COF vs. FIS: Capital One Financial vs. Fidelity Natl Information Svcs Stock Comparison

Company Profile

Capital One Financial (COF) and Fidelity Natl Information Svcs (FIS) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while FIS is classified in Financial Services.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Fidelity Natl Information Svcs (FIS) at 23.04% sits in the top ROE quartile, while Capital One Financial (COF) at 9.39% is closer to the peer norm — stronger capital efficiency for FIS.

Both Capital One Financial (COF) at 22.23% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Both Capital One Financial (COF) at 37.83% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while Fidelity Natl Information Svcs (FIS) at 5.43% is closer to the peer norm — faster top-line expansion for COF.

Both Capital One Financial (COF) at -65.23% and Fidelity Natl Information Svcs (FIS) at -72.03% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while Capital One Financial (COF) at 1.57% pays a more typical yield — both are credible income propositions, FIS the richer one.

Both Capital One Financial (COF) at 19.61% and Fidelity Natl Information Svcs (FIS) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Fidelity Natl Information Svcs (FIS) at 4.29 sits in the cheaper P/E ratio quartile, while Capital One Financial (COF) at 12.37 is closer to its industry’s usual earnings multiple — a discount for FIS, though growth and earnings durability still matter.

Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while Capital One Financial (COF) at 2.48 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Capital One Financial (COF) at 1.15 and Fidelity Natl Information Svcs (FIS) at 0.91 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics