CRBG vs. TOST: Corebridge Financial vs. Toast Stock Comparison
How do Corebridge Financial (CRBG) and Toast (TOST) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corebridge Financial (CRBG) and Toast (TOST) both belong to the Financial Services industry, though CRBG is classified under Diversified Financial Services while TOST falls under Transaction & Payment Processing Services.
| Profile Item | CRBG | TOST |
|---|---|---|
| Name | Corebridge Financial Inc. | Toast, Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Financial Services |
| GICS Sub-Industry | Diversified Financial Services | Transaction & Payment Processing Services |
| Market Capitalization | 14.95 billion USD | 20.14 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 16, 2022 | September 22, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Total Return (1Y) | 24.54% | -5.92% |
| Total Return (3Y, Annualized) | 28.45% | 35.73% |
| Total Return (5Y, Annualized) | -- | -10.54% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Volatility (1Y, Annualized) | 35.18% | 45.32% |
| Beta (5Y) | 1.03 | 1.66 |
| Max Drawdown (5Y) | -36.35% | -79.13% |
| Avg. Volume (3M) | 4.66M | 8.73M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Sharpe Ratio (1Y) | 0.58 | -0.23 |
| Sortino Ratio (1Y) | 0.80 | -0.31 |
Profitability
ROE (TTM)
Toast (TOST) at 25.58% sits in the top ROE quartile, while Corebridge Financial (CRBG) at 20.08% is closer to the peer norm — stronger capital efficiency for TOST.
CRBG
Financial Services industry group
20.08%
- Max
- 44.78%
- Q3
- 21.85%
- CRBG
- 20.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
TOST
Financial Services industry group
25.58%
- Max
- 44.78%
- TOST
- 25.58%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Corebridge Financial (CRBG) at 10.76% and Toast (TOST) at 7.69% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CRBG
Financial Services industry group
10.76%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- CRBG
- 10.76%
- Q1
- 4.82%
- Min
- -28.52%
TOST
Financial Services industry group
7.69%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- TOST
- 7.69%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Corebridge Financial (CRBG) at 39.53% runs core operations around its industry’s norm, while Toast (TOST) at 8.63% operates in the bottom quartile.
CRBG
Financial Services industry group
39.53%
- Max
- 107.33%
- Q3
- 55.90%
- CRBG
- 39.53%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
TOST
Financial Services industry group
8.63%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- TOST
- 8.63%
- Min
- -44.34%
Profitability Metrics
| Metric | CRBG | TOST |
|---|---|---|
| ROE (TTM) | 20.08% | 25.58% |
| ROA (TTM) | 0.65% | 10.30% |
| Net Margin (TTM) | 10.76% | 7.69% |
| Operating Margin (TTM) | 39.53% | 8.63% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Toast (TOST) at 24.05% is around its peer norm for revenue growth, while Corebridge Financial (CRBG) at -5.07% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Toast (TOST) at 1,766.67% delivers above-range EPS growth, while Corebridge Financial (CRBG) at -118.28% falls into the bottom quartile — a wide split in earnings momentum.
Growth Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Revenue Growth (YoY) | -5.07% | 24.05% |
| Revenue Growth (3Y CAGR) | -11.25% | 31.10% |
| EPS Growth (YoY) | -118.28% | 1,766.67% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corebridge Financial (CRBG) in Financial Services and Toast (TOST) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corebridge Financial (CRBG) in Financial Services and Toast (TOST) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Toast (TOST) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a yield of 2.89%, ranking against industry peers normally.
CRBG
Financial Services industry group
2.89%
- Max
- 9.77%
- Q3
- 3.92%
- CRBG
- 2.89%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
TOST
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- TOST
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Toast (TOST) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a payout of 22.20%, ranking against industry peers normally.
CRBG
Financial Services industry group
22.20%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CRBG
- 22.20%
- Q1
- 0.00%
- Min
- 0.00%
TOST
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- TOST
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRBG | TOST |
|---|---|---|
| Dividend Yield (TTM) | 2.89% | 0.00% |
| Dividend Payout Ratio (TTM) | 22.20% | 0.00% |
Valuation
P/E Ratio (TTM)
Corebridge Financial (CRBG) at 7.64 sits in the cheaper P/E ratio quartile, while Toast (TOST) at 38.10 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CRBG
Financial Services industry group
7.64
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- CRBG
- 7.64
- Min
- 0.16
TOST
Financial Services industry group
38.10
- Max
- 45.85
- TOST
- 38.10
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Corebridge Financial (CRBG) at 0.73 sits in the cheaper P/S ratio quartile while Toast (TOST) at 2.82 prices around its industry’s middle — CRBG costs less per dollar of sales, though read it alongside growth and margins.
CRBG
Financial Services industry group
0.73
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- CRBG
- 0.73
- Min
- -0.55
TOST
Financial Services industry group
2.82
- Max
- 9.23
- Q3
- 4.57
- TOST
- 2.82
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Corebridge Financial (CRBG) at 2.41 sits near its industry’s typical P/B ratio, while Toast (TOST) at 8.79 prices above its benchmark range — TOST looks rich relative to book.
CRBG
Financial Services industry group
2.41
- Max
- 7.79
- Q3
- 3.63
- CRBG
- 2.41
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
TOST
Financial Services industry group
8.79
- TOST
- 8.79
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CRBG | TOST |
|---|---|---|
| P/E Ratio (TTM) | 7.64 | 38.10 |
| P/S Ratio (TTM) | 0.73 | 2.82 |
| P/B Ratio (MRQ) | 2.41 | 8.79 |
| Free Cash Flow Yield (TTM) | -- | -- |