CHKP vs. TYL: Check Point Software vs. Tyler Stock Comparison
How do Check Point Software (CHKP) and Tyler (TYL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Check Point Software (CHKP) and Tyler (TYL) both belong to the Software industry, though CHKP is classified under Systems Software while TYL falls under Application Software.
| Profile Item | CHKP | TYL |
|---|---|---|
| Name | Check Point Software Technologies Ltd. | Tyler Technologies Inc. |
| Country/Region | Israel | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Application Software |
| Market Capitalization | 14.72 billion USD | 16.72 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 28, 1996 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Total Return (1Y) | -27.87% | -9.12% |
| Total Return (3Y, Annualized) | 1.46% | 0.63% |
| Total Return (5Y, Annualized) | 4.07% | -4.91% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Volatility (1Y, Annualized) | 40.93% | 42.71% |
| Beta (5Y) | 0.43 | 0.70 |
| Max Drawdown (5Y) | -51.83% | -57.44% |
| Avg. Volume (3M) | 1.19M | 832.79K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Sharpe Ratio (1Y) | -0.79 | -0.31 |
| Sortino Ratio (1Y) | -0.97 | -0.42 |
Profitability
ROE (TTM)
Check Point Software (CHKP) at 30.61% sits in the top ROE quartile, while Tyler (TYL) at 10.49% is closer to the peer norm — stronger capital efficiency for CHKP.
CHKP
Software & Services industry group
30.61%
- Max
- 53.85%
- CHKP
- 30.61%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
TYL
Software & Services industry group
10.49%
- Max
- 53.85%
- Q3
- 17.90%
- TYL
- 10.49%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Check Point Software (CHKP) at 31.74% retains a top-quartile share of revenue as profit, ahead of Tyler (TYL) at 13.51%, which keeps about the industry-typical share.
CHKP
Software & Services industry group
31.74%
- Max
- 41.17%
- CHKP
- 31.74%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
TYL
Software & Services industry group
13.51%
- Max
- 41.17%
- Q3
- 15.28%
- TYL
- 13.51%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Both Check Point Software (CHKP) at 26.46% and Tyler (TYL) at 18.07% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
CHKP
Software & Services industry group
26.46%
- Max
- 46.89%
- CHKP
- 26.46%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
TYL
Software & Services industry group
18.07%
- Max
- 46.89%
- TYL
- 18.07%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CHKP | TYL |
|---|---|---|
| ROE (TTM) | 30.61% | 10.49% |
| ROA (TTM) | 7.43% | 4.40% |
| Net Margin (TTM) | 31.74% | 13.51% |
| Operating Margin (TTM) | 26.46% | 18.07% |
| Gross Margin (TTM) | 87.19% | 47.70% |
Growth
Revenue Growth
Tyler (TYL) at 9.10% is around its peer norm for revenue growth, while Check Point Software (CHKP) at 6.25% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Check Point Software (CHKP) at 28.95% and Tyler (TYL) at 19.01% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Revenue Growth (YoY) | 6.25% | 9.10% |
| Revenue Growth (3Y CAGR) | 5.37% | 8.03% |
| EPS Growth (YoY) | 28.95% | 19.01% |
| EPS Growth (3Y CAGR) | 15.09% | 22.99% |
Financial Strength
Current Ratio (MRQ)
Both Check Point Software (CHKP) at 1.60 and Tyler (TYL) at 1.33 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
CHKP
Software & Services industry group
1.60
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CHKP
- 1.60
- Q1
- 1.01
- Min
- 0.03
TYL
Software & Services industry group
1.33
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- TYL
- 1.33
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Check Point Software (CHKP) at 0.75 and Tyler (TYL) at 0.52 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
CHKP
Software & Services industry group
0.75
- Max
- 2.52
- Q3
- 1.13
- CHKP
- 0.75
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
TYL
Software & Services industry group
0.52
- Max
- 2.52
- Q3
- 1.13
- TYL
- 0.52
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Current Ratio (MRQ) | 1.60 | 1.33 |
| Debt / Equity (MRQ) | 0.75 | 0.52 |
| Net Debt / EBITDA | -0.22 | 1.21 |
Dividends
Dividend Yield (TTM)
Neither Check Point Software (CHKP) nor Tyler (TYL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TYL
Software & Services industry group
0.00%
- TYL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Check Point Software (CHKP) nor Tyler (TYL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
TYL
Software & Services industry group
0.00%
- TYL
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CHKP | TYL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Tyler (TYL) at 52.50 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.
CHKP
Software & Services industry group
17.35
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- CHKP
- 17.35
- Min
- 6.69
TYL
Software & Services industry group
52.50
- Max
- 112.94
- Q3
- 60.32
- TYL
- 52.50
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
On P/S ratio, both Check Point Software (CHKP) at 5.34 and Tyler (TYL) at 6.74 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
CHKP
Software & Services industry group
5.34
- Max
- 17.91
- Q3
- 8.78
- CHKP
- 5.34
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
TYL
Software & Services industry group
6.74
- Max
- 17.91
- Q3
- 8.78
- TYL
- 6.74
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
On P/B ratio, both Check Point Software (CHKP) at 5.54 and Tyler (TYL) at 6.00 are valued close to their industries’ norm against book — neither stands out from peers.
CHKP
Software & Services industry group
5.54
- Max
- 16.63
- Q3
- 8.50
- CHKP
- 5.54
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
TYL
Software & Services industry group
6.00
- Max
- 16.63
- Q3
- 8.50
- TYL
- 6.00
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CHKP | TYL |
|---|---|---|
| P/E Ratio (TTM) | 17.35 | 52.50 |
| P/S Ratio (TTM) | 5.34 | 6.74 |
| P/B Ratio (MRQ) | 5.54 | 6.00 |
| Free Cash Flow Yield (TTM) | 4.87% | 4.12% |