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CRCL vs. GIB: Circle Internet vs. CGI Stock Comparison

How do Circle Internet (CRCL) and CGI (GIB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Circle Internet (CRCL) and CGI (GIB) both fall under the Software & Services industry group, but CRCL is classified in Software while GIB is classified in IT Services.

CGI (GIB) carries decades of public-market history since October 7, 1998, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the GIB side.

Company profile comparison for Circle Internet (CRCL) and CGI (GIB)
Profile ItemCRCLGIB
NameCircle Internet Group, Inc. Class ACGI Inc.
Country/RegionUnited StatesCanada
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareIT Consulting & Other Services
Market Capitalization17.41 billion USD17.25 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 5, 2025October 7, 1998
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CRCL
GIB
GSPC
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Circle Internet (CRCL) vs. CGI (GIB), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Circle Internet (CRCL) and CGI (GIB). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Circle Internet (CRCL) and CGI (GIB). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Total Return (1Y)-33.88%-3.23%
Total Return (3Y, Annualized)---5.58%
Total Return (5Y, Annualized)---1.91%

Risk Profile

Drawdown History

CRCL
GIB
GSPC
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Circle Internet (CRCL) vs. CGI (GIB), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Circle Internet (CRCL) and CGI (GIB). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Circle Internet (CRCL) is heavily traded at around 12.74M shares per day, whereas CGI (GIB) sees a more moderate 400.74K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk profile metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Volatility (1Y, Annualized)96.01%31.53%
Beta (5Y)0.840.40
Max Drawdown (5Y)-80.93%-49.61%
Avg. Volume (3M)12.74M400.74K

Risk-Adjusted Performance

Risk-Return Positioning

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CRCL and GIB are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Sharpe Ratio (1Y)-0.40-0.24
Sortino Ratio (1Y)-0.61-0.31

Profitability

ROE (TTM)

Both Circle Internet (CRCL) at 13.44% and CGI (GIB) at 17.03% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CRCL

Software & Services industry group

13.44%

Max
53.85%
Q3
17.90%
CRCL
13.44%
Median
6.59%
Q1
-9.59%
Min
-50.52%

GIB

Software & Services industry group

17.03%

Max
53.85%
Q3
17.90%
GIB
17.03%
Median
6.59%
Q1
-9.59%
Min
-50.52%
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Both Circle Internet (CRCL) at 15.28% and CGI (GIB) at 10.54% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CRCL

Software & Services industry group

15.28%

Max
41.17%
CRCL
15.28%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

GIB

Software & Services industry group

10.54%

Max
41.17%
Q3
15.28%
GIB
10.54%
Median
4.63%
Q1
-5.42%
Min
-33.17%
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Circle Internet (CRCL) at 24.09% operates in the top operating margin quartile, ahead of CGI (GIB) at 16.22%, which runs around its industry’s norm.

CRCL

Software & Services industry group

24.09%

Max
46.89%
CRCL
24.09%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

GIB

Software & Services industry group

16.22%

Max
46.89%
Q3
17.64%
GIB
16.22%
Median
8.73%
Q1
-2.13%
Min
-30.45%
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
ROE (TTM)13.44%17.03%
ROA (TTM)0.28%8.69%
Net Margin (TTM)15.28%10.54%
Operating Margin (TTM)24.09%16.22%
Gross Margin (TTM)26.58%20.43%

Growth

Revenue Growth

Circle Internet (CRCL) at 63.86% clears its industry range for revenue growth, far stronger top-line momentum than CGI (GIB) at 8.43%, which is closer to a typical peer reading.

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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their Revenue Growth across different time periods.

EPS Growth

CGI (GIB) at 0.55% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.

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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Revenue Growth (YoY)63.86%8.43%
Revenue Growth (3Y CAGR)52.66%7.34%
EPS Growth (YoY)-640.54%0.55%
EPS Growth (3Y CAGR)--6.76%

Financial Strength

Current Ratio (MRQ)

Circle Internet (CRCL) at 1.04 keeps current ratio within its industry’s typical mid-range, while CGI (GIB) at 0.94 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for GIB.

CRCL

Software & Services industry group

1.04

Max
5.11
Q3
2.77
Median
1.67
CRCL
1.04
Q1
1.01
Min
0.03

GIB

Software & Services industry group

0.94

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
GIB
0.94
Min
0.03
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while CGI (GIB) at 0.44 runs a more typical debt-to-equity mix.

CRCL

Software & Services industry group

0.00

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
CRCL
0.00
Min
0.00

GIB

Software & Services industry group

0.44

Max
2.52
Q3
1.13
GIB
0.44
Median
0.40
Q1
0.07
Min
0.00
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Current Ratio (MRQ)1.040.94
Debt / Equity (MRQ)0.000.44
Net Debt / EBITDA-4.681.31

Dividends

Dividend Yield (TTM)

Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CGI (GIB) reports a yield of 0.80%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

GIB

Software & Services industry group

0.80%

GIB
0.80%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CGI (GIB) reports a payout of 8.20%, ranking against industry peers normally.

CRCL

Software & Services industry group

0.00%

CRCL
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

GIB

Software & Services industry group

8.20%

GIB
8.20%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
Dividend Yield (TTM)0.00%0.80%
Dividend Payout Ratio (TTM)0.00%8.20%

Valuation

P/E Ratio (TTM)

CGI (GIB) at 14.31 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for GIB, though growth and earnings durability still matter.

CRCL

Software & Services industry group

40.89

Max
112.94
Q3
60.32
CRCL
40.89
Median
32.91
Q1
18.77
Min
6.69

GIB

Software & Services industry group

14.31

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
GIB
14.31
Min
6.69
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

CGI (GIB) at 1.05 sits in the cheaper P/S ratio quartile while Circle Internet (CRCL) at 5.75 prices around its industry’s middle — GIB costs less per dollar of sales, though read it alongside growth and margins.

CRCL

Software & Services industry group

5.75

Max
17.91
Q3
8.78
CRCL
5.75
Median
4.25
Q1
2.23
Min
0.02

GIB

Software & Services industry group

1.05

Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
GIB
1.05
Min
0.02
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Circle Internet (CRCL) at 4.50 and CGI (GIB) at 2.37 are valued close to their industries’ norm against book — neither stands out from peers.

CRCL

Software & Services industry group

4.50

Max
16.63
Q3
8.50
CRCL
4.50
Median
4.30
Q1
1.92
Min
-3.90

GIB

Software & Services industry group

2.37

Max
16.63
Q3
8.50
Median
4.30
GIB
2.37
Q1
1.92
Min
-3.90
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Circle Internet (CRCL) vs. CGI (GIB): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Circle Internet (CRCL) and CGI (GIB)
MetricCRCLGIB
P/E Ratio (TTM)40.8914.31
P/S Ratio (TTM)5.751.05
P/B Ratio (MRQ)4.502.37
Free Cash Flow Yield (TTM)1.43%12.68%