CPRT vs. TRU: Copart vs. TransUnion Stock Comparison
How do Copart (CPRT) and TransUnion (TRU) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Copart (CPRT) and TransUnion (TRU) both fall under the Commercial & Professional Services industry group, but CPRT is classified in Commercial Services & Supplies while TRU is classified in Professional Services.
| Profile Item | CPRT | TRU |
|---|---|---|
| Name | Copart, Inc. | TransUnion |
| Country/Region | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Commercial & Professional Services | Commercial & Professional Services |
| GICS Industry | Commercial Services & Supplies | Professional Services |
| GICS Sub-Industry | Diversified Support Services | Research & Consulting Services |
| Market Capitalization | 29.60 billion USD | 15.48 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | March 17, 1994 | June 25, 2015 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Total Return (1Y) | -20.18% | 3.77% |
| Total Return (3Y, Annualized) | -11.53% | 16.74% |
| Total Return (5Y, Annualized) | -3.48% | -5.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Volatility (1Y, Annualized) | 32.98% | 42.86% |
| Beta (5Y) | 0.97 | 1.52 |
| Max Drawdown (5Y) | -58.85% | -63.37% |
| Avg. Volume (3M) | 10.87M | 2.74M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Sharpe Ratio (1Y) | -0.74 | -0.01 |
| Sortino Ratio (1Y) | -1.08 | -0.02 |
Profitability
ROE (TTM)
Both Copart (CPRT) at 16.16% and TransUnion (TRU) at 16.96% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CPRT
Commercial & Professional Services industry group
16.16%
- Max
- 47.06%
- Q3
- 25.43%
- CPRT
- 16.16%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
TRU
Commercial & Professional Services industry group
16.96%
- Max
- 47.06%
- Q3
- 25.43%
- TRU
- 16.96%
- Median
- 14.11%
- Q1
- 3.92%
- Min
- -20.15%
Net Margin (TTM)
Copart (CPRT) at 31.81% keeps the most of each sales dollar — above its industry’s net margin range — and TransUnion (TRU) at 15.83% also retains a top-quartile share.
CPRT
Commercial & Professional Services industry group
31.81%
- CPRT
- 31.81%
- Max
- 23.28%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
TRU
Commercial & Professional Services industry group
15.83%
- Max
- 23.28%
- TRU
- 15.83%
- Q3
- 11.35%
- Median
- 5.65%
- Q1
- 0.87%
- Min
- -8.60%
Operating Margin (TTM)
Both Copart (CPRT) at 32.01% and TransUnion (TRU) at 20.36% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
CPRT
Commercial & Professional Services industry group
32.01%
- Max
- 38.50%
- CPRT
- 32.01%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
TRU
Commercial & Professional Services industry group
20.36%
- Max
- 38.50%
- TRU
- 20.36%
- Q3
- 18.84%
- Median
- 10.40%
- Q1
- 5.59%
- Min
- -12.00%
Profitability Metrics
| Metric | CPRT | TRU |
|---|---|---|
| ROE (TTM) | 16.16% | 16.96% |
| ROA (TTM) | 10.27% | 5.25% |
| Net Margin (TTM) | 31.81% | 15.83% |
| Operating Margin (TTM) | 32.01% | 20.36% |
| Gross Margin (TTM) | 45.29% | 58.82% |
Growth
Revenue Growth
TransUnion (TRU) at 9.38% is around its peer norm for revenue growth, while Copart (CPRT) at 0.41% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
TransUnion (TRU) at 60.00% sits in the top EPS growth quartile, while Copart (CPRT) at -2.52% is closer to the peer norm — faster per-share earnings growth for TRU.
Growth Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Revenue Growth (YoY) | 0.41% | 9.38% |
| Revenue Growth (3Y CAGR) | 6.44% | 7.25% |
| EPS Growth (YoY) | -2.52% | 60.00% |
| EPS Growth (3Y CAGR) | 6.59% | 18.34% |
Financial Strength
Current Ratio (MRQ)
TransUnion (TRU) at 2.03 keeps current ratio within its industry’s typical mid-range, while Copart (CPRT) at 7.91 sits above its industry’s typical mid-range — comfortable liquidity, though possibly with more idle current assets relative to peers.
