CRBG vs. SYF: Corebridge Financial vs. Synchrony Financial Stock Comparison
How do Corebridge Financial (CRBG) and Synchrony Financial (SYF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corebridge Financial (CRBG) and Synchrony Financial (SYF) both fall under the Financial Services industry group, but CRBG is classified in Financial Services while SYF is classified in Consumer Finance.
| Profile Item | CRBG | SYF |
|---|---|---|
| Name | Corebridge Financial Inc. | Synchrony Financial |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Consumer Finance |
| GICS Sub-Industry | Diversified Financial Services | Consumer Finance |
| Market Capitalization | 14.95 billion USD | 23.99 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 16, 2022 | July 31, 2014 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Total Return (1Y) | 24.54% | 2.84% |
| Total Return (3Y, Annualized) | 28.45% | 39.02% |
| Total Return (5Y, Annualized) | -- | 10.89% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Volatility (1Y, Annualized) | 35.18% | 31.32% |
| Beta (5Y) | 1.03 | 1.40 |
| Max Drawdown (5Y) | -36.35% | -44.60% |
| Avg. Volume (3M) | 4.66M | 3.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.58 | -0.05 |
| Sortino Ratio (1Y) | 0.80 | -0.06 |
Profitability
ROE (TTM)
Both Corebridge Financial (CRBG) at 20.08% and Synchrony Financial (SYF) at 19.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CRBG
Financial Services industry group
20.08%
- Max
- 44.78%
- Q3
- 21.85%
- CRBG
- 20.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SYF
Financial Services industry group
19.83%
- Max
- 44.78%
- Q3
- 21.85%
- SYF
- 19.83%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Synchrony Financial (SYF) at 34.07% retains a top-quartile share of revenue as profit, ahead of Corebridge Financial (CRBG) at 10.76%, which keeps about the industry-typical share.
CRBG
Financial Services industry group
10.76%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- CRBG
- 10.76%
- Q1
- 4.82%
- Min
- -28.52%
SYF
Financial Services industry group
34.07%
- Max
- 62.84%
- SYF
- 34.07%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Corebridge Financial (CRBG) at 39.53% and Synchrony Financial (SYF) at 49.84% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CRBG
Financial Services industry group
39.53%
- Max
- 107.33%
- Q3
- 55.90%
- CRBG
- 39.53%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SYF
Financial Services industry group
49.84%
- Max
- 107.33%
- Q3
- 55.90%
- SYF
- 49.84%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CRBG | SYF |
|---|---|---|
| ROE (TTM) | 20.08% | 19.83% |
| ROA (TTM) | 0.65% | 2.78% |
| Net Margin (TTM) | 10.76% | 34.07% |
| Operating Margin (TTM) | 39.53% | 49.84% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Corebridge Financial (CRBG) at -5.07% and Synchrony Financial (SYF) at -0.50% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.
EPS Growth
Synchrony Financial (SYF) at 8.54% is around its peer norm for EPS growth, while Corebridge Financial (CRBG) at -118.28% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Revenue Growth (YoY) | -5.07% | -0.50% |
| Revenue Growth (3Y CAGR) | -11.25% | 8.67% |
| EPS Growth (YoY) | -118.28% | 8.54% |
| EPS Growth (3Y CAGR) | -- | 14.70% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corebridge Financial (CRBG) in Financial Services and Synchrony Financial (SYF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corebridge Financial (CRBG) in Financial Services and Synchrony Financial (SYF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Corebridge Financial (CRBG) at 2.89% and Synchrony Financial (SYF) at 1.67% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
CRBG
Financial Services industry group
2.89%
- Max
- 9.77%
- Q3
- 3.92%
- CRBG
- 2.89%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
1.67%
- Max
- 9.77%
- Q3
- 3.92%
- SYF
- 1.67%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Corebridge Financial (CRBG) at 22.20% and Synchrony Financial (SYF) at 12.94% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
CRBG
Financial Services industry group
22.20%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CRBG
- 22.20%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
12.94%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SYF
- 12.94%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRBG | SYF |
|---|---|---|
| Dividend Yield (TTM) | 2.89% | 1.67% |
| Dividend Payout Ratio (TTM) | 22.20% | 12.94% |
Valuation
P/E Ratio (TTM)
Both Corebridge Financial (CRBG) at 7.64 and Synchrony Financial (SYF) at 7.70 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.
CRBG
Financial Services industry group
7.64
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- CRBG
- 7.64
- Min
- 0.16
SYF
Financial Services industry group
7.70
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- SYF
- 7.70
- Min
- 0.16
P/S Ratio (TTM)
Corebridge Financial (CRBG) at 0.73 sits in the cheaper P/S ratio quartile while Synchrony Financial (SYF) at 2.45 prices around its industry’s middle — CRBG costs less per dollar of sales, though read it alongside growth and margins.
CRBG
Financial Services industry group
0.73
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- CRBG
- 0.73
- Min
- -0.55
SYF
Financial Services industry group
2.45
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- SYF
- 2.45
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Corebridge Financial (CRBG) at 2.41 and Synchrony Financial (SYF) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.
CRBG
Financial Services industry group
2.41
- Max
- 7.79
- Q3
- 3.63
- CRBG
- 2.41
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SYF
Financial Services industry group
1.55
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- SYF
- 1.55
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CRBG | SYF |
|---|---|---|
| P/E Ratio (TTM) | 7.64 | 7.70 |
| P/S Ratio (TTM) | 0.73 | 2.45 |
| P/B Ratio (MRQ) | 2.41 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |