CHKP vs. SAP: Check Point Software vs. SAP Stock Comparison

November 11, 2026

How do Check Point Software (CHKP) and SAP (SAP) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Check Point Software (CHKP) and SAP (SAP) both belong to the Software industry, though CHKP is classified under Systems Software while SAP falls under Application Software.

Check Point Software (CHKP) trades as ordinary local shares, while SAP (SAP) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Check Point Software (CHKP) and SAP (SAP)
Profile Item	CHKP	SAP
Name	Check Point Software Technologies Ltd.	SAP SE Sponsored ADR
Country/Region	Israel	Germany
GICS Sector	Information Technology	Information Technology
GICS Industry Group	Software & Services	Software & Services
GICS Industry	Software	Software
GICS Sub-Industry	Systems Software	Application Software
Market Capitalization	14.72 billion USD	269.45 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	June 28, 1996	September 18, 1995
Security Type	Common Stock	ADR

Price Performance

Cumulative Growth

CHKP

SAP

GSPC

Check Point Software (CHKP) vs. SAP (SAP), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Check Point Software (CHKP) and SAP (SAP). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Check Point Software (CHKP) and SAP (SAP). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Total Return (1Y)	-27.87%	-3.87%
Total Return (3Y, Annualized)	1.46%	20.21%
Total Return (5Y, Annualized)	4.07%	11.79%

Risk Profile

Drawdown History

CHKP

SAP

GSPC

Check Point Software (CHKP) vs. SAP (SAP), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Check Point Software (CHKP) and SAP (SAP). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Volatility (1Y, Annualized)	40.93%	39.05%
Beta (5Y)	0.43	1.09
Max Drawdown (5Y)	-51.83%	-52.26%
Avg. Volume (3M)	1.19M	2.27M

Risk-Adjusted Performance

Risk-Return Positioning

CHKP and SAP are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Sharpe Ratio (1Y)	-0.79	-0.21
Sortino Ratio (1Y)	-0.97	-0.29

Profitability

ROE (TTM)

Both Check Point Software (CHKP) at 30.61% and SAP (SAP) at 18.18% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

CHKP

Software & Services industry group

30.61%

Max: 53.85%
CHKP: 30.61%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

SAP

Software & Services industry group

18.18%

Max: 53.85%
SAP: 18.18%
Q3: 17.90%
Median: 6.59%
Q1: -9.59%
Min: -50.52%

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Check Point Software (CHKP) at 31.74% and SAP (SAP) at 20.41% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

CHKP

Software & Services industry group

31.74%

Max: 41.17%
CHKP: 31.74%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

SAP

Software & Services industry group

20.41%

Max: 41.17%
SAP: 20.41%
Q3: 15.28%
Median: 4.63%
Q1: -5.42%
Min: -33.17%

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Both Check Point Software (CHKP) at 26.46% and SAP (SAP) at 29.50% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

CHKP

Software & Services industry group

26.46%

Max: 46.89%
CHKP: 26.46%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

SAP

Software & Services industry group

29.50%

Max: 46.89%
SAP: 29.50%
Q3: 17.64%
Median: 8.73%
Q1: -2.13%
Min: -30.45%

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
ROE (TTM)	30.61%	18.18%
ROA (TTM)	7.43%	9.91%
Net Margin (TTM)	31.74%	20.41%
Operating Margin (TTM)	26.46%	29.50%
Gross Margin (TTM)	87.19%	73.58%

Growth

Revenue Growth

SAP (SAP) at 7.68% is around its peer norm for revenue growth, while Check Point Software (CHKP) at 6.25% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their Revenue Growth across different time periods.

EPS Growth

SAP (SAP) at 130.19% sits in the top EPS growth quartile, while Check Point Software (CHKP) at 28.95% is closer to the peer norm — faster per-share earnings growth for SAP.

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Revenue Growth (YoY)	6.25%	7.68%
Revenue Growth (3Y CAGR)	5.37%	7.63%
EPS Growth (YoY)	28.95%	130.19%
EPS Growth (3Y CAGR)	15.09%	46.25%

Financial Strength

Current Ratio (MRQ)

Both Check Point Software (CHKP) at 1.60 and SAP (SAP) at 1.16 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

CHKP

Software & Services industry group

1.60

Max: 5.11
Q3: 2.77
Median: 1.67
CHKP: 1.60
Q1: 1.01
Min: 0.03

SAP

Software & Services industry group

1.16

Max: 5.11
Q3: 2.77
Median: 1.67
SAP: 1.16
Q1: 1.01
Min: 0.03

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Both Check Point Software (CHKP) at 0.75 and SAP (SAP) at 0.23 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

CHKP

Software & Services industry group

0.75

Max: 2.52
Q3: 1.13
CHKP: 0.75
Median: 0.40
Q1: 0.07
Min: 0.00

SAP

Software & Services industry group

0.23

Max: 2.52
Q3: 1.13
Median: 0.40
SAP: 0.23
Q1: 0.07
Min: 0.00

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Current Ratio (MRQ)	1.60	1.16
Debt / Equity (MRQ)	0.75	0.23
Net Debt / EBITDA	-0.22	-0.03

Dividends

Dividend Yield (TTM)

Check Point Software (CHKP) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile SAP (SAP) reports a yield of 1.03%, ranking against industry peers normally.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

SAP

Software & Services industry group

1.03%

SAP: 1.03%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Check Point Software (CHKP) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile SAP (SAP) reports a payout of 36.45%, ranking against industry peers normally.

CHKP

Software & Services industry group

0.00%

CHKP: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

SAP

Software & Services industry group

36.45%

SAP: 36.45%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
Dividend Yield (TTM)	0.00%	1.03%
Dividend Payout Ratio (TTM)	0.00%	36.45%

Valuation

P/E Ratio (TTM)

Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while SAP (SAP) at 29.07 is closer to its industry’s usual earnings multiple — a discount for CHKP, though growth and earnings durability still matter.

CHKP

Software & Services industry group

17.35

Max: 112.94
Q3: 60.32
Median: 32.91
Q1: 18.77
CHKP: 17.35
Min: 6.69

SAP

Software & Services industry group

29.07

Max: 112.94
Q3: 60.32
Median: 32.91
SAP: 29.07
Q1: 18.77
Min: 6.69

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their P/E ratio against the Software & Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Check Point Software (CHKP) at 5.34 and SAP (SAP) at 6.84 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

CHKP

Software & Services industry group

5.34

Max: 17.91
Q3: 8.78
CHKP: 5.34
Median: 4.25
Q1: 2.23
Min: 0.02

SAP

Software & Services industry group

6.84

Max: 17.91
Q3: 8.78
SAP: 6.84
Median: 4.25
Q1: 2.23
Min: 0.02

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Check Point Software (CHKP) at 5.54 sits near its industry’s typical P/B ratio, while SAP (SAP) at 73.25 prices above its benchmark range — SAP looks rich relative to book.

CHKP

Software & Services industry group

5.54

Max: 16.63
Q3: 8.50
CHKP: 5.54
Median: 4.30
Q1: 1.92
Min: -3.90

SAP

Software & Services industry group

73.25

SAP: 73.25
Max: 16.63
Q3: 8.50
Median: 4.30
Q1: 1.92
Min: -3.90

Check Point Software (CHKP) vs. SAP (SAP): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Check Point Software (CHKP) and SAP (SAP)
Metric	CHKP	SAP
P/E Ratio (TTM)	17.35	29.07
P/S Ratio (TTM)	5.34	6.84
P/B Ratio (MRQ)	5.54	73.25
Free Cash Flow Yield (TTM)	4.87%	3.73%