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CIB vs. MFG: Grupo Cibest vs. Mizuho Financial Stock Comparison

How do Grupo Cibest (CIB) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Grupo Cibest (CIB) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Grupo Cibest (CIB) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for Grupo Cibest (CIB) and Mizuho Financial (MFG)
Profile ItemCIBMFG
NameGrupo Cibest S.A. ADRMizuho Financial Group, Inc. American Depositary Receipts
Country/RegionColombiaJapan
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization21.81 billion USD113.48 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJuly 26, 1995November 8, 2006
Security TypeADRADR

Price Performance

Cumulative Growth

CIB
MFG
GSPC
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Grupo Cibest (CIB) and Mizuho Financial (MFG). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Grupo Cibest (CIB) and Mizuho Financial (MFG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Total Return (1Y)56.37%46.98%
Total Return (3Y, Annualized)74.68%47.92%
Total Return (5Y, Annualized)38.32%30.77%

Risk Profile

Drawdown History

CIB
MFG
GSPC
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Grupo Cibest (CIB) and Mizuho Financial (MFG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Volatility (1Y, Annualized)33.79%33.78%
Beta (5Y)0.610.58
Max Drawdown (5Y)-46.85%-28.34%
Avg. Volume (3M)297.24K3.45M

Risk-Adjusted Performance

Risk-Return Positioning

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CIB and MFG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Sharpe Ratio (1Y)1.541.26
Sortino Ratio (1Y)2.511.92

Profitability

ROE (TTM)

Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while Mizuho Financial (MFG) at 12.49% is closer to the peer norm — stronger capital efficiency for CIB.

CIB

Banks industry group

19.22%

Max
19.84%
CIB
19.22%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%

MFG

Banks industry group

12.49%

Max
19.84%
Q3
13.67%
MFG
12.49%
Median
11.49%
Q1
9.50%
Min
3.64%
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Mizuho Financial (MFG) at 29.14% keeps about the industry-typical share of revenue as profit, while Grupo Cibest (CIB) at 17.57% retains only a bottom-quartile share.

CIB

Banks industry group

17.57%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
CIB
17.57%
Min
14.93%

MFG

Banks industry group

29.14%

Max
47.19%
Q3
35.25%
Median
31.21%
MFG
29.14%
Q1
27.11%
Min
14.93%
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
ROE (TTM)19.22%12.49%
ROA (TTM)2.13%0.48%
Net Margin (TTM)17.57%29.14%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Grupo Cibest (CIB) at -38.49% falls below its industry range — a large difference in per-share earnings trajectories.

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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Revenue Growth (YoY)5.11%15.82%
Revenue Growth (3Y CAGR)4.37%16.50%
EPS Growth (YoY)-38.49%43.61%
EPS Growth (3Y CAGR)-17.17%31.89%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mizuho Financial (MFG) reports a yield of 1,544.20%, ranking against industry peers normally.

CIB

Banks industry group

0.00%

Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
CIB
0.00%
Min
0.00%

MFG

Banks industry group

1,544.20%

MFG
1,544.20%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Grupo Cibest (CIB) at 31.29% and Mizuho Financial (MFG) at 24.88% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

CIB

Banks industry group

31.29%

Max
70.75%
Q3
41.28%
CIB
31.29%
Median
29.26%
Q1
18.98%
Min
0.00%

MFG

Banks industry group

24.88%

Max
70.75%
Q3
41.28%
Median
29.26%
MFG
24.88%
Q1
18.98%
Min
0.00%
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
Dividend Yield (TTM)0.00%1,544.20%
Dividend Payout Ratio (TTM)31.29%24.88%

Valuation

P/E Ratio (TTM)

Both Grupo Cibest (CIB) at 11.13 and Mizuho Financial (MFG) at 12.88 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

CIB

Banks industry group

11.13

Max
18.16
Q3
13.75
Median
11.81
CIB
11.13
Q1
10.64
Min
6.49

MFG

Banks industry group

12.88

Max
18.16
Q3
13.75
MFG
12.88
Median
11.81
Q1
10.64
Min
6.49
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Grupo Cibest (CIB) at 0.00 trades below its peer P/B ratio range relative to book, while Mizuho Financial (MFG) at 1.57 sits near its industry’s middle — CIB is the cheaper of the two against assets.

CIB

Banks industry group

0.00

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
CIB
0.00

MFG

Banks industry group

1.57

Max
2.28
Q3
1.58
MFG
1.57
Median
1.32
Q1
1.10
Min
0.59
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Grupo Cibest (CIB) vs. Mizuho Financial (MFG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Grupo Cibest (CIB) and Mizuho Financial (MFG)
MetricCIBMFG
P/E Ratio (TTM)11.1312.88
P/S Ratio (TTM)----
P/B Ratio (MRQ)0.001.57
Free Cash Flow Yield (TTM)----