CME vs. SYF: CME vs. Synchrony Financial Stock Comparison
How do CME (CME) and Synchrony Financial (SYF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
CME (CME) and Synchrony Financial (SYF) both fall under the Financial Services industry group, but CME is classified in Capital Markets while SYF is classified in Consumer Finance.
| Profile Item | CME | SYF |
|---|---|---|
| Name | CME Group Inc. Class A Common Stock | Synchrony Financial |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Financial Exchanges & Data | Consumer Finance |
| Market Capitalization | 109.49 billion USD | 23.99 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | December 6, 2002 | July 31, 2014 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CME | SYF |
|---|---|---|
| Total Return (1Y) | 14.24% | 2.84% |
| Total Return (3Y, Annualized) | 16.88% | 39.02% |
| Total Return (5Y, Annualized) | 11.09% | 10.89% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Synchrony Financial (SYF) has an aggressive beta of 1.40, indicating higher sensitivity to broad-market moves, while CME (CME) is defensive at 0.16 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.
| Metric | CME | SYF |
|---|---|---|
| Volatility (1Y, Annualized) | 24.87% | 31.32% |
| Beta (5Y) | 0.16 | 1.40 |
| Max Drawdown (5Y) | -31.74% | -44.60% |
| Avg. Volume (3M) | 1.91M | 3.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CME | SYF |
|---|---|---|
| Sharpe Ratio (1Y) | 0.40 | -0.05 |
| Sortino Ratio (1Y) | 0.56 | -0.06 |
Profitability
ROE (TTM)
Both CME (CME) at 16.13% and Synchrony Financial (SYF) at 19.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
CME
Financial Services industry group
16.13%
- Max
- 44.78%
- Q3
- 21.85%
- CME
- 16.13%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SYF
Financial Services industry group
19.83%
- Max
- 44.78%
- Q3
- 21.85%
- SYF
- 19.83%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
CME (CME) at 63.48% keeps the most of each sales dollar — above its industry’s net margin range — and Synchrony Financial (SYF) at 34.07% also retains a top-quartile share.
CME
Financial Services industry group
63.48%
- CME
- 63.48%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
SYF
Financial Services industry group
34.07%
- Max
- 62.84%
- SYF
- 34.07%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
CME (CME) at 65.85% operates in the top operating margin quartile, ahead of Synchrony Financial (SYF) at 49.84%, which runs around its industry’s norm.
CME
Financial Services industry group
65.85%
- Max
- 107.33%
- CME
- 65.85%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
SYF
Financial Services industry group
49.84%
- Max
- 107.33%
- Q3
- 55.90%
- SYF
- 49.84%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | CME | SYF |
|---|---|---|
| ROE (TTM) | 16.13% | 19.83% |
| ROA (TTM) | 1.52% | 2.78% |
| Net Margin (TTM) | 63.48% | 34.07% |
| Operating Margin (TTM) | 65.85% | 49.84% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
CME (CME) at 6.37% is around its peer norm for revenue growth, while Synchrony Financial (SYF) at -0.50% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both CME (CME) at 15.41% and Synchrony Financial (SYF) at 8.54% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CME | SYF |
|---|---|---|
| Revenue Growth (YoY) | 6.37% | -0.50% |
| Revenue Growth (3Y CAGR) | 9.11% | 8.67% |
| EPS Growth (YoY) | 15.41% | 8.54% |
| EPS Growth (3Y CAGR) | 14.68% | 14.70% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: CME (CME) in Financial Services and Synchrony Financial (SYF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: CME (CME) in Financial Services and Synchrony Financial (SYF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CME | SYF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both CME (CME) at 1.68% and Synchrony Financial (SYF) at 1.67% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
CME
Financial Services industry group
1.68%
- Max
- 9.77%
- Q3
- 3.92%
- CME
- 1.68%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
1.67%
- Max
- 9.77%
- Q3
- 3.92%
- SYF
- 1.67%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both CME (CME) at 92.62% and Synchrony Financial (SYF) at 12.94% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
CME
Financial Services industry group
92.62%
- Max
- 241.07%
- Q3
- 97.36%
- CME
- 92.62%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
12.94%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SYF
- 12.94%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CME | SYF |
|---|---|---|
| Dividend Yield (TTM) | 1.68% | 1.67% |
| Dividend Payout Ratio (TTM) | 92.62% | 12.94% |
Valuation
P/E Ratio (TTM)
Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while CME (CME) at 25.07 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CME
Financial Services industry group
25.07
- Max
- 45.85
- CME
- 25.07
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
SYF
Financial Services industry group
7.70
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- SYF
- 7.70
- Min
- 0.16
P/S Ratio (TTM)
Synchrony Financial (SYF) at 2.45 prices around its industry’s typical P/S ratio, while CME (CME) at 15.74 clears its benchmark range — CME looks notably rich on sales.
CME
Financial Services industry group
15.74
- CME
- 15.74
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
SYF
Financial Services industry group
2.45
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- SYF
- 2.45
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Synchrony Financial (SYF) at 1.55 is valued about in line with its industry on P/B ratio, while CME (CME) at 4.12 carries an above-peer premium to book — CME is pricier on assets.
CME
Financial Services industry group
4.12
- Max
- 7.79
- CME
- 4.12
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SYF
Financial Services industry group
1.55
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- SYF
- 1.55
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | CME | SYF |
|---|---|---|
| P/E Ratio (TTM) | 25.07 | 7.70 |
| P/S Ratio (TTM) | 15.74 | 2.45 |
| P/B Ratio (MRQ) | 4.12 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |