DB vs. FRHC: Deutsche Bank vs. Freedom Stock Comparison

November 11, 2026

How do Deutsche Bank (DB) and Freedom (FRHC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Deutsche Bank (DB) and Freedom (FRHC) both belong to the Capital Markets industry, though DB is classified under Diversified Capital Markets while FRHC falls under Investment Banking & Brokerage.

Company profile comparison for Deutsche Bank (DB) and Freedom (FRHC)
Profile Item	DB	FRHC
Name	Deutsche Bank AG	Freedom Holding Corp.
Country/Region	Germany	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Capital Markets
GICS Sub-Industry	Diversified Capital Markets	Investment Banking & Brokerage
Market Capitalization	64.60 billion USD	11.41 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	November 18, 1996	February 7, 2018
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

FRHC

GSPC

Deutsche Bank (DB) vs. Freedom (FRHC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Deutsche Bank (DB) and Freedom (FRHC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Deutsche Bank (DB) and Freedom (FRHC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Total Return (1Y)	3.59%	18.04%
Total Return (3Y, Annualized)	52.91%	28.04%
Total Return (5Y, Annualized)	26.98%	18.95%

Risk Profile

Drawdown History

FRHC

GSPC

Deutsche Bank (DB) vs. Freedom (FRHC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Deutsche Bank (DB) and Freedom (FRHC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Volatility (1Y, Annualized)	35.30%	47.01%
Beta (5Y)	1.04	0.71
Max Drawdown (5Y)	-54.19%	-45.80%
Avg. Volume (3M)	2.22M	108.35K

Risk-Adjusted Performance

Risk-Return Positioning

DB and FRHC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Sharpe Ratio (1Y)	-0.02	0.29
Sortino Ratio (1Y)	-0.03	0.45

Profitability

ROE (TTM)

Both Deutsche Bank (DB) at 8.98% and Freedom (FRHC) at 10.68% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

DB

Financial Services industry group

8.98%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
DB: 8.98%
Q1: 4.48%
Min: -18.71%

FRHC

Financial Services industry group

10.68%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
FRHC: 10.68%
Q1: 4.48%
Min: -18.71%

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Deutsche Bank (DB) at 22.67% and Freedom (FRHC) at 8.43% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

DB

Financial Services industry group

22.67%

Max: 62.84%
Q3: 28.05%
DB: 22.67%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

FRHC

Financial Services industry group

8.43%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
FRHC: 8.43%
Q1: 4.82%
Min: -28.52%

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Deutsche Bank (DB) at 33.58% runs core operations around its industry’s norm, while Freedom (FRHC) at 5.01% operates in the bottom quartile.

DB

Financial Services industry group

33.58%

Max: 107.33%
Q3: 55.90%
DB: 33.58%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

FRHC

Financial Services industry group

5.01%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
FRHC: 5.01%
Min: -44.34%

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
ROE (TTM)	8.98%	10.68%
ROA (TTM)	0.48%	1.24%
Net Margin (TTM)	22.67%	8.43%
Operating Margin (TTM)	33.58%	5.01%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Deutsche Bank (DB) at 6.83% and Freedom (FRHC) at 8.97% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Deutsche Bank (DB) at 130.39% and Freedom (FRHC) at 98.93% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Revenue Growth (YoY)	6.83%	8.97%
Revenue Growth (3Y CAGR)	6.39%	39.61%
EPS Growth (YoY)	130.39%	98.93%
EPS Growth (3Y CAGR)	10.02%	-10.08%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Deutsche Bank (DB) in Financial Services and Freedom (FRHC) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Deutsche Bank (DB) in Financial Services and Freedom (FRHC) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Freedom (FRHC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Deutsche Bank (DB) reports a yield of 2.75%, ranking against industry peers normally.

DB

Financial Services industry group

2.75%

Max: 9.77%
Q3: 3.92%
DB: 2.75%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

FRHC

Financial Services industry group

0.00%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Freedom (FRHC) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Deutsche Bank (DB) reports a payout of 30.04%, ranking against industry peers normally.

DB

Financial Services industry group

30.04%

Max: 241.07%
Q3: 97.36%
DB: 30.04%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

FRHC

Financial Services industry group

0.00%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
FRHC: 0.00%
Q1: 0.00%
Min: 0.00%

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
Dividend Yield (TTM)	2.75%	0.00%
Dividend Payout Ratio (TTM)	30.04%	0.00%

Valuation

P/E Ratio (TTM)

Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Freedom (FRHC) at 70.97 trades above its peer range — a wide earnings-valuation gap relative to industry peers.

DB

Financial Services industry group

9.00

Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
DB: 9.00
Min: 0.16

FRHC

Financial Services industry group

70.97

FRHC: 70.97
Max: 45.85
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Deutsche Bank (DB) at 2.11 is priced about in line with its industry on P/S ratio, while Freedom (FRHC) at 6.51 sits in the pricier quartile — FRHC costs more per dollar of sales.

DB

Financial Services industry group

2.11

Max: 9.23
Q3: 4.57
Median: 2.72
DB: 2.11
Q1: 1.28
Min: -0.55

FRHC

Financial Services industry group

6.51

Max: 9.23
FRHC: 6.51
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Deutsche Bank (DB) at 0.72 looks cheap against book in the lower P/B ratio quartile, while Freedom (FRHC) at 7.16 carries a premium in the upper quartile — a clear price-to-book gap.

DB

Financial Services industry group

0.72

Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
DB: 0.72
Min: -0.39

FRHC

Financial Services industry group

7.16

Max: 7.79
FRHC: 7.16
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Deutsche Bank (DB) vs. Freedom (FRHC): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Deutsche Bank (DB) and Freedom (FRHC)
Metric	DB	FRHC
P/E Ratio (TTM)	9.00	70.97
P/S Ratio (TTM)	2.11	6.51
P/B Ratio (MRQ)	0.72	7.16
Free Cash Flow Yield (TTM)	--	--