CHKP vs. GWRE: Check Point Software vs. Guidewire Software Stock Comparison
How do Check Point Software (CHKP) and Guidewire Software (GWRE) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Check Point Software (CHKP) and Guidewire Software (GWRE) both belong to the Software industry, though CHKP is classified under Systems Software while GWRE falls under Application Software.
| Profile Item | CHKP | GWRE |
|---|---|---|
| Name | Check Point Software Technologies Ltd. | Guidewire Software Inc. |
| Country/Region | Israel | United States |
| GICS Sector | Information Technology | Information Technology |
| GICS Industry Group | Software & Services | Software & Services |
| GICS Industry | Software | Software |
| GICS Sub-Industry | Systems Software | Application Software |
| Market Capitalization | 14.72 billion USD | 13.34 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | June 28, 1996 | January 25, 2012 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Total Return (1Y) | -27.87% | -25.97% |
| Total Return (3Y, Annualized) | 1.46% | 21.68% |
| Total Return (5Y, Annualized) | 4.07% | 4.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Volatility (1Y, Annualized) | 40.93% | 62.03% |
| Beta (5Y) | 0.43 | 0.99 |
| Max Drawdown (5Y) | -51.83% | -60.79% |
| Avg. Volume (3M) | 1.19M | 1.29M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Sharpe Ratio (1Y) | -0.79 | -0.49 |
| Sortino Ratio (1Y) | -0.97 | -0.68 |
Profitability
ROE (TTM)
Check Point Software (CHKP) at 30.61% sits in the top ROE quartile, while Guidewire Software (GWRE) at 10.51% is closer to the peer norm — stronger capital efficiency for CHKP.
CHKP
Software & Services industry group
30.61%
- Max
- 53.85%
- CHKP
- 30.61%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
GWRE
Software & Services industry group
10.51%
- Max
- 53.85%
- Q3
- 17.90%
- GWRE
- 10.51%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
Net Margin (TTM)
Check Point Software (CHKP) at 31.74% retains a top-quartile share of revenue as profit, ahead of Guidewire Software (GWRE) at 9.44%, which keeps about the industry-typical share.
CHKP
Software & Services industry group
31.74%
- Max
- 41.17%
- CHKP
- 31.74%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
GWRE
Software & Services industry group
9.44%
- Max
- 41.17%
- Q3
- 15.28%
- GWRE
- 9.44%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
Operating Margin (TTM)
Check Point Software (CHKP) at 26.46% operates in the top operating margin quartile, ahead of Guidewire Software (GWRE) at 15.16%, which runs around its industry’s norm.
CHKP
Software & Services industry group
26.46%
- Max
- 46.89%
- CHKP
- 26.46%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
GWRE
Software & Services industry group
15.16%
- Max
- 46.89%
- Q3
- 17.64%
- GWRE
- 15.16%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
Profitability Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| ROE (TTM) | 30.61% | 10.51% |
| ROA (TTM) | 7.43% | 3.54% |
| Net Margin (TTM) | 31.74% | 9.44% |
| Operating Margin (TTM) | 26.46% | 15.16% |
| Gross Margin (TTM) | 87.19% | 64.21% |
Growth
Revenue Growth
Guidewire Software (GWRE) at 22.70% is around its peer norm for revenue growth, while Check Point Software (CHKP) at 6.25% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Guidewire Software (GWRE) at 101.23% sits in the top EPS growth quartile, while Check Point Software (CHKP) at 28.95% is closer to the peer norm — faster per-share earnings growth for GWRE.
Growth Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Revenue Growth (YoY) | 6.25% | 22.70% |
| Revenue Growth (3Y CAGR) | 5.37% | 17.68% |
| EPS Growth (YoY) | 28.95% | 101.23% |
| EPS Growth (3Y CAGR) | 15.09% | -- |
Financial Strength
Current Ratio (MRQ)
Both Check Point Software (CHKP) at 1.60 and Guidewire Software (GWRE) at 1.79 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
CHKP
Software & Services industry group
1.60
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- CHKP
- 1.60
- Q1
- 1.01
- Min
- 0.03
GWRE
Software & Services industry group
1.79
- Max
- 5.11
- Q3
- 2.77
- GWRE
- 1.79
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
Debt / Equity (MRQ)
Both Check Point Software (CHKP) at 0.75 and Guidewire Software (GWRE) at 0.60 fund their balance sheets with roughly industry-typical debt-to-equity mixes.
CHKP
Software & Services industry group
0.75
- Max
- 2.52
- Q3
- 1.13
- CHKP
- 0.75
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
GWRE
Software & Services industry group
0.60
- Max
- 2.52
- Q3
- 1.13
- GWRE
- 0.60
- Median
- 0.40
- Q1
- 0.07
- Min
- 0.00
Financial Strength Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Current Ratio (MRQ) | 1.60 | 1.79 |
| Debt / Equity (MRQ) | 0.75 | 0.60 |
| Net Debt / EBITDA | -0.22 | -0.38 |
Dividends
Dividend Yield (TTM)
Neither Check Point Software (CHKP) nor Guidewire Software (GWRE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Check Point Software (CHKP) nor Guidewire Software (GWRE) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
CHKP
Software & Services industry group
0.00%
- CHKP
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
GWRE
Software & Services industry group
0.00%
- GWRE
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Check Point Software (CHKP) at 17.35 sits in the cheaper P/E ratio quartile, while Guidewire Software (GWRE) at 99.02 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
CHKP
Software & Services industry group
17.35
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- CHKP
- 17.35
- Min
- 6.69
GWRE
Software & Services industry group
99.02
- Max
- 112.94
- GWRE
- 99.02
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
P/S Ratio (TTM)
Check Point Software (CHKP) at 5.34 is priced about in line with its industry on P/S ratio, while Guidewire Software (GWRE) at 9.04 sits in the pricier quartile — GWRE costs more per dollar of sales.
CHKP
Software & Services industry group
5.34
- Max
- 17.91
- Q3
- 8.78
- CHKP
- 5.34
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
GWRE
Software & Services industry group
9.04
- Max
- 17.91
- GWRE
- 9.04
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
P/B Ratio (MRQ)
Check Point Software (CHKP) at 5.54 is valued about in line with its industry on P/B ratio, while Guidewire Software (GWRE) at 11.09 carries an above-peer premium to book — GWRE is pricier on assets.
CHKP
Software & Services industry group
5.54
- Max
- 16.63
- Q3
- 8.50
- CHKP
- 5.54
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
GWRE
Software & Services industry group
11.09
- Max
- 16.63
- GWRE
- 11.09
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
Valuation Metrics
| Metric | CHKP | GWRE |
|---|---|---|
| P/E Ratio (TTM) | 17.35 | 99.02 |
| P/S Ratio (TTM) | 5.34 | 9.04 |
| P/B Ratio (MRQ) | 5.54 | 11.09 |
| Free Cash Flow Yield (TTM) | 4.87% | 2.57% |