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CI vs. CVS: Cigna vs. CVS Health Stock Comparison

How do Cigna (CI) and CVS Health (CVS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Cigna (CI) and CVS Health (CVS) are both classified in the Health Care Services sub-industry within the broader Health Care Providers & Services industry, placing them in the closest GICS peer bucket.

Company profile comparison for Cigna (CI) and CVS Health (CVS)
Profile ItemCICVS
NameThe Cigna GroupCVS Health Corporation Common Stock
Country/RegionUnited StatesUnited States
GICS SectorHealth CareHealth Care
GICS Industry GroupHealth Care Equipment & ServicesHealth Care Equipment & Services
GICS IndustryHealth Care Providers & ServicesHealth Care Providers & Services
GICS Sub-IndustryHealth Care ServicesHealth Care Services
Market Capitalization77.36 billion USD107.28 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 31, 1982February 21, 1973
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CI
CVS
GSPC
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Cigna (CI) vs. CVS Health (CVS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Cigna (CI) and CVS Health (CVS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Cigna (CI) and CVS Health (CVS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Total Return (1Y)13.95%11.41%
Total Return (3Y, Annualized)2.65%12.73%
Total Return (5Y, Annualized)8.40%1.70%

Risk Profile

Drawdown History

CI
CVS
GSPC
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Cigna (CI) vs. CVS Health (CVS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Cigna (CI) and CVS Health (CVS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Volatility (1Y, Annualized)26.82%34.14%
Beta (5Y)0.240.60
Max Drawdown (5Y)-32.10%-56.79%
Avg. Volume (3M)1.55M8.60M

Risk-Adjusted Performance

Risk-Return Positioning

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CI and CVS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Sharpe Ratio (1Y)0.360.21
Sortino Ratio (1Y)0.540.28

Profitability

ROE (TTM)

Cigna (CI) at 15.65% sits in the top ROE quartile, while CVS Health (CVS) at 14.36% is closer to the peer norm — stronger capital efficiency for CI.

CI

Health Care Equipment & Services industry group

15.65%

Max
47.61%
CI
15.65%
Q3
14.36%
Median
5.45%
Q1
-10.67%
Min
-47.01%

CVS

Health Care Equipment & Services industry group

14.36%

Max
47.61%
CVS
14.36%
Q3
14.36%
Median
5.45%
Q1
-10.67%
Min
-47.01%
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Cigna (CI) vs. CVS Health (CVS): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Both Cigna (CI) at 2.09% and CVS Health (CVS) at 2.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

CI

Health Care Equipment & Services industry group

2.09%

Max
29.35%
Q3
9.33%
Median
2.18%
CI
2.09%
Q1
-6.29%
Min
-28.46%

CVS

Health Care Equipment & Services industry group

2.64%

Max
29.35%
Q3
9.33%
CVS
2.64%
Median
2.18%
Q1
-6.29%
Min
-28.46%
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Cigna (CI) vs. CVS Health (CVS): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Both Cigna (CI) at 3.48% and CVS Health (CVS) at 2.72% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CI

Health Care Equipment & Services industry group

3.48%

Max
35.43%
Q3
14.14%
Median
6.81%
CI
3.48%
Q1
-0.28%
Min
-16.29%

CVS

Health Care Equipment & Services industry group

2.72%

Max
35.43%
Q3
14.14%
Median
6.81%
CVS
2.72%
Q1
-0.28%
Min
-16.29%
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Cigna (CI) vs. CVS Health (CVS): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
ROE (TTM)15.65%14.36%
ROA (TTM)4.29%3.11%
Net Margin (TTM)2.09%2.64%
Operating Margin (TTM)3.48%2.72%
Gross Margin (TTM)9.09%13.72%

Growth

Revenue Growth

Both Cigna (CI) at 11.26% and CVS Health (CVS) at 7.85% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Cigna (CI) vs. CVS Health (CVS): A comparison of their Revenue Growth across different time periods.

EPS Growth

Cigna (CI) at 83.00% sits in the top EPS growth quartile, while CVS Health (CVS) at -62.02% is in the bottom quartile, showing a clear gap in earnings momentum.

