COF vs. MCO: Capital One Financial vs. Moody's Stock Comparison

Company Profile

Capital One Financial (COF) and Moody's (MCO) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while MCO is classified in Capital Markets.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Moody's (MCO) at 76.74% clears its industry range for ROE, a sharper capital-efficiency signal than Capital One Financial (COF) at 9.39%, which is closer to a typical peer reading.

Moody's (MCO) at 35.26% retains a top-quartile share of revenue as profit, ahead of Capital One Financial (COF) at 22.23%, which keeps about the industry-typical share.

Both Capital One Financial (COF) at 37.83% and Moody's (MCO) at 46.27% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while Moody's (MCO) at 8.89% is closer to the peer norm — faster top-line expansion for COF.

Moody's (MCO) at 21.40% is around its peer norm for EPS growth, while Capital One Financial (COF) at -65.23% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and Moody's (MCO) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and Moody's (MCO) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Capital One Financial (COF) at 1.57% and Moody's (MCO) at 0.78% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Capital One Financial (COF) at 19.61% and Moody's (MCO) at 24.59% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Capital One Financial (COF) at 12.37 is near its industry’s usual P/E ratio, while Moody's (MCO) at 30.85 sits in the richer quartile — MCO needs stronger growth or earnings quality to justify the premium.

Capital One Financial (COF) at 2.48 prices around its industry’s typical P/S ratio, while Moody's (MCO) at 10.66 clears its benchmark range — MCO looks notably rich on sales.

Capital One Financial (COF) at 1.15 sits near its industry’s typical P/B ratio, while Moody's (MCO) at 26.68 prices above its benchmark range — MCO looks rich relative to book.

Valuation Metrics