COF vs. DB: Capital One Financial vs. Deutsche Bank Stock Comparison
How do Capital One Financial (COF) and Deutsche Bank (DB) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Capital One Financial (COF) and Deutsche Bank (DB) both fall under the Financial Services industry group, but COF is classified in Consumer Finance while DB is classified in Capital Markets.
| Profile Item | COF | DB |
|---|---|---|
| Name | Capital One Financial Corp. | Deutsche Bank AG |
| Country/Region | United States | Germany |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Capital Markets |
| GICS Sub-Industry | Consumer Finance | Diversified Capital Markets |
| Market Capitalization | 121.43 billion USD | 64.60 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 16, 1994 | November 18, 1996 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | COF | DB |
|---|---|---|
| Total Return (1Y) | -5.89% | 3.59% |
| Total Return (3Y, Annualized) | 26.49% | 52.91% |
| Total Return (5Y, Annualized) | 7.24% | 26.98% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | COF | DB |
|---|---|---|
| Volatility (1Y, Annualized) | 31.21% | 35.30% |
| Beta (5Y) | 1.09 | 1.04 |
| Max Drawdown (5Y) | -45.56% | -54.19% |
| Avg. Volume (3M) | 3.66M | 2.22M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | COF | DB |
|---|---|---|
| Sharpe Ratio (1Y) | -0.33 | -0.02 |
| Sortino Ratio (1Y) | -0.43 | -0.03 |
Profitability
ROE (TTM)
Both Capital One Financial (COF) at 9.39% and Deutsche Bank (DB) at 8.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
COF
Financial Services industry group
9.39%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- COF
- 9.39%
- Q1
- 4.48%
- Min
- -18.71%
DB
Financial Services industry group
8.98%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- DB
- 8.98%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Capital One Financial (COF) at 22.23% and Deutsche Bank (DB) at 22.67% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
COF
Financial Services industry group
22.23%
- Max
- 62.84%
- Q3
- 28.05%
- COF
- 22.23%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
DB
Financial Services industry group
22.67%
- Max
- 62.84%
- Q3
- 28.05%
- DB
- 22.67%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Capital One Financial (COF) at 37.83% and Deutsche Bank (DB) at 33.58% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
COF
Financial Services industry group
37.83%
- Max
- 107.33%
- Q3
- 55.90%
- COF
- 37.83%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
DB
Financial Services industry group
33.58%
- Max
- 107.33%
- Q3
- 55.90%
- DB
- 33.58%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | COF | DB |
|---|---|---|
| ROE (TTM) | 9.39% | 8.98% |
| ROA (TTM) | 1.57% | 0.48% |
| Net Margin (TTM) | 22.23% | 22.67% |
| Operating Margin (TTM) | 37.83% | 33.58% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Capital One Financial (COF) at 36.62% sits in the top revenue growth quartile, while Deutsche Bank (DB) at 6.83% is closer to the peer norm — faster top-line expansion for COF.
EPS Growth
Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Capital One Financial (COF) at -65.23% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | COF | DB |
|---|---|---|
| Revenue Growth (YoY) | 36.62% | 6.83% |
| Revenue Growth (3Y CAGR) | 15.98% | 6.39% |
| EPS Growth (YoY) | -65.23% | 130.39% |
| EPS Growth (3Y CAGR) | -39.18% | 10.02% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Capital One Financial (COF) in Financial Services and Deutsche Bank (DB) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Capital One Financial (COF) in Financial Services and Deutsche Bank (DB) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | COF | DB |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Capital One Financial (COF) at 1.57% and Deutsche Bank (DB) at 2.75% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
COF
Financial Services industry group
1.57%
- Max
- 9.77%
- Q3
- 3.92%
- COF
- 1.57%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
2.75%
- Max
- 9.77%
- Q3
- 3.92%
- DB
- 2.75%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Capital One Financial (COF) at 19.61% and Deutsche Bank (DB) at 30.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
COF
Financial Services industry group
19.61%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- COF
- 19.61%
- Q1
- 0.00%
- Min
- 0.00%
DB
Financial Services industry group
30.04%
- Max
- 241.07%
- Q3
- 97.36%
- DB
- 30.04%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | COF | DB |
|---|---|---|
| Dividend Yield (TTM) | 1.57% | 2.75% |
| Dividend Payout Ratio (TTM) | 19.61% | 30.04% |
Valuation
P/E Ratio (TTM)
Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Capital One Financial (COF) at 12.37 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.
COF
Financial Services industry group
12.37
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- COF
- 12.37
- Q1
- 9.68
- Min
- 0.16
DB
Financial Services industry group
9.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- DB
- 9.00
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Capital One Financial (COF) at 2.48 and Deutsche Bank (DB) at 2.11 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
COF
Financial Services industry group
2.48
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- COF
- 2.48
- Q1
- 1.28
- Min
- -0.55
DB
Financial Services industry group
2.11
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- DB
- 2.11
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile against book while Capital One Financial (COF) at 1.15 is valued near its industry’s middle — DB is cheaper on assets, though weigh it against ROE and asset quality.
COF
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- COF
- 1.15
- Q1
- 0.81
- Min
- -0.39
DB
Financial Services industry group
0.72
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- DB
- 0.72
- Min
- -0.39
Valuation Metrics
| Metric | COF | DB |
|---|---|---|
| P/E Ratio (TTM) | 12.37 | 9.00 |
| P/S Ratio (TTM) | 2.48 | 2.11 |
| P/B Ratio (MRQ) | 1.15 | 0.72 |
| Free Cash Flow Yield (TTM) | -- | -- |