COF vs. RKT: Capital One Financial vs. Rocket Stock Comparison

Company Profile

Capital One Financial (COF) and Rocket (RKT) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while RKT is classified in Financial Services.

Capital One Financial (COF) has more than two decades of public-market history since November 16, 1994, whereas Rocket (RKT) listed on August 6, 2020 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Rocket (RKT) carries a highly aggressive beta of 2.19, indicating much higher sensitivity to broad-market moves, whereas Capital One Financial (COF) is closer to market-like at 1.09 — a noticeable difference in market-sensitivity profile.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Capital One Financial (COF) at 9.39% and Rocket (RKT) at 7.86% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Capital One Financial (COF) at 22.23% and Rocket (RKT) at 11.02% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both Capital One Financial (COF) at 37.83% and Rocket (RKT) at 43.54% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Both Capital One Financial (COF) at 36.62% and Rocket (RKT) at 26.87% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.

Both Capital One Financial (COF) at -65.23% and Rocket (RKT) at -123.81% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and Rocket (RKT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and Rocket (RKT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Rocket (RKT) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Capital One Financial (COF) reports a yield of 1.57%, ranking against industry peers normally.

Rocket (RKT) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Capital One Financial (COF) reports a payout of 19.61%, ranking against industry peers normally.

Dividend Metrics

Valuation

An earnings multiple is available for just one side: Capital One Financial (COF) trades at 12.37 times trailing earnings, ranked against its peers, while Rocket (RKT) has no P/E ratio this period.

On P/S ratio, both Capital One Financial (COF) at 2.48 and Rocket (RKT) at 3.61 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Capital One Financial (COF) at 1.15 and Rocket (RKT) at 1.76 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics