DB vs. JKHY: Deutsche Bank vs. Jack Henry & Associates Stock Comparison
How do Deutsche Bank (DB) and Jack Henry & Associates (JKHY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Deutsche Bank (DB) and Jack Henry & Associates (JKHY) both fall under the Financial Services industry group, but DB is classified in Capital Markets while JKHY is classified in Financial Services.
| Profile Item | DB | JKHY |
|---|---|---|
| Name | Deutsche Bank AG | Jack Henry & Associates, Inc. |
| Country/Region | Germany | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Diversified Capital Markets | Transaction & Payment Processing Services |
| Market Capitalization | 64.60 billion USD | 12.15 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | November 18, 1996 | November 20, 1985 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | DB | JKHY |
|---|---|---|
| Total Return (1Y) | 3.59% | 9.28% |
| Total Return (3Y, Annualized) | 52.91% | 6.53% |
| Total Return (5Y, Annualized) | 26.98% | 3.04% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | DB | JKHY |
|---|---|---|
| Volatility (1Y, Annualized) | 35.30% | 31.51% |
| Beta (5Y) | 1.04 | 0.51 |
| Max Drawdown (5Y) | -54.19% | -38.35% |
| Avg. Volume (3M) | 2.22M | 944.55K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | DB | JKHY |
|---|---|---|
| Sharpe Ratio (1Y) | -0.02 | 0.16 |
| Sortino Ratio (1Y) | -0.03 | 0.23 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Deutsche Bank (DB) earns 8.98% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
JKHY
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- JKHY
- --
Net Margin (TTM)
Both Deutsche Bank (DB) at 22.67% and Jack Henry & Associates (JKHY) at 19.96% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
JKHY
Financial Services industry group
19.96%
- Max
- 62.84%
- Q3
- 28.05%
- JKHY
- 19.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Deutsche Bank (DB) at 33.58% and Jack Henry & Associates (JKHY) at 29.52% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
JKHY
Financial Services industry group
29.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JKHY
- 29.52%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | DB | JKHY |
|---|---|---|
| ROE (TTM) | 8.98% | -- |
| ROA (TTM) | 0.48% | -- |
| Net Margin (TTM) | 22.67% | 19.96% |
| Operating Margin (TTM) | 33.58% | 29.52% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Deutsche Bank (DB) at 6.83% and Jack Henry & Associates (JKHY) at 7.12% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Jack Henry & Associates (JKHY) at 11.86% is closer to the peer norm — faster per-share earnings growth for DB.
Growth Metrics
| Metric | DB | JKHY |
|---|---|---|
| Revenue Growth (YoY) | 6.83% | 7.12% |
| Revenue Growth (3Y CAGR) | 6.39% | 6.99% |
| EPS Growth (YoY) | 130.39% | 11.86% |
| EPS Growth (3Y CAGR) | 10.02% | 11.61% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and Jack Henry & Associates (JKHY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | DB | JKHY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Deutsche Bank (DB) at 2.75% and Jack Henry & Associates (JKHY) at 1.34% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
JKHY
Financial Services industry group
1.34%
- Max
- 9.77%
- Q3
- 3.92%
- JKHY
- 1.34%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Deutsche Bank (DB) at 30.04% and Jack Henry & Associates (JKHY) at 33.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
JKHY
Financial Services industry group
33.10%
- Max
- 241.07%
- Q3
- 97.36%
- JKHY
- 33.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | DB | JKHY |
|---|---|---|
| Dividend Yield (TTM) | 2.75% | 1.34% |
| Dividend Payout Ratio (TTM) | 30.04% | 33.10% |
Valuation
P/E Ratio (TTM)
Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Jack Henry & Associates (JKHY) at 23.80 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
JKHY
Financial Services industry group
23.80
- Max
- 45.85
- Q3
- 24.64
- JKHY
- 23.80
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Deutsche Bank (DB) at 2.11 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
JKHY
Financial Services industry group
4.67
- Max
- 9.23
- JKHY
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 looks cheap against book in the lower P/B ratio quartile, while Jack Henry & Associates (JKHY) at 5.92 carries a premium in the upper quartile — a clear price-to-book gap.
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
JKHY
Financial Services industry group
5.92
- Max
- 7.79
- JKHY
- 5.92
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | DB | JKHY |
|---|---|---|
| P/E Ratio (TTM) | 9.00 | 23.80 |
| P/S Ratio (TTM) | 2.11 | 4.67 |
| P/B Ratio (MRQ) | 0.72 | 5.92 |
| Free Cash Flow Yield (TTM) | -- | -- |