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CI vs. PEN: Cigna vs. Penumbra Stock Comparison

How do Cigna (CI) and Penumbra (PEN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Cigna (CI) and Penumbra (PEN) both fall under the Health Care Equipment & Services industry group, but CI is classified in Health Care Providers & Services while PEN is classified in Health Care Equipment & Supplies.

Company profile comparison for Cigna (CI) and Penumbra (PEN)
Profile ItemCIPEN
NameThe Cigna GroupPenumbra Inc.
Country/RegionUnited StatesUnited States
GICS SectorHealth CareHealth Care
GICS Industry GroupHealth Care Equipment & ServicesHealth Care Equipment & Services
GICS IndustryHealth Care Providers & ServicesHealth Care Equipment & Supplies
GICS Sub-IndustryHealth Care ServicesHealth Care Equipment
Market Capitalization77.36 billion USD12.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 31, 1982September 18, 2015
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CI
PEN
GSPC
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Cigna (CI) vs. Penumbra (PEN), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Cigna (CI) and Penumbra (PEN). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Cigna (CI) and Penumbra (PEN). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Total Return (1Y)13.95%20.52%
Total Return (3Y, Annualized)2.65%20.38%
Total Return (5Y, Annualized)8.40%3.15%

Risk Profile

Drawdown History

CI
PEN
GSPC
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Cigna (CI) vs. Penumbra (PEN), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Cigna (CI) and Penumbra (PEN). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Volatility (1Y, Annualized)26.82%19.78%
Beta (5Y)0.240.68
Max Drawdown (5Y)-32.10%-59.60%
Avg. Volume (3M)1.55M348.64K

Risk-Adjusted Performance

Risk-Return Positioning

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CI and PEN are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Sharpe Ratio (1Y)0.360.82
Sortino Ratio (1Y)0.541.56

Profitability

ROE (TTM)

Cigna (CI) at 15.65% sits in the top ROE quartile, while Penumbra (PEN) at 10.67% is closer to the peer norm — stronger capital efficiency for CI.

CI

Health Care Equipment & Services industry group

15.65%

Max
47.61%
CI
15.65%
Q3
14.36%
Median
5.45%
Q1
-10.67%
Min
-47.01%

PEN

Health Care Equipment & Services industry group

10.67%

Max
47.61%
Q3
14.36%
PEN
10.67%
Median
5.45%
Q1
-10.67%
Min
-47.01%
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Cigna (CI) vs. Penumbra (PEN): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Penumbra (PEN) at 10.06% retains a top-quartile share of revenue as profit, ahead of Cigna (CI) at 2.09%, which keeps about the industry-typical share.

CI

Health Care Equipment & Services industry group

2.09%

Max
29.35%
Q3
9.33%
Median
2.18%
CI
2.09%
Q1
-6.29%
Min
-28.46%

PEN

Health Care Equipment & Services industry group

10.06%

Max
29.35%
PEN
10.06%
Q3
9.33%
Median
2.18%
Q1
-6.29%
Min
-28.46%
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Cigna (CI) vs. Penumbra (PEN): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Both Cigna (CI) at 3.48% and Penumbra (PEN) at 12.37% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CI

Health Care Equipment & Services industry group

3.48%

Max
35.43%
Q3
14.14%
Median
6.81%
CI
3.48%
Q1
-0.28%
Min
-16.29%

PEN

Health Care Equipment & Services industry group

12.37%

Max
35.43%
Q3
14.14%
PEN
12.37%
Median
6.81%
Q1
-0.28%
Min
-16.29%
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Cigna (CI) vs. Penumbra (PEN): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
ROE (TTM)15.65%10.67%
ROA (TTM)4.29%6.28%
Net Margin (TTM)2.09%10.06%
Operating Margin (TTM)3.48%12.37%
Gross Margin (TTM)9.09%67.99%

Growth

Revenue Growth

Both Cigna (CI) at 11.26% and Penumbra (PEN) at 17.50% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Cigna (CI) vs. Penumbra (PEN): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both companies show strong earnings momentum, but Penumbra (PEN) at 1,155.56% is the standout with EPS growth above its industry range; Cigna (CI) at 83.00% also sits in the top quartile.

