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CVS vs. FMS: CVS Health vs. Fresenius Medical Care Stock Comparison

How do CVS Health (CVS) and Fresenius Medical Care (FMS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CVS Health (CVS) and Fresenius Medical Care (FMS) are both classified in the Health Care Services sub-industry within the broader Health Care Providers & Services industry, placing them in the closest GICS peer bucket.

CVS Health (CVS) trades as ordinary local shares, while Fresenius Medical Care (FMS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for CVS Health (CVS) and Fresenius Medical Care (FMS)
Profile ItemCVSFMS
NameCVS Health Corporation Common StockFresenius Medical Care AG - Depositary Receipt
Country/RegionUnited StatesGermany
GICS SectorHealth CareHealth Care
GICS Industry GroupHealth Care Equipment & ServicesHealth Care Equipment & Services
GICS IndustryHealth Care Providers & ServicesHealth Care Providers & Services
GICS Sub-IndustryHealth Care ServicesHealth Care Services
Market Capitalization107.28 billion USD12.15 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973September 17, 1996
Security TypeCommon StockADR

Price Performance

Cumulative Growth

CVS
FMS
GSPC
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CVS Health (CVS) vs. Fresenius Medical Care (FMS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for CVS Health (CVS) and Fresenius Medical Care (FMS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for CVS Health (CVS) and Fresenius Medical Care (FMS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Total Return (1Y)11.41%-0.71%
Total Return (3Y, Annualized)12.73%13.88%
Total Return (5Y, Annualized)1.70%-4.69%

Risk Profile

Drawdown History

CVS
FMS
GSPC
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CVS Health (CVS) vs. Fresenius Medical Care (FMS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for CVS Health (CVS) and Fresenius Medical Care (FMS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Volatility (1Y, Annualized)34.14%30.61%
Beta (5Y)0.600.77
Max Drawdown (5Y)-56.79%-62.33%
Avg. Volume (3M)8.60M954.21K

Risk-Adjusted Performance

Risk-Return Positioning

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CVS and FMS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Sharpe Ratio (1Y)0.21-0.16
Sortino Ratio (1Y)0.28-0.21

Profitability

ROE (TTM)

Both CVS Health (CVS) at 14.36% and Fresenius Medical Care (FMS) at 7.84% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CVS

Health Care Equipment & Services industry group

14.36%

Max
47.61%
CVS
14.36%
Q3
14.36%
Median
5.45%
Q1
-10.67%
Min
-47.01%

FMS

Health Care Equipment & Services industry group

7.84%

Max
47.61%
Q3
14.36%
FMS
7.84%
Median
5.45%
Q1
-10.67%
Min
-47.01%
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Both CVS Health (CVS) at 2.64% and Fresenius Medical Care (FMS) at 4.22% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CVS

Health Care Equipment & Services industry group

2.64%

Max
29.35%
Q3
9.33%
CVS
2.64%
Median
2.18%
Q1
-6.29%
Min
-28.46%

FMS

Health Care Equipment & Services industry group

4.22%

Max
29.35%
Q3
9.33%
FMS
4.22%
Median
2.18%
Q1
-6.29%
Min
-28.46%
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Both CVS Health (CVS) at 2.72% and Fresenius Medical Care (FMS) at 9.63% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CVS

Health Care Equipment & Services industry group

2.72%

Max
35.43%
Q3
14.14%
Median
6.81%
CVS
2.72%
Q1
-0.28%
Min
-16.29%

FMS

Health Care Equipment & Services industry group

9.63%

Max
35.43%
Q3
14.14%
FMS
9.63%
Median
6.81%
Q1
-0.28%
Min
-16.29%
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
ROE (TTM)14.36%7.84%
ROA (TTM)3.11%3.94%
Net Margin (TTM)2.64%4.22%
Operating Margin (TTM)2.72%9.63%
Gross Margin (TTM)13.72%26.46%

Growth

Revenue Growth

CVS Health (CVS) at 7.85% is around its peer norm for revenue growth, while Fresenius Medical Care (FMS) at 1.51% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their Revenue Growth across different time periods.

