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ETOR vs. MA: eToro vs. Mastercard Stock Comparison

How do eToro (ETOR) and Mastercard (MA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

eToro (ETOR) and Mastercard (MA) both fall under the Financial Services industry group, but ETOR is classified in Capital Markets while MA is classified in Financial Services.

Mastercard (MA) is a mega-cap company at 568.62 billion USD, while eToro (ETOR) is small-cap at 1.83 billion USD. The scale gap is wide enough that investor expectations, liquidity, and risk profile may differ materially.

Mastercard (MA) carries decades of public-market history since May 25, 2006, while eToro (ETOR) listed on May 13, 2025 — long-window comparisons have far more historical data on the MA side.

Company profile comparison for eToro (ETOR) and Mastercard (MA)
Profile ItemETORMA
NameeToro Group Ltd.Mastercard Inc. Class A Common Stock
Country/RegionIsraelUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryInvestment Banking & BrokerageTransaction & Payment Processing Services
Market Capitalization1.83 billion USD568.62 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMay 13, 2025May 25, 2006
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ETOR
MA
GSPC
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eToro (ETOR) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for eToro (ETOR) and Mastercard (MA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for eToro (ETOR) and Mastercard (MA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Total Return (1Y)-33.17%20.00%
Total Return (3Y, Annualized)--19.98%
Total Return (5Y, Annualized)--14.49%

Risk Profile

Drawdown History

ETOR
MA
GSPC
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eToro (ETOR) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for eToro (ETOR) and Mastercard (MA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Volatility (1Y, Annualized)50.45%23.57%
Beta (5Y)1.520.76
Max Drawdown (5Y)-70.37%-28.25%
Avg. Volume (3M)1.22M2.98M

Risk-Adjusted Performance

Risk-Return Positioning

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ETOR and MA are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Sharpe Ratio (1Y)-0.740.67
Sortino Ratio (1Y)-1.131.00

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than eToro (ETOR) at 19.50%, which is closer to a typical peer reading.

ETOR

Financial Services industry group

19.50%

Max
44.78%
Q3
21.85%
ETOR
19.50%
Median
12.91%
Q1
4.48%
Min
-18.71%

MA

Financial Services industry group

231.37%

MA
231.37%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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eToro (ETOR) vs. Mastercard (MA): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Mastercard (MA) at 46.73% keeps a top-quartile share of each sales dollar as profit, while eToro (ETOR) at 2.18% keeps a bottom-quartile share.

ETOR

Financial Services industry group

2.18%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
ETOR
2.18%
Min
-28.52%

MA

Financial Services industry group

46.73%

Max
62.84%
MA
46.73%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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eToro (ETOR) vs. Mastercard (MA): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Mastercard (MA) at 60.53% carries a top-quartile operating margin, while eToro (ETOR) at 4.02% operates in the bottom quartile.

ETOR

Financial Services industry group

4.02%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
ETOR
4.02%
Min
-44.34%

MA

Financial Services industry group

60.53%

Max
107.33%
MA
60.53%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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eToro (ETOR) vs. Mastercard (MA): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
ROE (TTM)19.50%231.37%
ROA (TTM)14.66%24.45%
Net Margin (TTM)2.18%46.73%
Operating Margin (TTM)4.02%60.53%
Gross Margin (TTM)----

Growth

Revenue Growth

Both eToro (ETOR) at 9.38% and Mastercard (MA) at 16.42% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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eToro (ETOR) vs. Mastercard (MA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both eToro (ETOR) at -3.34% and Mastercard (MA) at 18.93% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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eToro (ETOR) vs. Mastercard (MA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Revenue Growth (YoY)9.38%16.42%
Revenue Growth (3Y CAGR)29.68%13.82%
EPS Growth (YoY)-3.34%18.93%
EPS Growth (3Y CAGR)--17.36%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: eToro (ETOR) in Financial Services and Mastercard (MA) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: eToro (ETOR) in Financial Services and Mastercard (MA) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

eToro (ETOR) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a yield of 0.53%, ranking against industry peers normally.

ETOR

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
ETOR
0.00%
Q1
0.00%
Min
0.00%

MA

Financial Services industry group

0.53%

Max
9.77%
Q3
3.92%
Median
1.09%
MA
0.53%
Q1
0.00%
Min
0.00%
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eToro (ETOR) vs. Mastercard (MA): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

eToro (ETOR) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mastercard (MA) reports a payout of 17.63%, ranking against industry peers normally.

ETOR

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
ETOR
0.00%
Q1
0.00%
Min
0.00%

MA

Financial Services industry group

17.63%

Max
241.07%
Q3
97.36%
Median
25.77%
MA
17.63%
Q1
0.00%
Min
0.00%
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eToro (ETOR) vs. Mastercard (MA): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
Dividend Yield (TTM)0.00%0.53%
Dividend Payout Ratio (TTM)0.00%17.63%

Valuation

P/E Ratio (TTM)

eToro (ETOR) at 8.48 sits in the cheaper P/E ratio quartile, while Mastercard (MA) at 34.15 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

ETOR

Financial Services industry group

8.48

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
ETOR
8.48
Min
0.16

MA

Financial Services industry group

34.15

Max
45.85
MA
34.15
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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eToro (ETOR) vs. Mastercard (MA): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

eToro (ETOR) at 0.15 sits in the cheaper P/S ratio quartile while Mastercard (MA) at 15.67 prices above its industry range — a wide gap in sales valuation between them.

ETOR

Financial Services industry group

0.15

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
ETOR
0.15
Min
-0.55

MA

Financial Services industry group

15.67

MA
15.67
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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eToro (ETOR) vs. Mastercard (MA): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

eToro (ETOR) at 1.38 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.

ETOR

Financial Services industry group

1.38

Max
7.79
Q3
3.63
Median
1.57
ETOR
1.38
Q1
0.81
Min
-0.39

MA

Financial Services industry group

84.30

MA
84.30
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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eToro (ETOR) vs. Mastercard (MA): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for eToro (ETOR) and Mastercard (MA)
MetricETORMA
P/E Ratio (TTM)8.4834.15
P/S Ratio (TTM)0.1515.67
P/B Ratio (MRQ)1.3884.30
Free Cash Flow Yield (TTM)----