DT vs. FICO: Dynatrace vs. Fair Isaac Stock Comparison
How do Dynatrace (DT) and Fair Isaac (FICO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Dynatrace (DT) and Fair Isaac (FICO) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.
| Profile Item | DT | FICO |
|---|---|---|
| Name | Dynatrace Inc. | Fair Isaac Corp. |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Application Software | Application Software |
| Market Capitalization | 12.46 billion USD | 15.22 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | August 1, 2019 | July 22, 1987 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | DT | FICO |
|---|---|---|
| Total Return (1Y) | -6.35% | -58.54% |
| Total Return (3Y, Annualized) | -3.59% | -9.17% |
| Total Return (5Y, Annualized) | -10.27% | 12.31% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | DT | FICO |
|---|---|---|
| Volatility (1Y, Annualized) | 45.85% | 63.29% |
| Beta (5Y) | 0.80 | 1.33 |
| Max Drawdown (5Y) | -60.40% | -75.13% |
| Avg. Volume (3M) | 7.54M | 759.34K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | DT | FICO |
|---|---|---|
| Sharpe Ratio (1Y) | -0.23 | -0.99 |
| Sortino Ratio (1Y) | -0.31 | -1.20 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Dynatrace (DT) earns 6.41% on shareholders’ equity, ranked against its industry; Fair Isaac (FICO) has no ROE this period.
DT
Software & Services industry group
6.41%
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- DT
- 6.41%
- Q1
- -9.59%
- Min
- -50.52%
FICO
Software & Services industry group
--
- Max
- 53.85%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
- FICO
- --
Net Margin (TTM)
Fair Isaac (FICO) at 32.94% retains a top-quartile share of revenue as profit, ahead of Dynatrace (DT) at 7.42%, which keeps about the industry-typical share.
DT
Software & Services industry group
7.42%
- Max
- 41.17%
- Q3
- 15.28%
- DT
- 7.42%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
FICO
Software & Services industry group
32.94%
- Max
- 41.17%
- FICO
- 32.94%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Fair Isaac (FICO) at 44.72% operates in the top operating margin quartile, ahead of Dynatrace (DT) at 16.49%, which runs around its industry’s norm.
DT
Software & Services industry group
16.49%
- Max
- 46.89%
- Q3
- 17.64%
- DT
- 16.49%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
FICO
Software & Services industry group
44.72%
- Max
- 46.89%
- FICO
- 44.72%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | DT | FICO |
|---|---|---|
| ROE (TTM) | 6.41% | -- |
| ROA (TTM) | 3.95% | 40.99% |
| Net Margin (TTM) | 7.42% | 32.94% |
| Operating Margin (TTM) | 16.49% | 44.72% |
| Gross Margin (TTM) | 81.34% | 86.13% |
Growth
Revenue Growth
Fair Isaac (FICO) at 27.33% sits in the top revenue growth quartile, while Dynatrace (DT) at 18.82% is closer to the peer norm — faster top-line expansion for FICO.
EPS Growth
Fair Isaac (FICO) at 36.85% is around its peer norm for EPS growth, while Dynatrace (DT) at -66.04% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | DT | FICO |
|---|---|---|
| Revenue Growth (YoY) | 18.82% | 27.33% |
| Revenue Growth (3Y CAGR) | 20.33% | 18.76% |
| EPS Growth (YoY) | -66.04% | 36.85% |
| EPS Growth (3Y CAGR) | 13.43% | 28.97% |
Financial Strength
Current Ratio (MRQ)
Dynatrace (DT) at 2.09 keeps current ratio within its industry’s typical mid-range, while Fair Isaac (FICO) at 0.99 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for FICO.
DT
Software & Services industry group
2.09
- Max
- 5.11
- Q3
- 2.77
- DT
- 2.09
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
FICO
Software & Services industry group
0.99
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- FICO
- 0.99
- Min
- 0.03
Debt / Equity (MRQ)
Only one side’s leverage can be read here: Dynatrace (DT) carries debt-to-equity ratio of 0.69 against its industry range, while Fair Isaac (FICO) reports no figure this period.
DT
Software & Services industry group
0.69
- Max
- 2.52
- Q3
- 1.13
- DT
- 0.69
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
FICO
Software & Services industry group
--
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
- FICO
- --
Financial Strength Metrics
| Metric | DT | FICO |
|---|---|---|
| Current Ratio (MRQ) | 2.09 | 0.99 |
| Debt / Equity (MRQ) | 0.69 | -- |
| Net Debt / EBITDA | -1.80 | 3.86 |
Dividends
Dividend Yield (TTM)
Neither Dynatrace (DT) nor Fair Isaac (FICO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
DT
Software & Services industry group
0.00%
- DT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Dynatrace (DT) nor Fair Isaac (FICO) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
DT
Software & Services industry group
0.00%
- DT
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
FICO
Software & Services industry group
0.00%
- FICO
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | DT | FICO |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Fair Isaac (FICO) at 19.40 is near its industry’s usual P/E ratio, while Dynatrace (DT) at 80.44 sits in the richer quartile — DT needs stronger growth or earnings quality to justify the premium.
DT
Software & Services industry group
80.44
- Max
- 112.94
- DT
- 80.44
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
FICO
Software & Services industry group
19.40
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- FICO
- 19.40
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Dynatrace (DT) at 5.71 and Fair Isaac (FICO) at 6.00 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
DT
Software & Services industry group
5.71
- Max
- 17.91
- Q3
- 8.78
- DT
- 5.71
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
FICO
Software & Services industry group
6.00
- Max
- 17.91
- Q3
- 8.78
- FICO
- 6.00
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Fair Isaac (FICO) reports a negative P/B ratio of -3.90, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile Dynatrace (DT) reports 5.47, ranking against industry peers normally.
DT
Software & Services industry group
5.47
- Max
- 16.63
- Q3
- 8.50
- DT
- 5.47
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
FICO
Software & Services industry group
-3.90
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- FICO
- -3.90
- Min
- -3.90
Valuation Metrics
| Metric | DT | FICO |
|---|---|---|
| P/E Ratio (TTM) | 80.44 | 19.40 |
| P/S Ratio (TTM) | 5.71 | 6.00 |
| P/B Ratio (MRQ) | 5.47 | -3.90 |
| Free Cash Flow Yield (TTM) | 4.09% | 6.54% |