Seek Returns

FICO vs. FROG: Fair Isaac vs. JFrog Stock Comparison

How do Fair Isaac (FICO) and JFrog (FROG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Fair Isaac (FICO) and JFrog (FROG) both belong to the Software industry, though FICO is classified under Application Software while FROG falls under Systems Software.

Fair Isaac (FICO) has more than two decades of public-market history since July 22, 1987, whereas JFrog (FROG) listed on September 16, 2020 and has a much shorter record to draw on.

Company profile comparison for Fair Isaac (FICO) and JFrog (FROG)
Profile ItemFICOFROG
NameFair Isaac Corp.JFrog Ltd.
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareSoftware
GICS Sub-IndustryApplication SoftwareSystems Software
Market Capitalization15.22 billion USD12.45 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJuly 22, 1987September 16, 2020
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

FICO
FROG
GSPC
Loading price history…
Fair Isaac (FICO) vs. JFrog (FROG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Fair Isaac (FICO) and JFrog (FROG). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Fair Isaac (FICO) and JFrog (FROG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Total Return (1Y)-58.54%77.72%
Total Return (3Y, Annualized)-9.17%60.36%
Total Return (5Y, Annualized)12.31%22.50%

Risk Profile

Drawdown History

FICO
FROG
GSPC
Loading price history…
Fair Isaac (FICO) vs. JFrog (FROG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Fair Isaac (FICO) and JFrog (FROG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Volatility (1Y, Annualized)63.29%80.78%
Beta (5Y)1.331.26
Max Drawdown (5Y)-75.13%-56.17%
Avg. Volume (3M)759.34K1.95M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
FICO and FROG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Sharpe Ratio (1Y)-0.990.91
Sortino Ratio (1Y)-1.201.48

Profitability

ROE (TTM)

Fair Isaac (FICO) has no ROE value reported for this period; JFrog (FROG) reports a negative figure of -2.26%, which needs context because negative ROE can reflect losses or negative shareholders’ equity.

FICO

Software & Services industry group

--

Max
53.85%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%
FICO
--

FROG

Software & Services industry group

-2.26%

Max
53.85%
Q3
17.90%
Median
6.59%
FROG
-2.26%
Q1
-9.59%
Min
-50.52%
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): FICO does not report ROE, so it has no value marker; FROG is benchmarked against the Software & Services industry group.

Net Margin (TTM)

JFrog (FROG) reports a negative net margin of -3.28%, usually indicating a net loss over the period. Meanwhile Fair Isaac (FICO) reports 32.94%, ranking against industry peers normally.

FICO

Software & Services industry group

32.94%

Max
41.17%
FICO
32.94%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

FROG

Software & Services industry group

-3.28%

Max
41.17%
Q3
15.28%
Median
4.63%
FROG
-3.28%
Q1
-5.42%
Min
-33.17%
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

JFrog (FROG) reports a negative operating margin of -0.27%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Fair Isaac (FICO) reports 44.72%, ranking against industry peers normally.

FICO

Software & Services industry group

44.72%

Max
46.89%
FICO
44.72%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

FROG

Software & Services industry group

-0.27%

Max
46.89%
Q3
17.64%
Median
8.73%
FROG
-0.27%
Q1
-2.13%
Min
-30.45%
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
ROE (TTM)---2.26%
ROA (TTM)40.99%-1.85%
Net Margin (TTM)32.94%-3.28%
Operating Margin (TTM)44.72%-0.27%
Gross Margin (TTM)86.13%78.44%

Growth

Revenue Growth

Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while JFrog (FROG) at 24.12% is closer to the peer norm — faster top-line expansion for FICO.

Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Fair Isaac (FICO) reports EPS growth of 36.85%, ranked against its industry; JFrog (FROG) has no EPS growth figure this period.

Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Revenue Growth (YoY)27.33%24.12%
Revenue Growth (3Y CAGR)18.76%23.84%
EPS Growth (YoY)36.85%--
EPS Growth (3Y CAGR)28.97%--

Financial Strength

Current Ratio (MRQ)

JFrog (FROG) at 2.15 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.

FICO

Software & Services industry group

0.99

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
FICO
0.99
Min
0.03

FROG

Software & Services industry group

2.15

Max
5.11
Q3
2.77
FROG
2.15
Median
1.67
Q1
1.01
Min
0.03
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Only one side’s leverage can be read here: JFrog (FROG) carries debt-to-equity ratio of 0.11 against its industry range, while Fair Isaac (FICO) reports no figure this period.

FICO

Software & Services industry group

--

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
Min
0.00
FICO
--

FROG

Software & Services industry group

0.11

Max
2.52
Q3
1.13
Median
0.40
FROG
0.11
Q1
0.07
Min
0.00
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): FICO does not report debt-to-equity ratio, so it has no value marker; FROG is benchmarked against the Software & Services industry group.

Financial Strength Metrics

Financial strength metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Current Ratio (MRQ)0.992.15
Debt / Equity (MRQ)--0.11
Net Debt / EBITDA3.86--

Dividends

Dividend Yield (TTM)

Neither Fair Isaac (FICO) nor JFrog (FROG) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

FICO

Software & Services industry group

0.00%

FICO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FROG

Software & Services industry group

0.00%

FROG
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Neither Fair Isaac (FICO) nor JFrog (FROG) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

FICO

Software & Services industry group

0.00%

FICO
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FROG

Software & Services industry group

0.00%

FROG
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Fair Isaac (FICO) trades at 19.40 times trailing earnings, ranked against its peers, while JFrog (FROG) has no P/E ratio this period.

FICO

Software & Services industry group

19.40

Max
112.94
Q3
60.32
Median
32.91
FICO
19.40
Q1
18.77
Min
6.69

FROG

Software & Services industry group

--

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69
FROG
--
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): FROG does not report P/E ratio, so it has no value marker; FICO is benchmarked against the Software & Services industry group.

P/S Ratio (TTM)

Fair Isaac (FICO) at 6.00 prices around its industry’s typical P/S ratio, while JFrog (FROG) at 19.39 clears its benchmark range — FROG looks notably rich on sales.

FICO

Software & Services industry group

6.00

Max
17.91
Q3
8.78
FICO
6.00
Median
4.25
Q1
2.23
Min
0.02

FROG

Software & Services industry group

19.39

FROG
19.39
Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile JFrog (FROG) reports 12.37, ranking against industry peers normally.

FICO

Software & Services industry group

-3.90

Max
16.63
Q3
8.50
Median
4.30
Q1
1.92
FICO
-3.90
Min
-3.90

FROG

Software & Services industry group

12.37

Max
16.63
FROG
12.37
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90
Loading chart…
Fair Isaac (FICO) vs. JFrog (FROG): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Fair Isaac (FICO) and JFrog (FROG)
MetricFICOFROG
P/E Ratio (TTM)19.40--
P/S Ratio (TTM)6.0019.39
P/B Ratio (MRQ)-3.9012.37
Free Cash Flow Yield (TTM)6.54%1.85%