CNH vs. MMM: CNH Industrial vs. 3M Stock Comparison

November 11, 2026

How do CNH Industrial (CNH) and 3M (MMM) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CNH Industrial (CNH) and 3M (MMM) both fall under the Capital Goods industry group, but CNH is classified in Machinery while MMM is classified in Industrial Conglomerates.

Company profile comparison for CNH Industrial (CNH) and 3M (MMM)
Profile Item	CNH	MMM
Name	CNH Industrial N.V.	3M Company
Country/Region	United Kingdom	United States
GICS Sector	Industrials	Industrials
GICS Industry Group	Capital Goods	Capital Goods
GICS Industry	Machinery	Industrial Conglomerates
GICS Sub-Industry	Agricultural & Farm Machinery	Industrial Conglomerates
Market Capitalization	18.59 billion USD	95.67 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	September 30, 2013	January 2, 1962
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

CNH

MMM

GSPC

CNH Industrial (CNH) vs. 3M (MMM), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for CNH Industrial (CNH) and 3M (MMM). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for CNH Industrial (CNH) and 3M (MMM). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Total Return (1Y)	38.02%	16.26%
Total Return (3Y, Annualized)	11.70%	38.64%
Total Return (5Y, Annualized)	-0.45%	8.14%

Risk Profile

Drawdown History

CNH

MMM

GSPC

CNH Industrial (CNH) vs. 3M (MMM), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for CNH Industrial (CNH) and 3M (MMM). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Volatility (1Y, Annualized)	45.52%	27.61%
Beta (5Y)	1.19	0.97
Max Drawdown (5Y)	-43.80%	-48.86%
Avg. Volume (3M)	18.71M	3.14M

Risk-Adjusted Performance

Risk-Return Positioning

CNH and MMM are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Sharpe Ratio (1Y)	0.74	0.43
Sortino Ratio (1Y)	1.25	0.70

Profitability

ROE (TTM)

3M (MMM) at 72.97% delivers above-range ROE, while CNH Industrial (CNH) at 3.91% falls into the bottom quartile — a wide split in profit generated from equity.

CNH

Capital Goods industry group

3.91%

Max: 40.55%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
CNH: 3.91%
Min: -17.12%

MMM

Capital Goods industry group

72.97%

MMM: 72.97%
Max: 40.55%
Q3: 19.29%
Median: 12.12%
Q1: 4.08%
Min: -17.12%

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their ROE against the Capital Goods industry group benchmark.

Net Margin (TTM)

3M (MMM) at 14.01% retains a top-quartile share of revenue as profit, ahead of CNH Industrial (CNH) at 1.71%, which keeps about the industry-typical share.

CNH

Capital Goods industry group

1.71%

Max: 27.47%
Q3: 12.10%
Median: 6.30%
CNH: 1.71%
Q1: 1.40%
Min: -12.89%

MMM

Capital Goods industry group

14.01%

Max: 27.47%
MMM: 14.01%
Q3: 12.10%
Median: 6.30%
Q1: 1.40%
Min: -12.89%

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their net margin against the Capital Goods industry group benchmark.

Operating Margin (TTM)

3M (MMM) at 23.69% operates in the top operating margin quartile, ahead of CNH Industrial (CNH) at 5.54%, which runs around its industry’s norm.

CNH

Capital Goods industry group

5.54%

Max: 36.60%
Q3: 18.33%
Median: 11.12%
CNH: 5.54%
Q1: 5.14%
Min: -12.63%

MMM

Capital Goods industry group

23.69%

Max: 36.60%
MMM: 23.69%
Q3: 18.33%
Median: 11.12%
Q1: 5.14%
Min: -12.63%

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their operating margin against the Capital Goods industry group benchmark.

Profitability Metrics

Profitability metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
ROE (TTM)	3.91%	72.97%
ROA (TTM)	0.87%	8.22%
Net Margin (TTM)	1.71%	14.01%
Operating Margin (TTM)	5.54%	23.69%
Gross Margin (TTM)	17.76%	39.53%

Growth

Revenue Growth

Both CNH Industrial (CNH) at -8.78% and 3M (MMM) at 1.52% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their Revenue Growth across different time periods.

EPS Growth

3M (MMM) at -20.53% is around its peer norm for EPS growth, while CNH Industrial (CNH) at -58.59% drops into the bottom quartile, signaling weaker earnings momentum.

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Revenue Growth (YoY)	-8.78%	1.52%
Revenue Growth (3Y CAGR)	-8.41%	-1.57%
EPS Growth (YoY)	-58.59%	-20.53%
EPS Growth (3Y CAGR)	-34.96%	-16.16%

Financial Strength

Current Ratio (MRQ)

CNH Industrial (CNH) at 4.88 carries current ratio above its industry’s typical mid-range, while 3M (MMM) at 1.41 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

CNH

Capital Goods industry group

4.88

Max: 5.22
CNH: 4.88
Q3: 2.95
Median: 2.08
Q1: 1.43
Min: 0.36

MMM

Capital Goods industry group

1.41

Max: 5.22
Q3: 2.95
Median: 2.08
Q1: 1.43
MMM: 1.41
Min: 0.36

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their current ratio against the Capital Goods industry group benchmark.

Debt / Equity (MRQ)

Debt sits unusually high against shareholders’ equity for both CNH Industrial (CNH) at 3.35 and 3M (MMM) at 3.04 — each debt-to-equity ratio is above its industry benchmark range.

CNH

Capital Goods industry group

3.35

CNH: 3.35
Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
Min: 0.00

MMM

Capital Goods industry group

3.04

MMM: 3.04
Max: 2.33
Q3: 1.12
Median: 0.60
Q1: 0.29
Min: 0.00

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their debt-to-equity ratio against the Capital Goods industry group benchmark.

Financial Strength Metrics

Financial strength metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Current Ratio (MRQ)	4.88	1.41
Debt / Equity (MRQ)	3.35	3.04
Net Debt / EBITDA	23.62	1.26

Dividends

Dividend Yield (TTM)

3M (MMM) at 1.64% delivers top-quartile income for its industry, while CNH Industrial (CNH) at 0.89% pays a more typical yield — both are credible income propositions, MMM the richer one.

CNH

Capital Goods industry group

0.89%

Max: 2.66%
Q3: 1.14%
CNH: 0.89%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

MMM

Capital Goods industry group

1.64%

Max: 2.66%
MMM: 1.64%
Q3: 1.14%
Median: 0.24%
Q1: 0.00%
Min: 0.00%

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their dividend yield against the Capital Goods industry group benchmark.

Dividend Payout Ratio (TTM)

Both CNH Industrial (CNH) at 40.00% and 3M (MMM) at 45.82% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

CNH

Capital Goods industry group

40.00%

Max: 67.39%
CNH: 40.00%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

MMM

Capital Goods industry group

45.82%

Max: 67.39%
MMM: 45.82%
Q3: 28.02%
Median: 6.86%
Q1: 0.00%
Min: 0.00%

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their payout ratio against the Capital Goods industry group benchmark.

Dividend Metrics

Dividend metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
Dividend Yield (TTM)	0.89%	1.64%
Dividend Payout Ratio (TTM)	40.00%	45.82%

Valuation

P/E Ratio (TTM)

3M (MMM) at 27.63 is near its industry’s usual P/E ratio, while CNH Industrial (CNH) at 46.24 sits in the richer quartile — CNH needs stronger growth or earnings quality to justify the premium.

CNH

Capital Goods industry group

46.24

Max: 59.38
CNH: 46.24
Q3: 35.92
Median: 25.41
Q1: 19.47
Min: 3.03

MMM

Capital Goods industry group

27.63

Max: 59.38
Q3: 35.92
MMM: 27.63
Median: 25.41
Q1: 19.47
Min: 3.03

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their P/E ratio against the Capital Goods industry group benchmark.

P/S Ratio (TTM)

CNH Industrial (CNH) at 1.02 looks cheap on sales in the lower P/S ratio quartile, while 3M (MMM) at 3.79 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

CNH

Capital Goods industry group

1.02

Max: 7.54
Q3: 3.76
Median: 2.15
Q1: 1.03
CNH: 1.02
Min: 0.03

MMM

Capital Goods industry group

3.79

Max: 7.54
MMM: 3.79
Q3: 3.76
Median: 2.15
Q1: 1.03
Min: 0.03

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their P/S ratio against the Capital Goods industry group benchmark.

P/B Ratio (MRQ)

CNH Industrial (CNH) at 1.84 sits near its industry’s typical P/B ratio, while 3M (MMM) at 23.18 prices above its benchmark range — MMM looks rich relative to book.

CNH

Capital Goods industry group

1.84

Max: 9.66
Q3: 5.00
Median: 3.12
CNH: 1.84
Q1: 1.81
Min: -1.08

MMM

Capital Goods industry group

23.18

MMM: 23.18
Max: 9.66
Q3: 5.00
Median: 3.12
Q1: 1.81
Min: -1.08

CNH Industrial (CNH) vs. 3M (MMM): A comparison of their P/B ratio against the Capital Goods industry group benchmark.

Valuation Metrics

Valuation metrics for CNH Industrial (CNH) and 3M (MMM)
Metric	CNH	MMM
P/E Ratio (TTM)	46.24	27.63
P/S Ratio (TTM)	1.02	3.79
P/B Ratio (MRQ)	1.84	23.18
Free Cash Flow Yield (TTM)	3.03%	6.66%