CRCL vs. TYL: Circle Internet vs. Tyler Stock Comparison

Company Profile

Circle Internet (CRCL) and Tyler (TYL) are both classified in the Application Software sub-industry within the broader Software industry, placing them in the closest GICS peer bucket.

Tyler (TYL) carries decades of public-market history since March 17, 1980, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the TYL side.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Circle Internet (CRCL) is heavily traded at around 12.74M shares per day, whereas Tyler (TYL) sees a more moderate 832.79K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Circle Internet (CRCL) at 13.44% and Tyler (TYL) at 10.49% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Circle Internet (CRCL) at 15.28% and Tyler (TYL) at 13.51% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both Circle Internet (CRCL) at 24.09% and Tyler (TYL) at 18.07% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

Profitability Metrics

Growth

Circle Internet (CRCL) at 63.86% clears its industry range for revenue growth, far stronger top-line momentum than Tyler (TYL) at 9.10%, which is closer to a typical peer reading.

Tyler (TYL) at 19.01% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.

Growth Metrics

Financial Strength

Both Circle Internet (CRCL) at 1.04 and Tyler (TYL) at 1.33 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while Tyler (TYL) at 0.52 runs a more typical debt-to-equity mix.

Financial Strength Metrics

Dividends

Neither Circle Internet (CRCL) nor Tyler (TYL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Neither Circle Internet (CRCL) nor Tyler (TYL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

Dividend Metrics

Valuation

Both Circle Internet (CRCL) at 40.89 and Tyler (TYL) at 52.50 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

On P/S ratio, both Circle Internet (CRCL) at 5.75 and Tyler (TYL) at 6.74 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Circle Internet (CRCL) at 4.50 and Tyler (TYL) at 6.00 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics