CIB vs. MFG: Grupo Cibest vs. Mizuho Financial Stock Comparison
How do Grupo Cibest (CIB) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Grupo Cibest (CIB) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both Grupo Cibest (CIB) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | CIB | MFG |
|---|---|---|
| Name | Grupo Cibest S.A. ADR | Mizuho Financial Group, Inc. American Depositary Receipts |
| Country/Region | Colombia | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 21.81 billion USD | 113.48 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 26, 1995 | November 8, 2006 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CIB | MFG |
|---|---|---|
| Total Return (1Y) | 56.37% | 46.98% |
| Total Return (3Y, Annualized) | 74.68% | 47.92% |
| Total Return (5Y, Annualized) | 38.32% | 30.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CIB | MFG |
|---|---|---|
| Volatility (1Y, Annualized) | 33.79% | 33.78% |
| Beta (5Y) | 0.61 | 0.58 |
| Max Drawdown (5Y) | -46.85% | -28.34% |
| Avg. Volume (3M) | 297.24K | 3.45M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CIB | MFG |
|---|---|---|
| Sharpe Ratio (1Y) | 1.54 | 1.26 |
| Sortino Ratio (1Y) | 2.51 | 1.92 |
Profitability
ROE (TTM)
Grupo Cibest (CIB) at 19.22% sits in the top ROE quartile, while Mizuho Financial (MFG) at 12.49% is closer to the peer norm — stronger capital efficiency for CIB.
CIB
Banks industry group
19.22%
- Max
- 19.84%
- CIB
- 19.22%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
MFG
Banks industry group
12.49%
- Max
- 19.84%
- Q3
- 13.67%
- MFG
- 12.49%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Mizuho Financial (MFG) at 29.14% keeps about the industry-typical share of revenue as profit, while Grupo Cibest (CIB) at 17.57% retains only a bottom-quartile share.
CIB
Banks industry group
17.57%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- CIB
- 17.57%
- Min
- 14.93%
MFG
Banks industry group
29.14%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- MFG
- 29.14%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | CIB | MFG |
|---|---|---|
| ROE (TTM) | 19.22% | 12.49% |
| ROA (TTM) | 2.13% | 0.48% |
| Net Margin (TTM) | 17.57% | 29.14% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Grupo Cibest (CIB) at 5.11% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Grupo Cibest (CIB) at -38.49% falls below its industry range — a large difference in per-share earnings trajectories.
Growth Metrics
| Metric | CIB | MFG |
|---|---|---|
| Revenue Growth (YoY) | 5.11% | 15.82% |
| Revenue Growth (3Y CAGR) | 4.37% | 16.50% |
| EPS Growth (YoY) | -38.49% | 43.61% |
| EPS Growth (3Y CAGR) | -17.17% | 31.89% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | CIB | MFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Grupo Cibest (CIB) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Mizuho Financial (MFG) reports a yield of 1,544.20%, ranking against industry peers normally.
CIB
Banks industry group
0.00%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- CIB
- 0.00%
- Min
- 0.00%
MFG
Banks industry group
1,544.20%
- MFG
- 1,544.20%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Grupo Cibest (CIB) at 31.29% and Mizuho Financial (MFG) at 24.88% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
CIB
Banks industry group
31.29%
- Max
- 70.75%
- Q3
- 41.28%
- CIB
- 31.29%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
MFG
Banks industry group
24.88%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- MFG
- 24.88%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | CIB | MFG |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1,544.20% |
| Dividend Payout Ratio (TTM) | 31.29% | 24.88% |
Valuation
P/E Ratio (TTM)
Both Grupo Cibest (CIB) at 11.13 and Mizuho Financial (MFG) at 12.88 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
CIB
Banks industry group
11.13
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- CIB
- 11.13
- Q1
- 10.64
- Min
- 6.49
MFG
Banks industry group
12.88
- Max
- 18.16
- Q3
- 13.75
- MFG
- 12.88
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Grupo Cibest (CIB) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Grupo Cibest (CIB) at 0.00 trades below its peer P/B ratio range relative to book, while Mizuho Financial (MFG) at 1.57 sits near its industry’s middle — CIB is the cheaper of the two against assets.
CIB
Banks industry group
0.00
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
- CIB
- 0.00
MFG
Banks industry group
1.57
- Max
- 2.28
- Q3
- 1.58
- MFG
- 1.57
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | CIB | MFG |
|---|---|---|
| P/E Ratio (TTM) | 11.13 | 12.88 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 0.00 | 1.57 |
| Free Cash Flow Yield (TTM) | -- | -- |