EWBC vs. NU: East West Bancorp vs. Nu Holdings Stock Comparison

Company Profile

East West Bancorp (EWBC) and Nu Holdings (NU) both belong to the Banks industry, though EWBC is classified under Regional Banks while NU falls under Diversified Banks.

East West Bancorp (EWBC) has more than two decades of public-market history since February 3, 1999, whereas Nu Holdings (NU) listed on December 9, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Nu Holdings (NU) is heavily traded at around 80.53M shares per day, whereas East West Bancorp (EWBC) sees a more moderate 807.94K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both companies show strong equity returns, but Nu Holdings (NU) at 31.63% is the standout with ROE above its industry range; East West Bancorp (EWBC) at 16.57% also sits in the top quartile.

East West Bancorp (EWBC) at 50.06% keeps the most of each sales dollar — above its industry’s net margin range — and Nu Holdings (NU) at 42.73% also retains a top-quartile share.

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and Nu Holdings (NU) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Nu Holdings (NU) at 28.51% sits in the top revenue growth quartile, while East West Bancorp (EWBC) at 12.86% is closer to the peer norm — faster top-line expansion for NU.

Nu Holdings (NU) at 44.92% sits in the top EPS growth quartile, while East West Bancorp (EWBC) at 14.29% is closer to the peer norm — faster per-share earnings growth for NU.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and Nu Holdings (NU) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and Nu Holdings (NU) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Nu Holdings (NU) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile East West Bancorp (EWBC) reports a yield of 2.32%, ranking against industry peers normally.

Nu Holdings (NU) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile East West Bancorp (EWBC) reports a payout of 28.52%, ranking against industry peers normally.

Dividend Metrics

Valuation

East West Bancorp (EWBC) at 12.25 is near its industry’s usual P/E ratio, while Nu Holdings (NU) at 16.48 sits in the richer quartile — NU needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and Nu Holdings (NU) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Both look rich against book: East West Bancorp (EWBC) at 1.95 sits in the upper P/B ratio quartile, and Nu Holdings (NU) at 4.39 prices even higher, above its industry range.

Valuation Metrics