CME vs. SOFI: CME vs. SoFi Stock Comparison

Company Profile

CME (CME) and SoFi (SOFI) both fall under the Financial Services industry group, but CME is classified in Capital Markets while SOFI is classified in Consumer Finance.

CME (CME) has more than two decades of public-market history since December 6, 2002, whereas SoFi (SOFI) listed on January 4, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

SoFi (SOFI) has a highly aggressive beta of 2.22, indicating much higher sensitivity to broad-market moves, while CME (CME) is defensive at 0.16 and tends to be less market-sensitive — a wide gap in beta profiles.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both CME (CME) at 16.13% and SoFi (SOFI) at 7.35% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CME (CME) at 63.48% converts revenue to bottom-line profit above its industry’s benchmark range, while SoFi (SOFI) at 15.75% keeps roughly the typical share for its industry.

CME (CME) at 65.85% operates in the top operating margin quartile, ahead of SoFi (SOFI) at 23.19%, which runs around its industry’s norm.

Profitability Metrics

Growth

SoFi (SOFI) at 38.32% sits in the top revenue growth quartile, while CME (CME) at 6.37% is closer to the peer norm — faster top-line expansion for SOFI.

Both CME (CME) at 15.41% and SoFi (SOFI) at 0.00% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: CME (CME) in Financial Services and SoFi (SOFI) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: CME (CME) in Financial Services and SoFi (SOFI) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

SoFi (SOFI) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CME (CME) reports a yield of 1.68%, ranking against industry peers normally.

SoFi (SOFI) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile CME (CME) reports a payout of 92.62%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both CME (CME) at 25.07 and SoFi (SOFI) at 29.47 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

SoFi (SOFI) at 4.49 prices around its industry’s typical P/S ratio, while CME (CME) at 15.74 clears its benchmark range — CME looks notably rich on sales.

SoFi (SOFI) at 1.86 is valued about in line with its industry on P/B ratio, while CME (CME) at 4.12 carries an above-peer premium to book — CME is pricier on assets.

Valuation Metrics