Sharpe Ratio (1Y) | -1.42 | -0.28 |
| Sortino Ratio (1Y) | -1.66 | -0.37 |
Profitability
ROE (TTM)
Both Fidelity Natl Information Svcs (FIS) at 23.04% and PayPal (PYPL) at 23.83% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
PYPL
Financial Services industry group
23.83%
- Max
- 44.78%
- PYPL
- 23.83%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Fidelity Natl Information Svcs (FIS) at 26.77% and PayPal (PYPL) at 13.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
PYPL
Financial Services industry group
13.78%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- PYPL
- 13.78%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Fidelity Natl Information Svcs (FIS) at 22.93% and PayPal (PYPL) at 18.41% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
PYPL
Financial Services industry group
18.41%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- PYPL
- 18.41%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | FIS | PYPL |
|---|---|---|
| ROE (TTM) | 23.04% | 23.83% |
| ROA (TTM) | 4.52% | 4.70% |
| Net Margin (TTM) | 26.77% | 13.78% |
| Operating Margin (TTM) | 22.93% | 18.41% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Fidelity Natl Information Svcs (FIS) at 5.43% and PayPal (PYPL) at 4.32% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
PayPal (PYPL) at 35.59% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Revenue Growth (YoY) | 5.43% | 4.32% |
| Revenue Growth (3Y CAGR) | 3.18% | 6.43% |
| EPS Growth (YoY) | -72.03% | 35.59% |
| EPS Growth (3Y CAGR) | -- | 37.30% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Fidelity Natl Information Svcs (FIS) in Financial Services and PayPal (PYPL) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Fidelity Natl Information Svcs (FIS) in Financial Services and PayPal (PYPL) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while PayPal (PYPL) at 0.95% pays a more typical yield — both are credible income propositions, FIS the richer one.
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
PYPL
Financial Services industry group
0.95%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- PYPL
- 0.95%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Fidelity Natl Information Svcs (FIS) at 25.71% and PayPal (PYPL) at 10.69% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
PYPL
Financial Services industry group
10.69%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- PYPL
- 10.69%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FIS | PYPL |
|---|---|---|
| Dividend Yield (TTM) | 5.85% | 0.95% |
| Dividend Payout Ratio (TTM) | 25.71% | 10.69% |
Valuation
P/E Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while PayPal (PYPL) at 11.31 is closer to its industry’s usual earnings multiple — a discount for FIS, though growth and earnings durability still matter.
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
PYPL
Financial Services industry group
11.31
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- PYPL
- 11.31
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while PayPal (PYPL) at 1.43 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
PYPL
Financial Services industry group
1.43
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- PYPL
- 1.43
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Fidelity Natl Information Svcs (FIS) at 0.91 and PayPal (PYPL) at 2.55 are valued close to their industries’ norm against book — neither stands out from peers.
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
PYPL
Financial Services industry group
2.55
- Max
- 7.79
- Q3
- 3.63
- PYPL
- 2.55
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | FIS | PYPL |
|---|---|---|
| P/E Ratio (TTM) | 4.29 | 11.31 |
| P/S Ratio (TTM) | 1.14 | 1.43 |
| P/B Ratio (MRQ) | 0.91 | 2.55 |
| Free Cash Flow Yield (TTM) | -- | -- |