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BSY vs. SNOW: Bentley Systems vs. Snowflake Stock Comparison

How do Bentley Systems (BSY) and Snowflake (SNOW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Bentley Systems (BSY) and Snowflake (SNOW) both fall under the Software & Services industry group, but BSY is classified in Software while SNOW is classified in IT Services.

Company profile comparison for Bentley Systems (BSY) and Snowflake (SNOW)
Profile ItemBSYSNOW
NameBentley Systems, Incorporated Class B Common StockSnowflake Inc. Common Stock
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS Industry GroupSoftware & ServicesSoftware & Services
GICS IndustrySoftwareIT Services
GICS Sub-IndustryApplication SoftwareInternet Services & Infrastructure
Market Capitalization13.50 billion USD97.33 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateSeptember 23, 2020September 16, 2020
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BSY
SNOW
GSPC
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Bentley Systems (BSY) vs. Snowflake (SNOW), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Bentley Systems (BSY) and Snowflake (SNOW). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Bentley Systems (BSY) and Snowflake (SNOW). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Total Return (1Y)-2.57%10.92%
Total Return (3Y, Annualized)-3.01%23.09%
Total Return (5Y, Annualized)-5.13%-5.00%

Risk Profile

Drawdown History

BSY
SNOW
GSPC
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Bentley Systems (BSY) vs. Snowflake (SNOW), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Bentley Systems (BSY) and Snowflake (SNOW). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Volatility (1Y, Annualized)41.49%67.14%
Beta (5Y)0.921.33
Max Drawdown (5Y)-53.94%-72.99%
Avg. Volume (3M)2.67M4.67M

Risk-Adjusted Performance

Risk-Return Positioning

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BSY and SNOW are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Sharpe Ratio (1Y)-0.170.10
Sortino Ratio (1Y)-0.250.17

Profitability

ROE (TTM)

Snowflake (SNOW) reports a negative ROE of -48.06%; negative ROE can reflect losses or negative shareholders’ equity, so it is harder to read as capital efficiency. Meanwhile Bentley Systems (BSY) reports 26.03%, ranking against industry peers normally.

BSY

Software & Services industry group

26.03%

Max
53.85%
BSY
26.03%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%

SNOW

Software & Services industry group

-48.06%

Max
53.85%
Q3
17.90%
Median
6.59%
Q1
-9.59%
SNOW
-48.06%
Min
-50.52%
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their ROE against the Software & Services industry group benchmark.

Net Margin (TTM)

Snowflake (SNOW) reports a negative net margin of -20.07%, usually indicating a net loss over the period. Meanwhile Bentley Systems (BSY) reports 19.57%, ranking against industry peers normally.

BSY

Software & Services industry group

19.57%

Max
41.17%
BSY
19.57%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

SNOW

Software & Services industry group

-20.07%

Max
41.17%
Q3
15.28%
Median
4.63%
Q1
-5.42%
SNOW
-20.07%
Min
-33.17%
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their net margin against the Software & Services industry group benchmark.

Operating Margin (TTM)

Snowflake (SNOW) reports a negative operating margin of -17.00%, usually indicating that operating costs exceeded revenue at the operating-income line. Meanwhile Bentley Systems (BSY) reports 29.81%, ranking against industry peers normally.

BSY

Software & Services industry group

29.81%

Max
46.89%
BSY
29.81%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

SNOW

Software & Services industry group

-17.00%

Max
46.89%
Q3
17.64%
Median
8.73%
Q1
-2.13%
SNOW
-17.00%
Min
-30.45%
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their operating margin against the Software & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
ROE (TTM)26.03%-48.06%
ROA (TTM)7.73%-9.02%
Net Margin (TTM)19.57%-20.07%
Operating Margin (TTM)29.81%-17.00%
Gross Margin (TTM)82.37%67.03%

Growth

Revenue Growth

Snowflake (SNOW) at 29.16% sits in the top revenue growth quartile, while Bentley Systems (BSY) at 10.99% is closer to the peer norm — faster top-line expansion for SNOW.

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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Bentley Systems (BSY) reports EPS growth of 18.06%, ranked against its industry; Snowflake (SNOW) has no EPS growth figure this period.