EPS Growth

Fresenius Medical Care (FMS) at 83.61% sits in the top EPS growth quartile, while CVS Health (CVS) at -62.02% is in the bottom quartile, showing a clear gap in earnings momentum.

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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Revenue Growth (YoY)7.85%1.51%
Revenue Growth (3Y CAGR)7.63%0.39%
EPS Growth (YoY)-62.02%83.61%
EPS Growth (3Y CAGR)-24.73%13.47%

Financial Strength

Current Ratio (MRQ)

Both CVS Health (CVS) at 0.85 and Fresenius Medical Care (FMS) at 0.99 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

CVS

Health Care Equipment & Services industry group

0.85

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
CVS
0.85
Min
0.30

FMS

Health Care Equipment & Services industry group

0.99

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
FMS
0.99
Min
0.30
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Fresenius Medical Care (FMS) at 0.79 carries an industry-typical debt-to-equity mix, while CVS Health (CVS) at 0.93 uses more debt funding than most peers.

CVS

Health Care Equipment & Services industry group

0.93

Max
1.88
CVS
0.93
Q3
0.91
Median
0.58
Q1
0.16
Min
0.00

FMS

Health Care Equipment & Services industry group

0.79

Max
1.88
Q3
0.91
FMS
0.79
Median
0.58
Q1
0.16
Min
0.00
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Current Ratio (MRQ)0.850.99
Debt / Equity (MRQ)0.930.79
Net Debt / EBITDA3.493.63

Dividends

Dividend Yield (TTM)

Both CVS Health (CVS) at 3.27% and Fresenius Medical Care (FMS) at 6.30% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

CVS

Health Care Equipment & Services industry group

3.27%

CVS
3.27%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FMS

Health Care Equipment & Services industry group

6.30%

FMS
6.30%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both CVS Health (CVS) at 30.89% and Fresenius Medical Care (FMS) at 50.14% pay out more of their earnings than any of their industry peers — the thinnest cover in their groups, so dividend headroom deserves attention.

CVS

Health Care Equipment & Services industry group

30.89%

CVS
30.89%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

FMS

Health Care Equipment & Services industry group

50.14%

FMS
50.14%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
Dividend Yield (TTM)3.27%6.30%
Dividend Payout Ratio (TTM)30.89%50.14%

Valuation

P/E Ratio (TTM)

Both CVS Health (CVS) at 9.74 and Fresenius Medical Care (FMS) at 13.53 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

CVS

Health Care Equipment & Services industry group

9.74

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
CVS
9.74
Min
4.21

FMS

Health Care Equipment & Services industry group

13.53

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
FMS
13.53
Min
4.21
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Both CVS Health (CVS) at 0.26 and Fresenius Medical Care (FMS) at 0.62 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

CVS

Health Care Equipment & Services industry group

0.26

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
CVS
0.26
Min
0.03

FMS

Health Care Equipment & Services industry group

0.62

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
FMS
0.62
Min
0.03
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

Relative to net asset value, both CVS Health (CVS) at 1.33 and Fresenius Medical Care (FMS) at 0.85 look inexpensive, sitting in the lower P/B ratio quartile of their industries.

CVS

Health Care Equipment & Services industry group

1.33

Max
11.68
Q3
6.12
Median
3.00
Q1
1.73
CVS
1.33
Min
-1.31

FMS

Health Care Equipment & Services industry group

0.85

Max
11.68
Q3
6.12
Median
3.00
Q1
1.73
FMS
0.85
Min
-1.31
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CVS Health (CVS) vs. Fresenius Medical Care (FMS): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for CVS Health (CVS) and Fresenius Medical Care (FMS)
MetricCVSFMS
P/E Ratio (TTM)9.7413.53
P/S Ratio (TTM)0.260.62
P/B Ratio (MRQ)1.330.85
Free Cash Flow Yield (TTM)11.02%12.29%