FICO vs. SNPS: Fair Isaac vs. Synopsys Stock Comparison
How do Fair Isaac (FICO) and Synopsys (SNPS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fair Isaac (FICO) and Synopsys (SNPS) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | FICO | SNPS |
|---|---|---|
| Name | Fair Isaac Corp. | Synopsys Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 15.22 billion USD | 86.32 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | July 22, 1987 | February 26, 1992 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Total Return (1Y) | -58.54% | 18.77% |
| Total Return (3Y, Annualized) | -9.17% | -2.57% |
| Total Return (5Y, Annualized) | 12.31% | 6.06% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Volatility (1Y, Annualized) | 63.29% | 45.03% |
| Beta (5Y) | 1.33 | 1.17 |
| Max Drawdown (5Y) | -75.13% | -43.02% |
| Avg. Volume (3M) | 759.34K | 2.11M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.99 | 0.32 |
| Sortino Ratio (1Y) | -1.20 | 0.49 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Synopsys (SNPS) earns 3.66% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.
FICO
Software & Services industry group
--
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
- FICO
- --
SNPS
Software & Services industry group
3.66%
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- SNPS
- 3.66%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Fair Isaac (FICO) at 32.94% retains a top-quartile share of revenue as profit, ahead of Synopsys (SNPS) at 11.43%, which keeps about the industry-typical share.
FICO
Software & Services industry group
32.94%
- Max
- 41.17%
- FICO
- 32.94%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
SNPS
Software & Services industry group
11.43%
- Max
- 41.17%
- Q3
- 15.28%
- SNPS
- 11.43%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Fair Isaac (FICO) at 44.72% operates in the top operating margin quartile, ahead of Synopsys (SNPS) at 14.52%, which runs around its industry’s norm.
FICO
Software & Services industry group
44.72%
- Max
- 46.89%
- FICO
- 44.72%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
SNPS
Software & Services industry group
14.52%
- Max
- 46.89%
- Q3
- 17.64%
- SNPS
- 14.52%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | FICO | SNPS |
|---|---|---|
| ROE (TTM) | -- | 3.66% |
| ROA (TTM) | 40.99% | 1.35% |
| Net Margin (TTM) | 32.94% | 11.43% |
| Operating Margin (TTM) | 44.72% | 14.52% |
| Gross Margin (TTM) | 86.13% | 82.92% |
Growth
Revenue Growth
Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Synopsys (SNPS) at 15.12% is closer to the peer norm — faster top-line expansion for FICO.
EPS Growth
Fair Isaac (FICO) at 36.85% is around its peer norm for EPS growth, while Synopsys (SNPS) at -44.59% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Revenue Growth (YoY) | 27.33% | 15.12% |
| Revenue Growth (3Y CAGR) | 18.76% | 15.19% |
| EPS Growth (YoY) | 36.85% | -44.59% |
| EPS Growth (3Y CAGR) | 28.97% | 8.53% |
Financial Strength
Current Ratio (MRQ)
Synopsys (SNPS) at 1.34 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.
FICO
Software & Services industry group
0.99
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- FICO
- 0.99
- Min
- 0.03
SNPS
Software & Services industry group
1.34
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- SNPS
- 1.34
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Only one side’s leverage can be read here: Synopsys (SNPS) carries debt-to-equity ratio of 0.35 against its industry range, while Fair Isaac (FICO) reports no figure this period.
FICO
Software & Services industry group
--
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
- FICO
- --
SNPS
Software & Services industry group
0.35
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- SNPS
- 0.35
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Current Ratio (MRQ) | 0.99 | 1.34 |
| Debt / Equity (MRQ) | -- | 0.35 |
| Net Debt / EBITDA | 3.86 | 3.49 |
Dividends
Dividend Yield (TTM)
Neither Fair Isaac (FICO) nor Synopsys (SNPS) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SNPS
Software & Services industry group
0.00%
- SNPS
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Fair Isaac (FICO) nor Synopsys (SNPS) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SNPS
Software & Services industry group
0.00%
- SNPS
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FICO | SNPS |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Fair Isaac (FICO) at 19.40 is near its industry’s usual P/E ratio, while Synopsys (SNPS) at 79.59 sits in the richer quartile — SNPS needs stronger growth or earnings quality to justify the premium.
FICO
Software & Services industry group
19.40
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- FICO
- 19.40
- Q1
- 18.77
- Min
- 6.69
SNPS
Software & Services industry group
79.59
- Max
- 112.94
- SNPS
- 79.59
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
Fair Isaac (FICO) at 6.00 is priced about in line with its industry on P/S ratio, while Synopsys (SNPS) at 9.17 sits in the pricier quartile — SNPS costs more per dollar of sales.
FICO
Software & Services industry group
6.00
- Max
- 17.91
- Q3
- 8.78
- FICO
- 6.00
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
SNPS
Software & Services industry group
9.17
- Max
- 17.91
- SNPS
- 9.17
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Synopsys (SNPS) reports 2.77, ranking against industry peers normally.
FICO
Software & Services industry group
-3.90
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- FICO
- -3.90
- Min
- -3.90
SNPS
Software & Services industry group
2.77
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- SNPS
- 2.77
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | FICO | SNPS |
|---|---|---|
| P/E Ratio (TTM) | 19.40 | 79.59 |
| P/S Ratio (TTM) | 6.00 | 9.17 |
| P/B Ratio (MRQ) | -3.90 | 2.77 |
| Free Cash Flow Yield (TTM) | 6.54% | 3.97% |