BSAC vs. KEY: Banco Santander-Chile vs. KeyCorp Stock Comparison

Company Profile

Banco Santander-Chile (BSAC) and KeyCorp (KEY) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

KeyCorp (KEY) trades as ordinary local shares, while Banco Santander-Chile (BSAC) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

KeyCorp (KEY) is heavily traded at around 14.36M shares per day, whereas Banco Santander-Chile (BSAC) sees a more moderate 364.16K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Santander-Chile (BSAC) at 23.31% clears its industry range for ROE, a sharper capital-efficiency signal than KeyCorp (KEY) at 11.17%, which is closer to a typical peer reading.

Banco Santander-Chile (BSAC) at 47.19% retains a top-quartile share of revenue as profit, ahead of KeyCorp (KEY) at 27.99%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Banco Santander-Chile (BSAC) in Banks and KeyCorp (KEY) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

KeyCorp (KEY) at 65.72% clears its industry range for revenue growth, far stronger top-line momentum than Banco Santander-Chile (BSAC) at 9.86%, which is closer to a typical peer reading.

Only one side can be read here: Banco Santander-Chile (BSAC) reports EPS growth of 22.86%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Santander-Chile (BSAC) in Banks and KeyCorp (KEY) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Santander-Chile (BSAC) in Banks and KeyCorp (KEY) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Santander-Chile (BSAC) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a yield of 3.91%, ranking against industry peers normally.

Both Banco Santander-Chile (BSAC) at 57.73% and KeyCorp (KEY) at 45.05% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both Banco Santander-Chile (BSAC) at 12.48 and KeyCorp (KEY) at 11.46 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Banco Santander-Chile (BSAC) in Banks and KeyCorp (KEY) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

On P/B ratio, both Banco Santander-Chile (BSAC) at 1.33 and KeyCorp (KEY) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics