FICO vs. IT: Fair Isaac vs. Gartner Stock Comparison
How do Fair Isaac (FICO) and Gartner (IT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Fair Isaac (FICO) and Gartner (IT) both fall under the Software & Services industry group, but FICO is classified in Software while IT is classified in IT Services.
| Profile Item | FICO | IT |
|---|---|---|
| Name | Fair Isaac Corp. | Gartner Inc. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | IT Consulting & Other Services |
| Market Capitalization | 15.22 billion USD | 11.99 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 22, 1987 | October 5, 1993 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | FICO | IT |
|---|---|---|
| Total Return (1Y) | -58.54% | -17.60% |
| Total Return (3Y, Annualized) | -9.17% | -22.07% |
| Total Return (5Y, Annualized) | 12.31% | -10.95% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | FICO | IT |
|---|---|---|
| Volatility (1Y, Annualized) | 63.29% | 58.29% |
| Beta (5Y) | 1.33 | 0.95 |
| Max Drawdown (5Y) | -75.13% | -77.21% |
| Avg. Volume (3M) | 759.34K | 1.14M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | FICO | IT |
|---|---|---|
| Sharpe Ratio (1Y) | -0.99 | -0.38 |
| Sortino Ratio (1Y) | -1.20 | -0.54 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Gartner (IT) earns 365.76% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.
FICO
Software & Services industry group
--
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
- FICO
- --
IT
Software & Services industry group
365.76%
- IT
- 365.76%
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Fair Isaac (FICO) at 32.94% retains a top-quartile share of revenue as profit, ahead of Gartner (IT) at 14.81%, which keeps about the industry-typical share.
FICO
Software & Services industry group
32.94%
- Max
- 41.17%
- FICO
- 32.94%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
IT
Software & Services industry group
14.81%
- Max
- 41.17%
- Q3
- 15.28%
- IT
- 14.81%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Fair Isaac (FICO) at 44.72% and Gartner (IT) at 18.58% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
FICO
Software & Services industry group
44.72%
- Max
- 46.89%
- FICO
- 44.72%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
IT
Software & Services industry group
18.58%
- Max
- 46.89%
- IT
- 18.58%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | FICO | IT |
|---|---|---|
| ROE (TTM) | -- | 365.76% |
| ROA (TTM) | 40.99% | 11.33% |
| Net Margin (TTM) | 32.94% | 14.81% |
| Operating Margin (TTM) | 44.72% | 18.58% |
| Gross Margin (TTM) | 86.13% | 70.18% |
Growth
Revenue Growth
Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Gartner (IT) at 3.67% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Fair Isaac (FICO) at 36.85% is around its peer norm for EPS growth, while Gartner (IT) at -39.69% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | FICO | IT |
|---|---|---|
| Revenue Growth (YoY) | 27.33% | 3.67% |
| Revenue Growth (3Y CAGR) | 18.76% | 5.87% |
| EPS Growth (YoY) | 36.85% | -39.69% |
| EPS Growth (3Y CAGR) | 28.97% | -1.05% |
Financial Strength
Current Ratio (MRQ)
Both Fair Isaac (FICO) at 0.99 and Gartner (IT) at 0.91 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.
FICO
Software & Services industry group
0.99
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- FICO
- 0.99
- Min
- 0.03
IT
Software & Services industry group
0.91
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- IT
- 0.91
- Min
- 0.03
Debt / Equity (MRQ)
Neither Fair Isaac (FICO) nor Gartner (IT) reports a debt-to-equity ratio value for this period, so a direct comparison isn’t possible.
FICO
Software & Services industry group
--
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
- FICO
- --
IT
Software & Services industry group
--
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
- IT
- --
Financial Strength Metrics
| Metric | FICO | IT |
|---|---|---|
| Current Ratio (MRQ) | 0.99 | 0.91 |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | 3.86 | 1.18 |
Dividends
Dividend Yield (TTM)
Neither Fair Isaac (FICO) nor Gartner (IT) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
IT
Software & Services industry group
0.00%
- IT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Fair Isaac (FICO) nor Gartner (IT) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
IT
Software & Services industry group
0.00%
- IT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | FICO | IT |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Gartner (IT) at 13.62 sits in the cheaper P/E ratio quartile, while Fair Isaac (FICO) at 19.40 is closer to its industry’s usual earnings multiple — a discount for IT, though growth and earnings durability still matter.
FICO
Software & Services industry group
19.40
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- FICO
- 19.40
- Q1
- 18.77
- Min
- 6.69
IT
Software & Services industry group
13.62
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- IT
- 13.62
- Min
- 6.69
P/S Ratio (TTM)
Gartner (IT) at 1.86 sits in the cheaper P/S ratio quartile while Fair Isaac (FICO) at 6.00 prices around its industry’s middle — IT costs less per dollar of sales, though read it alongside growth and margins.
FICO
Software & Services industry group
6.00
- Max
- 17.91
- Q3
- 8.78
- FICO
- 6.00
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
IT
Software & Services industry group
1.86
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- IT
- 1.86
- Min
- 0.02
P/B Ratio (MRQ)
Both Fair Isaac (FICO) at -3.90 and Gartner (IT) at -348.81 report negative P/B ratio values, meaning both companies have negative book equity — neither multiple is meaningful for valuation.
FICO
Software & Services industry group
-3.90
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- FICO
- -3.90
- Min
- -3.90
IT
Software & Services industry group
-348.81
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
- IT
- -348.81
Valuation Metrics
| Metric | FICO | IT |
|---|---|---|
| P/E Ratio (TTM) | 19.40 | 13.62 |
| P/S Ratio (TTM) | 6.00 | 1.86 |
| P/B Ratio (MRQ) | -3.90 | -348.81 |
| Free Cash Flow Yield (TTM) | 6.54% | 8.90% |