CPRT
Commercial & Professional Services industry group
7.91
- CPRT
- 7.91
- Max
- 3.63
- Q3
- 2.14
- Median
- 1.55
- Q1
- 1.09
- Min
- 0.45
TRU
Commercial & Professional Services industry group
2.03
- Max
- 3.63
- Q3
- 2.14
- TRU
- 2.03
- Median
- 1.55
- Q1
- 1.09
- Min
- 0.45
Debt / Equity (MRQ)
Copart (CPRT) at 0.01 keeps leverage in the lower industry quartile, while TransUnion (TRU) at 1.10 runs a more typical debt-to-equity mix.
CPRT
Commercial & Professional Services industry group
0.01
- Max
- 2.37
- Q3
- 1.25
- Median
- 0.88
- Q1
- 0.35
- CPRT
- 0.01
- Min
- 0.00
TRU
Commercial & Professional Services industry group
1.10
- Max
- 2.37
- Q3
- 1.25
- TRU
- 1.10
- Median
- 0.88
- Q1
- 0.35
- Min
- 0.00
Financial Strength Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Current Ratio (MRQ) | 7.91 | 2.03 |
| Debt / Equity (MRQ) | 0.01 | 1.10 |
| Net Debt / EBITDA | -2.36 | 2.90 |
Dividends
Dividend Yield (TTM)
Copart (CPRT) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TransUnion (TRU) reports a yield of 0.62%, ranking against industry peers normally.
CPRT
Commercial & Professional Services industry group
0.00%
- Max
- 4.33%
- Q3
- 1.80%
- Median
- 0.60%
- CPRT
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TRU
Commercial & Professional Services industry group
0.62%
- Max
- 4.33%
- Q3
- 1.80%
- TRU
- 0.62%
- Median
- 0.60%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Copart (CPRT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile TransUnion (TRU) reports a payout of 11.92%, ranking against industry peers normally.
CPRT
Commercial & Professional Services industry group
0.00%
- Max
- 99.58%
- Q3
- 41.99%
- Median
- 17.27%
- CPRT
- 0.00%
- Q1
- 0.00%
- Min
- -17.94%
TRU
Commercial & Professional Services industry group
11.92%
- Max
- 99.58%
- Q3
- 41.99%
- Median
- 17.27%
- TRU
- 11.92%
- Q1
- 0.00%
- Min
- -17.94%
Dividend Metrics
| Metric | CPRT | TRU |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.62% |
| Dividend Payout Ratio (TTM) | 0.00% | 11.92% |
Valuation
P/E Ratio (TTM)
Both Copart (CPRT) at 20.61 and TransUnion (TRU) at 19.75 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CPRT
Commercial & Professional Services industry group
20.61
- Max
- 49.47
- Q3
- 33.76
- Median
- 24.16
- CPRT
- 20.61
- Q1
- 16.01
- Min
- 1.89
TRU
Commercial & Professional Services industry group
19.75
- Max
- 49.47
- Q3
- 33.76
- Median
- 24.16
- TRU
- 19.75
- Q1
- 16.01
- Min
- 1.89
P/S Ratio (TTM)
TransUnion (TRU) at 3.07 is priced about in line with its industry on P/S ratio, while Copart (CPRT) at 6.34 sits in the pricier quartile — CPRT costs more per dollar of sales.
CPRT
Commercial & Professional Services industry group
6.34
- Max
- 7.17
- CPRT
- 6.34
- Q3
- 3.35
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
TRU
Commercial & Professional Services industry group
3.07
- Max
- 7.17
- Q3
- 3.35
- TRU
- 3.07
- Median
- 1.33
- Q1
- 0.69
- Min
- 0.11
P/B Ratio (MRQ)
On P/B ratio, both Copart (CPRT) at 3.25 and TransUnion (TRU) at 3.19 are valued close to their industries’ norm against book — neither stands out from peers.
CPRT
Commercial & Professional Services industry group
3.25
- Max
- 11.25
- Q3
- 6.08
- CPRT
- 3.25
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
TRU
Commercial & Professional Services industry group
3.19
- Max
- 11.25
- Q3
- 6.08
- TRU
- 3.19
- Median
- 2.92
- Q1
- 1.55
- Min
- -2.78
Valuation Metrics
| Metric | CPRT | TRU |
|---|---|---|
| P/E Ratio (TTM) | 20.61 | 19.75 |
| P/S Ratio (TTM) | 6.34 | 3.07 |
| P/B Ratio (MRQ) | 3.25 | 3.19 |
| Free Cash Flow Yield (TTM) | 2.99% | 5.91% |