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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Revenue Growth (YoY)10.99%29.16%
Revenue Growth (3Y CAGR)10.97%31.38%
EPS Growth (YoY)18.06%--
EPS Growth (3Y CAGR)15.62%--

Financial Strength

Current Ratio (MRQ)

Both Bentley Systems (BSY) at 0.65 and Snowflake (SNOW) at 0.94 run current ratio in the tighter-liquidity quartile of industry peers, leaving thinner cushions against current liabilities than typical competitors.

BSY

Software & Services industry group

0.65

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
BSY
0.65
Min
0.03

SNOW

Software & Services industry group

0.94

Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
SNOW
0.94
Min
0.03
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their current ratio against the Software & Services industry group benchmark.

Debt / Equity (MRQ)

Bentley Systems (BSY) at 0.94 carries an industry-typical debt-to-equity mix, while Snowflake (SNOW) at 1.29 uses more debt funding than most peers.

BSY

Software & Services industry group

0.94

Max
2.52
Q3
1.13
BSY
0.94
Median
0.40
Q1
0.07
Min
0.00

SNOW

Software & Services industry group

1.29

Max
2.52
SNOW
1.29
Q3
1.13
Median
0.40
Q1
0.07
Min
0.00
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their debt-to-equity ratio against the Software & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Current Ratio (MRQ)0.650.94
Debt / Equity (MRQ)0.941.29
Net Debt / EBITDA2.12--

Dividends

Dividend Yield (TTM)

Snowflake (SNOW) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bentley Systems (BSY) reports a yield of 0.62%, ranking against industry peers normally.

BSY

Software & Services industry group

0.62%

BSY
0.62%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

SNOW

Software & Services industry group

0.00%

SNOW
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their dividend yield against the Software & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Snowflake (SNOW) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bentley Systems (BSY) reports a payout of 27.72%, ranking against industry peers normally.

BSY

Software & Services industry group

27.72%

BSY
27.72%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

SNOW

Software & Services industry group

0.00%

SNOW
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their payout ratio against the Software & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
Dividend Yield (TTM)0.62%0.00%
Dividend Payout Ratio (TTM)27.72%0.00%

Valuation

P/E Ratio (TTM)

An earnings multiple is available for just one side: Bentley Systems (BSY) trades at 44.21 times trailing earnings, ranked against its peers, while Snowflake (SNOW) has no P/E ratio this period.

BSY

Software & Services industry group

44.21

Max
112.94
Q3
60.32
BSY
44.21
Median
32.91
Q1
18.77
Min
6.69

SNOW

Software & Services industry group

--

Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69
SNOW
--
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Bentley Systems (BSY) vs. Snowflake (SNOW): SNOW does not report P/E ratio, so it has no value marker; BSY is benchmarked against the Software & Services industry group.

P/S Ratio (TTM)

Bentley Systems (BSY) at 8.19 is priced about in line with its industry on P/S ratio, while Snowflake (SNOW) at 17.91 sits in the pricier quartile — SNOW costs more per dollar of sales.

BSY

Software & Services industry group

8.19

Max
17.91
Q3
8.78
BSY
8.19
Median
4.25
Q1
2.23
Min
0.02

SNOW

Software & Services industry group

17.91

SNOW
17.91
Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their P/S ratio against the Software & Services industry group benchmark.

P/B Ratio (MRQ)

Both look rich against book: Bentley Systems (BSY) at 10.79 sits in the upper P/B ratio quartile, and Snowflake (SNOW) at 45.23 prices even higher, above its industry range.

BSY

Software & Services industry group

10.79

Max
16.63
BSY
10.79
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90

SNOW

Software & Services industry group

45.23

SNOW
45.23
Max
16.63
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90
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Bentley Systems (BSY) vs. Snowflake (SNOW): A comparison of their P/B ratio against the Software & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Bentley Systems (BSY) and Snowflake (SNOW)
MetricBSYSNOW
P/E Ratio (TTM)44.21--
P/S Ratio (TTM)8.1917.91
P/B Ratio (MRQ)10.7945.23
Free Cash Flow Yield (TTM)2.74%1.79%