CRBG vs. SOFI: Corebridge Financial vs. SoFi Stock Comparison
How do Corebridge Financial (CRBG) and SoFi (SOFI) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Corebridge Financial (CRBG) and SoFi (SOFI) both fall under the Financial Services industry group, but CRBG is classified in Financial Services while SOFI is classified in Consumer Finance.
| Profile Item | CRBG | SOFI |
|---|---|---|
| Name | Corebridge Financial Inc. | SoFi Technologies, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Consumer Finance |
| GICS Sub-Industry | Diversified Financial Services | Consumer Finance |
| Market Capitalization | 14.95 billion USD | 21.04 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | September 16, 2022 | January 4, 2021 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| Total Return (1Y) | 24.54% | -40.42% |
| Total Return (3Y, Annualized) | 28.45% | 34.88% |
| Total Return (5Y, Annualized) | -- | -5.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
SoFi (SOFI) carries a highly aggressive beta of 2.22, indicating much higher sensitivity to broad-market moves, whereas Corebridge Financial (CRBG) is closer to market-like at 1.03 — a noticeable difference in market-sensitivity profile.
| Metric | CRBG | SOFI |
|---|---|---|
| Volatility (1Y, Annualized) | 35.18% | 55.56% |
| Beta (5Y) | 1.03 | 2.22 |
| Max Drawdown (5Y) | -36.35% | -81.28% |
| Avg. Volume (3M) | 4.66M | 48.09M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| Sharpe Ratio (1Y) | 0.58 | -0.80 |
| Sortino Ratio (1Y) | 0.80 | -1.09 |
Profitability
ROE (TTM)
Both Corebridge Financial (CRBG) at 20.08% and SoFi (SOFI) at 7.35% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CRBG
Financial Services industry group
20.08%
- Max
- 44.78%
- Q3
- 21.85%
- CRBG
- 20.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SOFI
Financial Services industry group
7.35%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- SOFI
- 7.35%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Corebridge Financial (CRBG) at 10.76% and SoFi (SOFI) at 15.75% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
CRBG
Financial Services industry group
10.76%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- CRBG
- 10.76%
- Q1
- 4.82%
- Min
- -28.52%
SOFI
Financial Services industry group
15.75%
- Max
- 62.84%
- Q3
- 28.05%
- SOFI
- 15.75%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Corebridge Financial (CRBG) at 39.53% and SoFi (SOFI) at 23.19% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
CRBG
Financial Services industry group
39.53%
- Max
- 107.33%
- Q3
- 55.90%
- CRBG
- 39.53%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SOFI
Financial Services industry group
23.19%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SOFI
- 23.19%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| ROE (TTM) | 20.08% | 7.35% |
| ROA (TTM) | 0.65% | 1.31% |
| Net Margin (TTM) | 10.76% | 15.75% |
| Operating Margin (TTM) | 39.53% | 23.19% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
SoFi (SOFI) at 38.32% sits in the top revenue growth quartile, while Corebridge Financial (CRBG) at -5.07% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
SoFi (SOFI) at 0.00% is around its peer norm for EPS growth, while Corebridge Financial (CRBG) at -118.28% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| Revenue Growth (YoY) | -5.07% | 38.32% |
| Revenue Growth (3Y CAGR) | -11.25% | 31.93% |
| EPS Growth (YoY) | -118.28% | 0.00% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Corebridge Financial (CRBG) in Financial Services and SoFi (SOFI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Corebridge Financial (CRBG) in Financial Services and SoFi (SOFI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
SoFi (SOFI) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a yield of 2.89%, ranking against industry peers normally.
CRBG
Financial Services industry group
2.89%
- Max
- 9.77%
- Q3
- 3.92%
- CRBG
- 2.89%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
SoFi (SOFI) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Corebridge Financial (CRBG) reports a payout of 22.20%, ranking against industry peers normally.
CRBG
Financial Services industry group
22.20%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- CRBG
- 22.20%
- Q1
- 0.00%
- Min
- 0.00%
SOFI
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SOFI
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| Dividend Yield (TTM) | 2.89% | 0.00% |
| Dividend Payout Ratio (TTM) | 22.20% | 0.00% |
Valuation
P/E Ratio (TTM)
Corebridge Financial (CRBG) at 7.64 sits in the cheaper P/E ratio quartile, while SoFi (SOFI) at 29.47 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CRBG
Financial Services industry group
7.64
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- CRBG
- 7.64
- Min
- 0.16
SOFI
Financial Services industry group
29.47
- Max
- 45.85
- SOFI
- 29.47
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Corebridge Financial (CRBG) at 0.73 sits in the cheaper P/S ratio quartile while SoFi (SOFI) at 4.49 prices around its industry’s middle — CRBG costs less per dollar of sales, though read it alongside growth and margins.
CRBG
Financial Services industry group
0.73
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- CRBG
- 0.73
- Min
- -0.55
SOFI
Financial Services industry group
4.49
- Max
- 9.23
- Q3
- 4.57
- SOFI
- 4.49
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Corebridge Financial (CRBG) at 2.41 and SoFi (SOFI) at 1.86 are valued close to their industries’ norm against book — neither stands out from peers.
CRBG
Financial Services industry group
2.41
- Max
- 7.79
- Q3
- 3.63
- CRBG
- 2.41
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SOFI
Financial Services industry group
1.86
- Max
- 7.79
- Q3
- 3.63
- SOFI
- 1.86
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CRBG | SOFI |
|---|---|---|
| P/E Ratio (TTM) | 7.64 | 29.47 |
| P/S Ratio (TTM) | 0.73 | 4.49 |
| P/B Ratio (MRQ) | 2.41 | 1.86 |
| Free Cash Flow Yield (TTM) | -- | -- |