FCNCA vs. KEY: First Citizens BancShares vs. KeyCorp Stock Comparison

Company Profile

First Citizens BancShares (FCNCA) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas First Citizens BancShares (FCNCA) is thinly traded at only 68.57K — larger orders in the latter may face more price impact or wider spreads, depending on market conditions.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both First Citizens BancShares (FCNCA) at 10.98% and KeyCorp (KEY) at 11.17% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

KeyCorp (KEY) at 27.99% keeps about the industry-typical share of revenue as profit, while First Citizens BancShares (FCNCA) at 25.21% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for First Citizens BancShares (FCNCA) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

KeyCorp (KEY) at 65.72% delivers above-range revenue growth, while First Citizens BancShares (FCNCA) at -2.61% falls into the bottom quartile — a wide split in revenue momentum.

Only one side can be read here: First Citizens BancShares (FCNCA) reports EPS growth of -12.76%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: First Citizens BancShares (FCNCA) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: First Citizens BancShares (FCNCA) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

KeyCorp (KEY) at 3.91% offers top-quartile income, while First Citizens BancShares (FCNCA) at 0.36% sits in the bottom quartile — a wide gap in cash returned to shareholders.

First Citizens BancShares (FCNCA) at 4.31% retains more earnings than its industry usually does; KeyCorp (KEY) at 45.05% distributes an above-typical share — opposite departures from the band, with the risk sitting on KEY’s side.

Dividend Metrics

Valuation

Both First Citizens BancShares (FCNCA) at 11.68 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both First Citizens BancShares (FCNCA) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both First Citizens BancShares (FCNCA) at 1.29 and KeyCorp (KEY) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics