Seek Returns

CNA vs. FNF: CNA Financial vs. Fidelity National Financial Stock Comparison

How do CNA Financial (CNA) and Fidelity National Financial (FNF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

CNA Financial (CNA) and Fidelity National Financial (FNF) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for CNA Financial (CNA) and Fidelity National Financial (FNF)
Profile ItemCNAFNF
NameCNA Financial Corporation Common StockFidelity National Financial, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization12.81 billion USD11.76 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateFebruary 21, 1973October 14, 2005
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CNA
FNF
GSPC
Loading price history…
CNA Financial (CNA) vs. Fidelity National Financial (FNF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for CNA Financial (CNA) and Fidelity National Financial (FNF). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for CNA Financial (CNA) and Fidelity National Financial (FNF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Total Return (1Y)13.42%-16.26%
Total Return (3Y, Annualized)15.22%5.52%
Total Return (5Y, Annualized)9.00%2.84%

Risk Profile

Drawdown History

CNA
FNF
GSPC
Loading price history…
CNA Financial (CNA) vs. Fidelity National Financial (FNF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for CNA Financial (CNA) and Fidelity National Financial (FNF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Volatility (1Y, Annualized)20.85%27.95%
Beta (5Y)0.220.91
Max Drawdown (5Y)-25.67%-36.69%
Avg. Volume (3M)454.06K2.46M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
CNA and FNF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Sharpe Ratio (1Y)0.44-0.73
Sortino Ratio (1Y)0.62-1.00

Profitability

ROE (TTM)

Both CNA Financial (CNA) at 9.56% and Fidelity National Financial (FNF) at 15.10% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CNA

Insurance industry group

9.56%

Max
41.68%
Q3
22.04%
Median
14.81%
CNA
9.56%
Q1
8.79%
Min
-10.66%

FNF

Insurance industry group

15.10%

Max
41.68%
Q3
22.04%
FNF
15.10%
Median
14.81%
Q1
8.79%
Min
-10.66%
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both CNA Financial (CNA) at 6.80% and Fidelity National Financial (FNF) at 7.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CNA

Insurance industry group

6.80%

Max
29.92%
Q3
17.03%
Median
10.97%
CNA
6.80%
Q1
6.21%
Min
-4.68%

FNF

Insurance industry group

7.00%

Max
29.92%
Q3
17.03%
Median
10.97%
FNF
7.00%
Q1
6.21%
Min
-4.68%
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for CNA Financial (CNA) in Insurance and Fidelity National Financial (FNF) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
ROE (TTM)9.56%15.10%
ROA (TTM)1.29%1.54%
Net Margin (TTM)6.80%7.00%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both CNA Financial (CNA) at 5.10% and Fidelity National Financial (FNF) at 5.88% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their Revenue Growth across different time periods.

EPS Growth

CNA Financial (CNA) at 33.24% is around its peer norm for EPS growth, while Fidelity National Financial (FNF) at -52.47% drops into the bottom quartile, signaling weaker earnings momentum.

Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Revenue Growth (YoY)5.10%5.88%
Revenue Growth (3Y CAGR)7.36%7.27%
EPS Growth (YoY)33.24%-52.47%
EPS Growth (3Y CAGR)12.66%-18.62%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: CNA Financial (CNA) in Insurance and Fidelity National Financial (FNF) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: CNA Financial (CNA) in Insurance and Fidelity National Financial (FNF) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both CNA Financial (CNA) at 3.95% and Fidelity National Financial (FNF) at 4.85% offer top-quartile dividend income relative to share price within their industries.

CNA

Insurance industry group

3.95%

Max
5.12%
CNA
3.95%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%

FNF

Insurance industry group

4.85%

Max
5.12%
FNF
4.85%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both CNA Financial (CNA) at 50.26% and Fidelity National Financial (FNF) at 53.20% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

CNA

Insurance industry group

50.26%

Max
76.67%
CNA
50.26%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%

FNF

Insurance industry group

53.20%

Max
76.67%
FNF
53.20%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
Dividend Yield (TTM)3.95%4.85%
Dividend Payout Ratio (TTM)50.26%53.20%

Valuation

P/E Ratio (TTM)

Both CNA Financial (CNA) at 12.52 and Fidelity National Financial (FNF) at 11.21 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CNA

Insurance industry group

12.52

Max
28.37
Q3
18.75
CNA
12.52
Median
12.23
Q1
9.08
Min
2.32

FNF

Insurance industry group

11.21

Max
28.37
Q3
18.75
Median
12.23
FNF
11.21
Q1
9.08
Min
2.32
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

Both CNA Financial (CNA) at 0.84 and Fidelity National Financial (FNF) at 0.79 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

CNA

Insurance industry group

0.84

Max
4.03
Q3
2.25
Median
1.23
Q1
0.85
CNA
0.84
Min
0.07

FNF

Insurance industry group

0.79

Max
4.03
Q3
2.25
Median
1.23
Q1
0.85
FNF
0.79
Min
0.07
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both CNA Financial (CNA) at 1.25 and Fidelity National Financial (FNF) at 1.59 are valued close to their industries’ norm against book — neither stands out from peers.

CNA

Insurance industry group

1.25

Max
5.07
Q3
2.79
Median
1.76
CNA
1.25
Q1
1.23
Min
0.30

FNF

Insurance industry group

1.59

Max
5.07
Q3
2.79
Median
1.76
FNF
1.59
Q1
1.23
Min
0.30
Loading chart…
CNA Financial (CNA) vs. Fidelity National Financial (FNF): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for CNA Financial (CNA) and Fidelity National Financial (FNF)
MetricCNAFNF
P/E Ratio (TTM)12.5211.21
P/S Ratio (TTM)0.840.79
P/B Ratio (MRQ)1.251.59
Free Cash Flow Yield (TTM)----