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CHYM vs. TW: Chime Financial vs. Tradeweb Markets Stock Comparison

How do Chime Financial (CHYM) and Tradeweb Markets (TW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Chime Financial (CHYM) and Tradeweb Markets (TW) both fall under the Financial Services industry group, but CHYM is classified in Financial Services while TW is classified in Capital Markets.

Tradeweb Markets (TW) has been public since April 4, 2019, giving it a longer listed trading history, while Chime Financial (CHYM) listed on June 12, 2025 and still has a shorter public-market record.

Company profile comparison for Chime Financial (CHYM) and Tradeweb Markets (TW)
Profile ItemCHYMTW
NameChime Financial Inc. Class ATradeweb Markets Inc. Class A Common Stock
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesFinancial Exchanges & Data
Market Capitalization12.02 billion USD27.59 billion USD
CurrencyUSDUSD
ExchangeNasdaqNasdaq
Listing DateJune 12, 2025April 4, 2019
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

CHYM
TW
GSPC
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Chime Financial (CHYM) vs. Tradeweb Markets (TW), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Chime Financial (CHYM) and Tradeweb Markets (TW). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Chime Financial (CHYM) and Tradeweb Markets (TW). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Total Return (1Y)63.03%17.01%
Total Return (3Y, Annualized)--11.65%
Total Return (5Y, Annualized)--6.31%

Risk Profile

Drawdown History

CHYM
TW
GSPC
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Chime Financial (CHYM) vs. Tradeweb Markets (TW), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Chime Financial (CHYM) and Tradeweb Markets (TW). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Volatility (1Y, Annualized)61.33%30.82%
Beta (5Y)0.310.54
Max Drawdown (5Y)-55.70%-48.64%
Avg. Volume (3M)6.12M1.37M

Risk-Adjusted Performance

Risk-Return Positioning

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CHYM and TW are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Sharpe Ratio (1Y)0.960.41
Sortino Ratio (1Y)1.480.60

Profitability

ROE (TTM)

Both Chime Financial (CHYM) at 5.38% and Tradeweb Markets (TW) at 14.46% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

CHYM

Financial Services industry group

5.38%

Max
44.78%
Q3
21.85%
Median
12.91%
CHYM
5.38%
Q1
4.48%
Min
-18.71%

TW

Financial Services industry group

14.46%

Max
44.78%
Q3
21.85%
TW
14.46%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Tradeweb Markets (TW) at 39.86% keeps a top-quartile share of each sales dollar as profit, while Chime Financial (CHYM) at 3.05% keeps a bottom-quartile share.

CHYM

Financial Services industry group

3.05%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
CHYM
3.05%
Min
-28.52%

TW

Financial Services industry group

39.86%

Max
62.84%
TW
39.86%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Chime Financial (CHYM) at 20.88% and Tradeweb Markets (TW) at 43.30% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

CHYM

Financial Services industry group

20.88%

Max
107.33%
Q3
55.90%
Median
30.09%
CHYM
20.88%
Q1
14.60%
Min
-44.34%

TW

Financial Services industry group

43.30%

Max
107.33%
Q3
55.90%
TW
43.30%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
ROE (TTM)5.38%14.46%
ROA (TTM)14.73%12.57%
Net Margin (TTM)3.05%39.86%
Operating Margin (TTM)20.88%43.30%
Gross Margin (TTM)----

Growth

Revenue Growth

Chime Financial (CHYM) at 30.69% sits in the top revenue growth quartile, while Tradeweb Markets (TW) at 18.92% is closer to the peer norm — faster top-line expansion for CHYM.

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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Tradeweb Markets (TW) reports EPS growth of 62.23%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.

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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Revenue Growth (YoY)30.69%18.92%
Revenue Growth (3Y CAGR)29.42%19.97%
EPS Growth (YoY)--62.23%
EPS Growth (3Y CAGR)--36.69%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Chime Financial (CHYM) in Financial Services and Tradeweb Markets (TW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Chime Financial (CHYM) in Financial Services and Tradeweb Markets (TW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Chime Financial (CHYM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Tradeweb Markets (TW) reports a yield of 0.42%, ranking against industry peers normally.

CHYM

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
CHYM
0.00%
Q1
0.00%
Min
0.00%

TW

Financial Services industry group

0.42%

Max
9.77%
Q3
3.92%
Median
1.09%
TW
0.42%
Q1
0.00%
Min
0.00%
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Chime Financial (CHYM) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Tradeweb Markets (TW) reports a payout of 12.68%, ranking against industry peers normally.

CHYM

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
CHYM
0.00%
Q1
0.00%
Min
0.00%

TW

Financial Services industry group

12.68%

Max
241.07%
Q3
97.36%
Median
25.77%
TW
12.68%
Q1
0.00%
Min
0.00%
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
Dividend Yield (TTM)0.00%0.42%
Dividend Payout Ratio (TTM)0.00%12.68%

Valuation

P/E Ratio (TTM)

Both Chime Financial (CHYM) at 27.48 and Tradeweb Markets (TW) at 29.98 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

CHYM

Financial Services industry group

27.48

Max
45.85
CHYM
27.48
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

TW

Financial Services industry group

29.98

Max
45.85
TW
29.98
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Chime Financial (CHYM) at 4.57 prices around its industry’s typical P/S ratio, while Tradeweb Markets (TW) at 12.10 clears its benchmark range — TW looks notably rich on sales.

CHYM

Financial Services industry group

4.57

Max
9.23
Q3
4.57
CHYM
4.57
Median
2.72
Q1
1.28
Min
-0.55

TW

Financial Services industry group

12.10

TW
12.10
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Both Chime Financial (CHYM) at 7.79 and Tradeweb Markets (TW) at 4.03 carry a premium to book value versus peers, sitting in the upper P/B ratio quartile of their industries.

CHYM

Financial Services industry group

7.79

CHYM
7.79
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

TW

Financial Services industry group

4.03

Max
7.79
TW
4.03
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Chime Financial (CHYM) vs. Tradeweb Markets (TW): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Chime Financial (CHYM) and Tradeweb Markets (TW)
MetricCHYMTW
P/E Ratio (TTM)27.4829.98
P/S Ratio (TTM)4.5712.10
P/B Ratio (MRQ)7.794.03
Free Cash Flow Yield (TTM)----