FICO vs. QNT: Fair Isaac vs. Quantinuum Stock Comparison
How do Fair Isaac (FICO) and Quantinuum (QNT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fair Isaac (FICO) and Quantinuum (QNT) both fall under the Software & Services industry group, but FICO is classified in Software while QNT is classified in IT Services.
Fair Isaac (FICO) has been public since July 22, 1987, giving it decades of market history across multiple cycles, while Quantinuum (QNT) listed only on June 4, 2026 and lacks comparable through-cycle data.
| Profile Item | FICO | QNT |
|---|---|---|
| Name | Fair Isaac Corp. | Quantinuum Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | IT Consulting & Other Services |
| Market Capitalization | 15.22 billion USD | 10.13 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | July 22, 1987 | June 4, 2026 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FICO | QNT |
|---|---|---|
| Total Return (1Y) | -58.54% | -- |
| Total Return (3Y, Annualized) | -9.17% | -- |
| Total Return (5Y, Annualized) | 12.31% | -- |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Quantinuum (QNT) reports a negative beta of -2.69, suggesting inverse market sensitivity over the measurement window. That is uncommon for ordinary equities and can reflect commodity-linked or hedge-like exposure, but it can also come from statistical noise. Fair Isaac (FICO) has a non-negative beta of 1.33.
| Metric | FICO | QNT |
|---|---|---|
| Volatility (1Y, Annualized) | 63.29% | 105.28% |
| Beta (5Y) | 1.33 | -2.69 |
| Max Drawdown (5Y) | -75.13% | -64.15% |
| Avg. Volume (3M) | 759.34K | 2.01M |
Risk-Adjusted Performance
Risk-Return Positioning
Both FICO and QNT need 1-year volatility and 1-year return to plot risk-return positioning.
Risk-Adjusted Metrics
| Metric | FICO | QNT |
|---|---|---|
| Sharpe Ratio (1Y) | -0.99 | -- |
| Sortino Ratio (1Y) | -1.20 | -- |
Profitability
ROE (TTM)
Neither Fair Isaac (FICO) nor Quantinuum (QNT) reports a ROE value for this period, so a direct comparison isn’t possible.
FICO
Software & Services industry group
--
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
- FICO
- --
QNT
Software & Services industry group
--
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
- QNT
- --
Net Margin (TTM)
Fair Isaac (FICO) at 32.94% retains a top-quartile share of revenue as profit, ahead of Quantinuum (QNT) at 0.00%, which keeps about the industry-typical share.
FICO
Software & Services industry group
32.94%
- Max
- 41.17%
- FICO
- 32.94%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
QNT
Software & Services industry group
0.00%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- QNT
- 0.00%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Quantinuum (QNT) reports a negative operating margin of -6,939.56%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Fair Isaac (FICO) reports 44.72%, ranking against industry peers normally.
FICO
Software & Services industry group
44.72%
- Max
- 46.89%
- FICO
- 44.72%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
QNT
Software & Services industry group
-6,939.56%
- Max
- 46.89%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
- QNT
- -6,939.56%
Profitability Metrics
| Metric | FICO | QNT |
|---|---|---|
| ROE (TTM) | -- | -- |
| ROA (TTM) | 40.99% | -- |
| Net Margin (TTM) | 32.94% | 0.00% |
| Operating Margin (TTM) | 44.72% | -6,939.56% |
| Gross Margin (TTM) | 86.13% | 41.31% |
Growth
Revenue Growth
Both Fair Isaac (FICO) at 27.33% and Quantinuum (QNT) at 34.61% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.
EPS Growth
Only one side can be read here: Fair Isaac (FICO) reports EPS growth of 36.85%, ranked against its industry; Quantinuum (QNT) has no EPS growth figure this period.
Growth Metrics
| Metric | FICO | QNT |
|---|---|---|
| Revenue Growth (YoY) | 27.33% | 34.61% |
| Revenue Growth (3Y CAGR) | 18.76% | -- |
| EPS Growth (YoY) | 36.85% | -- |
| EPS Growth (3Y CAGR) | 28.97% | -- |
Financial Strength
Current Ratio (MRQ)
Quantinuum (QNT) at 15.49 carries current ratio above its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.
FICO
Software & Services industry group
0.99
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- FICO
- 0.99
- Min
- 0.03
QNT
Software & Services industry group
15.49
- QNT
- 15.49
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Only one side’s leverage can be read here: Quantinuum (QNT) carries debt-to-equity ratio of 0.01 against its industry range, while Fair Isaac (FICO) reports no figure this period.
FICO
Software & Services industry group
--
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
- FICO
- --
QNT
Software & Services industry group
0.01
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- QNT
- 0.01
- Min
- 0.00
Financial Strength Metrics
| Metric | FICO | QNT |
|---|---|---|
| Current Ratio (MRQ) | 0.99 | 15.49 |
| Debt / Equity (MRQ) | -- | 0.01 |
| Net Debt / EBITDA | 3.86 | -- |
Dividends
Dividend Yield (TTM)
Neither Fair Isaac (FICO) nor Quantinuum (QNT) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
QNT
Software & Services industry group
0.00%
- QNT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Fair Isaac (FICO) nor Quantinuum (QNT) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
QNT
Software & Services industry group
0.00%
- QNT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FICO | QNT |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
An earnings multiple is available for just one side: Fair Isaac (FICO) trades at 19.40 times trailing earnings, ranked against its peers, while Quantinuum (QNT) has no P/E ratio this period.
FICO
Software & Services industry group
19.40
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- FICO
- 19.40
- Q1
- 18.77
- Min
- 6.69
QNT
Software & Services industry group
--
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
- QNT
- --
P/S Ratio (TTM)
Fair Isaac (FICO) at 6.00 prices around its industry’s typical P/S ratio, while Quantinuum (QNT) at 441.11 clears its benchmark range — QNT looks notably rich on sales.
FICO
Software & Services industry group
6.00
- Max
- 17.91
- Q3
- 8.78
- FICO
- 6.00
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
QNT
Software & Services industry group
441.11
- QNT
- 441.11
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Quantinuum (QNT) reports 64.89, ranking against industry peers normally.
FICO
Software & Services industry group
-3.90
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- FICO
- -3.90
- Min
- -3.90
QNT
Software & Services industry group
64.89
- QNT
- 64.89
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | FICO | QNT |
|---|---|---|
| P/E Ratio (TTM) | 19.40 | -- |
| P/S Ratio (TTM) | 6.00 | 441.11 |
| P/B Ratio (MRQ) | -3.90 | 64.89 |
| Free Cash Flow Yield (TTM) | 6.54% | -- |