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Cigna (CI) vs. CVS Health (CVS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Revenue Growth (YoY)11.26%7.85%
Revenue Growth (3Y CAGR)15.15%7.63%
EPS Growth (YoY)83.00%-62.02%
EPS Growth (3Y CAGR)1.36%-24.73%

Financial Strength

Current Ratio (MRQ)

Both Cigna (CI) at 0.84 and CVS Health (CVS) at 0.85 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

CI

Health Care Equipment & Services industry group

0.84

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
CI
0.84
Min
0.30

CVS

Health Care Equipment & Services industry group

0.85

Max
7.59
Q3
4.00
Median
1.98
Q1
1.37
CVS
0.85
Min
0.30
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Cigna (CI) vs. CVS Health (CVS): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Cigna (CI) at 0.71 carries an industry-typical debt-to-equity mix, while CVS Health (CVS) at 0.93 uses more debt funding than most peers.

CI

Health Care Equipment & Services industry group

0.71

Max
1.88
Q3
0.91
CI
0.71
Median
0.58
Q1
0.16
Min
0.00

CVS

Health Care Equipment & Services industry group

0.93

Max
1.88
CVS
0.93
Q3
0.91
Median
0.58
Q1
0.16
Min
0.00
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Cigna (CI) vs. CVS Health (CVS): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Current Ratio (MRQ)0.840.85
Debt / Equity (MRQ)0.710.93
Net Debt / EBITDA1.873.49

Dividends

Dividend Yield (TTM)

Both Cigna (CI) at 2.05% and CVS Health (CVS) at 3.27% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

CI

Health Care Equipment & Services industry group

2.05%

CI
2.05%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

CVS

Health Care Equipment & Services industry group

3.27%

CVS
3.27%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Cigna (CI) vs. CVS Health (CVS): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Cigna (CI) at 27.29% and CVS Health (CVS) at 30.89% pay out more of their earnings than any of their industry peers — the thinnest cover in their groups, so dividend headroom deserves attention.

CI

Health Care Equipment & Services industry group

27.29%

CI
27.29%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

CVS

Health Care Equipment & Services industry group

30.89%

CVS
30.89%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Cigna (CI) vs. CVS Health (CVS): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
Dividend Yield (TTM)2.05%3.27%
Dividend Payout Ratio (TTM)27.29%30.89%

Valuation

P/E Ratio (TTM)

Both Cigna (CI) at 12.94 and CVS Health (CVS) at 9.74 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

CI

Health Care Equipment & Services industry group

12.94

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
CI
12.94
Min
4.21

CVS

Health Care Equipment & Services industry group

9.74

Max
80.41
Q3
47.62
Median
29.93
Q1
21.19
CVS
9.74
Min
4.21
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Cigna (CI) vs. CVS Health (CVS): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Both Cigna (CI) at 0.27 and CVS Health (CVS) at 0.26 fetch a relatively low price per dollar of sales, landing in the cheaper P/S ratio quartile of their industries.

CI

Health Care Equipment & Services industry group

0.27

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
CI
0.27
Min
0.03

CVS

Health Care Equipment & Services industry group

0.26

Max
8.80
Q3
4.32
Median
2.13
Q1
1.10
CVS
0.26
Min
0.03
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Cigna (CI) vs. CVS Health (CVS): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

CVS Health (CVS) at 1.33 sits in the lower P/B ratio quartile against book while Cigna (CI) at 1.79 is valued near its industry’s middle — CVS is cheaper on assets, though weigh it against ROE and asset quality.

CI

Health Care Equipment & Services industry group

1.79

Max
11.68
Q3
6.12
Median
3.00
CI
1.79
Q1
1.73
Min
-1.31

CVS

Health Care Equipment & Services industry group

1.33

Max
11.68
Q3
6.12
Median
3.00
Q1
1.73
CVS
1.33
Min
-1.31
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Cigna (CI) vs. CVS Health (CVS): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Cigna (CI) and CVS Health (CVS)
MetricCICVS
P/E Ratio (TTM)12.949.74
P/S Ratio (TTM)0.270.26
P/B Ratio (MRQ)1.791.33
Free Cash Flow Yield (TTM)10.59%11.02%