CRCL vs. GIB: Circle Internet vs. CGI Stock Comparison
How do Circle Internet (CRCL) and CGI (GIB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Circle Internet (CRCL) and CGI (GIB) both fall under the Software & Services industry group, but CRCL is classified in Software while GIB is classified in IT Services.
CGI (GIB) carries decades of public-market history since October 7, 1998, while Circle Internet (CRCL) listed on June 5, 2025 — long-window comparisons have far more historical data on the GIB side.
| Profile Item | CRCL | GIB |
|---|---|---|
| Name | Circle Internet Group, Inc. Class A | CGI Inc. |
| Country/Region | United States | Canada |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | IT Services |
| GICS Sub-Industry | Application Software | IT Consulting & Other Services |
| Market Capitalization | 17.41 billion USD | 17.25 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 5, 2025 | October 7, 1998 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRCL | GIB |
|---|---|---|
| Total Return (1Y) | -33.88% | -3.23% |
| Total Return (3Y, Annualized) | -- | -5.58% |
| Total Return (5Y, Annualized) | -- | -1.91% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Circle Internet (CRCL) is heavily traded at around 12.74M shares per day, whereas CGI (GIB) sees a more moderate 400.74K — larger orders in the latter may require more patience and tighter control over order sizing.
| Metric | CRCL | GIB |
|---|---|---|
| Volatility (1Y, Annualized) | 96.01% | 31.53% |
| Beta (5Y) | 0.84 | 0.40 |
| Max Drawdown (5Y) | -80.93% | -49.61% |
| Avg. Volume (3M) | 12.74M | 400.74K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRCL | GIB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.40 | -0.24 |
| Sortino Ratio (1Y) | -0.61 | -0.31 |
Profitability
ROE (TTM)
Both Circle Internet (CRCL) at 13.44% and CGI (GIB) at 17.03% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CRCL
Software & Services industry group
13.44%
- Max
- 53.85%
- Q3
- 17.90%
- CRCL
- 13.44%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
GIB
Software & Services industry group
17.03%
- Max
- 53.85%
- Q3
- 17.90%
- GIB
- 17.03%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Both Circle Internet (CRCL) at 15.28% and CGI (GIB) at 10.54% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CRCL
Software & Services industry group
15.28%
- Max
- 41.17%
- CRCL
- 15.28%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
GIB
Software & Services industry group
10.54%
- Max
- 41.17%
- Q3
- 15.28%
- GIB
- 10.54%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Circle Internet (CRCL) at 24.09% operates in the top operating margin quartile, ahead of CGI (GIB) at 16.22%, which runs around its industry’s norm.
CRCL
Software & Services industry group
24.09%
- Max
- 46.89%
- CRCL
- 24.09%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
GIB
Software & Services industry group
16.22%
- Max
- 46.89%
- Q3
- 17.64%
- GIB
- 16.22%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CRCL | GIB |
|---|---|---|
| ROE (TTM) | 13.44% | 17.03% |
| ROA (TTM) | 0.28% | 8.69% |
| Net Margin (TTM) | 15.28% | 10.54% |
| Operating Margin (TTM) | 24.09% | 16.22% |
| Gross Margin (TTM) | 26.58% | 20.43% |
Growth
Revenue Growth
Circle Internet (CRCL) at 63.86% clears its industry range for revenue growth, far stronger top-line momentum than CGI (GIB) at 8.43%, which is closer to a typical peer reading.
EPS Growth
CGI (GIB) at 0.55% is around its peer norm for EPS growth, while Circle Internet (CRCL) at -640.54% falls below its industry range, a notably weak earnings reading.
Growth Metrics
| Metric | CRCL | GIB |
|---|---|---|
| Revenue Growth (YoY) | 63.86% | 8.43% |
| Revenue Growth (3Y CAGR) | 52.66% | 7.34% |
| EPS Growth (YoY) | -640.54% | 0.55% |
| EPS Growth (3Y CAGR) | -- | 6.76% |
Financial Strength
Current Ratio (MRQ)
Circle Internet (CRCL) at 1.04 keeps current ratio within its industry’s typical mid-range, while CGI (GIB) at 0.94 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for GIB.
CRCL
Software & Services industry group
1.04
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CRCL
- 1.04
- Q1
- 1.01
- Min
- 0.03
GIB
Software & Services industry group
0.94
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- GIB
- 0.94
- Min
- 0.03
Debt / Equity (MRQ)
Circle Internet (CRCL) at 0.00 keeps leverage in the lower industry quartile, while CGI (GIB) at 0.44 runs a more typical debt-to-equity mix.
CRCL
Software & Services industry group
0.00
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- CRCL
- 0.00
- Min
- 0.00
GIB
Software & Services industry group
0.44
- Max
- 2.52
- Q3
- 1.13
- GIB
- 0.44
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CRCL | GIB |
|---|---|---|
| Current Ratio (MRQ) | 1.04 | 0.94 |
| Debt / Equity (MRQ) | 0.00 | 0.44 |
| Net Debt / EBITDA | -4.68 | 1.31 |
Dividends
Dividend Yield (TTM)
Circle Internet (CRCL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CGI (GIB) reports a yield of 0.80%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GIB
Software & Services industry group
0.80%
- GIB
- 0.80%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Circle Internet (CRCL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CGI (GIB) reports a payout of 8.20%, ranking against industry peers normally.
CRCL
Software & Services industry group
0.00%
- CRCL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GIB
Software & Services industry group
8.20%
- GIB
- 8.20%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRCL | GIB |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.80% |
| Dividend Payout Ratio (TTM) | 0.00% | 8.20% |
Valuation
P/E Ratio (TTM)
CGI (GIB) at 14.31 sits in the cheaper P/E ratio quartile, while Circle Internet (CRCL) at 40.89 is closer to its industry’s usual earnings multiple — a discount for GIB, though growth and earnings durability still matter.
CRCL
Software & Services industry group
40.89
- Max
- 112.94
- Q3
- 60.32
- CRCL
- 40.89
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
GIB
Software & Services industry group
14.31
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- GIB
- 14.31
- Min
- 6.69
P/S Ratio (TTM)
CGI (GIB) at 1.05 sits in the cheaper P/S ratio quartile while Circle Internet (CRCL) at 5.75 prices around its industry’s middle — GIB costs less per dollar of sales, though read it alongside growth and margins.
CRCL
Software & Services industry group
5.75
- Max
- 17.91
- Q3
- 8.78
- CRCL
- 5.75
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
GIB
Software & Services industry group
1.05
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- GIB
- 1.05
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Circle Internet (CRCL) at 4.50 and CGI (GIB) at 2.37 are valued close to their industries’ norm against book — neither stands out from peers.
CRCL
Software & Services industry group
4.50
- Max
- 16.63
- Q3
- 8.50
- CRCL
- 4.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
GIB
Software & Services industry group
2.37
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- GIB
- 2.37
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CRCL | GIB |
|---|---|---|
| P/E Ratio (TTM) | 40.89 | 14.31 |
| P/S Ratio (TTM) | 5.75 | 1.05 |
| P/B Ratio (MRQ) | 4.50 | 2.37 |
| Free Cash Flow Yield (TTM) | 1.43% | 12.68% |