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EWBC vs. HDB: East West Bancorp vs. HDFC Bank Stock Comparison

How do East West Bancorp (EWBC) and HDFC Bank (HDB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

East West Bancorp (EWBC) and HDFC Bank (HDB) both belong to the Banks industry, though EWBC is classified under Regional Banks while HDB falls under Diversified Banks.

East West Bancorp (EWBC) trades as ordinary local shares, while HDFC Bank (HDB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for East West Bancorp (EWBC) and HDFC Bank (HDB)
Profile ItemEWBCHDB
NameEast West Bancorp Inc.HDFC Bank Ltd. ADR
Country/RegionUnited StatesIndia
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryRegional BanksDiversified Banks
Market Capitalization17.65 billion USD129.32 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateFebruary 3, 1999July 20, 2001
Security TypeCommon StockADR

Price Performance

Cumulative Growth

EWBC
HDB
GSPC
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East West Bancorp (EWBC) vs. HDFC Bank (HDB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for East West Bancorp (EWBC) and HDFC Bank (HDB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for East West Bancorp (EWBC) and HDFC Bank (HDB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Total Return (1Y)30.57%-27.88%
Total Return (3Y, Annualized)36.90%-1.98%
Total Return (5Y, Annualized)12.56%-5.21%

Risk Profile

Drawdown History

EWBC
HDB
GSPC
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East West Bancorp (EWBC) vs. HDFC Bank (HDB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for East West Bancorp (EWBC) and HDFC Bank (HDB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Volatility (1Y, Annualized)23.01%30.79%
Beta (5Y)0.980.57
Max Drawdown (5Y)-54.06%-45.21%
Avg. Volume (3M)807.94K9.67M

Risk-Adjusted Performance

Risk-Return Positioning

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EWBC and HDB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Sharpe Ratio (1Y)1.14-1.04
Sortino Ratio (1Y)1.69-1.40

Profitability

ROE (TTM)

East West Bancorp (EWBC) at 16.57% sits in the top ROE quartile, while HDFC Bank (HDB) at 11.01% is closer to the peer norm — stronger capital efficiency for EWBC.

EWBC

Banks industry group

16.57%

Max
19.84%
EWBC
16.57%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

HDB

Banks industry group

11.01%

Max
19.84%
Q3
13.67%
Median
11.49%
HDB
11.01%
Q1
9.50%
Min
3.64%
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

East West Bancorp (EWBC) at 50.06% retains an above-range share of revenue as profit, while HDFC Bank (HDB) at 26.53% keeps a bottom-quartile share — a wide gap in how much each sales dollar survives to the bottom line.

EWBC

Banks industry group

50.06%

EWBC
50.06%
Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
Min
14.93%

HDB

Banks industry group

26.53%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
HDB
26.53%
Min
14.93%
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for East West Bancorp (EWBC) in Banks and HDFC Bank (HDB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
ROE (TTM)16.57%11.01%
ROA (TTM)1.76%1.66%
Net Margin (TTM)50.06%26.53%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

East West Bancorp (EWBC) at 12.86% is around its peer norm for revenue growth, while HDFC Bank (HDB) at 5.23% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: East West Bancorp (EWBC) reports EPS growth of 14.29%, ranked against its industry; HDFC Bank (HDB) has no EPS growth figure this period.

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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Revenue Growth (YoY)12.86%5.23%
Revenue Growth (3Y CAGR)7.70%27.45%
EPS Growth (YoY)14.29%--
EPS Growth (3Y CAGR)6.33%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: East West Bancorp (EWBC) in Banks and HDFC Bank (HDB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: East West Bancorp (EWBC) in Banks and HDFC Bank (HDB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

East West Bancorp (EWBC) at 2.32% pays an industry-typical yield; HDFC Bank (HDB) at 52.63% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

EWBC

Banks industry group

2.32%

Max
5.79%
Q3
3.18%
Median
2.39%
EWBC
2.32%
Q1
1.20%
Min
0.00%

HDB

Banks industry group

52.63%

HDB
52.63%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both East West Bancorp (EWBC) at 28.52% and HDFC Bank (HDB) at 23.43% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

EWBC

Banks industry group

28.52%

Max
70.75%
Q3
41.28%
Median
29.26%
EWBC
28.52%
Q1
18.98%
Min
0.00%

HDB

Banks industry group

23.43%

Max
70.75%
Q3
41.28%
Median
29.26%
HDB
23.43%
Q1
18.98%
Min
0.00%
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
Dividend Yield (TTM)2.32%52.63%
Dividend Payout Ratio (TTM)28.52%23.43%

Valuation

P/E Ratio (TTM)

East West Bancorp (EWBC) at 12.25 is near its industry’s usual P/E ratio, while HDFC Bank (HDB) at 16.22 sits in the richer quartile — HDB needs stronger growth or earnings quality to justify the premium.

EWBC

Banks industry group

12.25

Max
18.16
Q3
13.75
EWBC
12.25
Median
11.81
Q1
10.64
Min
6.49

HDB

Banks industry group

16.22

Max
18.16
HDB
16.22
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both East West Bancorp (EWBC) in Banks and HDFC Bank (HDB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Both look rich against book: East West Bancorp (EWBC) at 1.95 sits in the upper P/B ratio quartile, and HDFC Bank (HDB) at 10.01 prices even higher, above its industry range.

EWBC

Banks industry group

1.95

Max
2.28
EWBC
1.95
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

HDB

Banks industry group

10.01

HDB
10.01
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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East West Bancorp (EWBC) vs. HDFC Bank (HDB): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for East West Bancorp (EWBC) and HDFC Bank (HDB)
MetricEWBCHDB
P/E Ratio (TTM)12.2516.22
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.9510.01
Free Cash Flow Yield (TTM)----