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Cigna (CI) vs. Penumbra (PEN): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Revenue Growth (YoY)11.26%17.50%
Revenue Growth (3Y CAGR)15.15%18.33%
EPS Growth (YoY)83.00%1,155.56%
EPS Growth (3Y CAGR)1.36%--

Financial Strength

Current Ratio (MRQ)

Penumbra (PEN) at 5.89 carries current ratio above its industry’s typical mid-range, while Cigna (CI) at 0.84 runs in the tighter-liquidity quartile — different working-capital profiles, both worth examining.

CI

Health Care Equipment & Services industry group

0.84

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
CI
0.84
Min
0.30

PEN

Health Care Equipment & Services industry group

5.89

Max
7.59
PEN
5.89
Q3
4.00
Median
1.98
Q1
1.37
Min
0.30
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Cigna (CI) vs. Penumbra (PEN): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Penumbra (PEN) at 0.13 keeps leverage in the lower industry quartile, while Cigna (CI) at 0.71 runs a more typical debt-to-equity mix.

CI

Health Care Equipment & Services industry group

0.71

Max
1.88
Q3
0.91
CI
0.71
Median
0.58
Q1
0.16
Min
0.00

PEN

Health Care Equipment & Services industry group

0.13

Max
1.88
Q3
0.91
Median
0.58
Q1
0.16
PEN
0.13
Min
0.00
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Cigna (CI) vs. Penumbra (PEN): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Current Ratio (MRQ)0.845.89
Debt / Equity (MRQ)0.710.13
Net Debt / EBITDA1.87-2.22

Dividends

Dividend Yield (TTM)

Penumbra (PEN) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Cigna (CI) reports a yield of 2.05%, ranking against industry peers normally.

CI

Health Care Equipment & Services industry group

2.05%

CI
2.05%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PEN

Health Care Equipment & Services industry group

0.00%

PEN
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Cigna (CI) vs. Penumbra (PEN): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Penumbra (PEN) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Cigna (CI) reports a payout of 27.29%, ranking against industry peers normally.

CI

Health Care Equipment & Services industry group

27.29%

CI
27.29%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

PEN

Health Care Equipment & Services industry group

0.00%

PEN
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Cigna (CI) vs. Penumbra (PEN): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
Dividend Yield (TTM)2.05%0.00%
Dividend Payout Ratio (TTM)27.29%0.00%

Valuation

P/E Ratio (TTM)

Cigna (CI) at 12.94 sits in the cheaper P/E ratio quartile, while Penumbra (PEN) at 80.41 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

CI

Health Care Equipment & Services industry group

12.94

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
CI
12.94
Min
4.21

PEN

Health Care Equipment & Services industry group

80.41

PEN
80.41
Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
Min
4.21
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Cigna (CI) vs. Penumbra (PEN): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Cigna (CI) at 0.27 looks cheap on sales in the lower P/S ratio quartile, while Penumbra (PEN) at 8.06 looks rich in the upper quartile — a clear gap in price per dollar of revenue.

CI

Health Care Equipment & Services industry group

0.27

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
CI
0.27
Min
0.03

PEN

Health Care Equipment & Services industry group

8.06

Max
8.80
PEN
8.06
Q3
4.32
Median
2.13
Q1
1.10
Min
0.03
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Cigna (CI) vs. Penumbra (PEN): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

Cigna (CI) at 1.79 is valued about in line with its industry on P/B ratio, while Penumbra (PEN) at 7.95 carries an above-peer premium to book — PEN is pricier on assets.

CI

Health Care Equipment & Services industry group

1.79

Max
11.68
Q3
6.12
Median
3.00
CI
1.79
Q1
1.73
Min
-1.31

PEN

Health Care Equipment & Services industry group

7.95

Max
11.68
PEN
7.95
Q3
6.12
Median
3.00
Q1
1.73
Min
-1.31
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Cigna (CI) vs. Penumbra (PEN): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Cigna (CI) and Penumbra (PEN)
MetricCIPEN
P/E Ratio (TTM)12.9480.41
P/S Ratio (TTM)0.278.06
P/B Ratio (MRQ)1.797.95
Free Cash Flow Yield (TTM)10.59%1.32%