BN vs. CHYM: Brookfield vs. Chime Financial Stock Comparison

Company Profile

Brookfield (BN) and Chime Financial (CHYM) both fall under the Financial Services industry group, but BN is classified in Capital Markets while CHYM is classified in Financial Services.

Brookfield (BN) carries decades of public-market history since December 30, 1983, while Chime Financial (CHYM) listed on June 12, 2025 — long-window comparisons have far more historical data on the BN side.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Brookfield (BN) has an aggressive beta of 1.49, indicating higher sensitivity to broad-market moves, while Chime Financial (CHYM) is defensive at 0.31 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Chime Financial (CHYM) at 5.38% is around its peer norm for ROE, while Brookfield (BN) at 2.26% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both Brookfield (BN) at 1.77% and Chime Financial (CHYM) at 3.05% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Both Brookfield (BN) at 25.67% and Chime Financial (CHYM) at 20.88% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Chime Financial (CHYM) at 30.69% sits in the top revenue growth quartile, while Brookfield (BN) at -12.68% is in the bottom quartile, showing a clear gap in revenue momentum.

Only one side can be read here: Brookfield (BN) reports EPS growth of 137.06%, ranked against its industry; Chime Financial (CHYM) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Brookfield (BN) in Financial Services and Chime Financial (CHYM) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Brookfield (BN) in Financial Services and Chime Financial (CHYM) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Chime Financial (CHYM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brookfield (BN) reports a yield of 0.62%, ranking against industry peers normally.

Chime Financial (CHYM) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brookfield (BN) reports a payout of 48.15%, ranking against industry peers normally.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Chime Financial (CHYM) at 27.48 sits in the richer P/E ratio quartile, and Brookfield (BN) at 76.63 is richer still, above its industry range.

Brookfield (BN) at 1.14 sits in the cheaper P/S ratio quartile while Chime Financial (CHYM) at 4.57 prices around its industry’s middle — BN costs less per dollar of sales, though read it alongside growth and margins.

Brookfield (BN) at 2.18 is valued about in line with its industry on P/B ratio, while Chime Financial (CHYM) at 7.79 carries an above-peer premium to book — CHYM is pricier on assets.

Valuation Metrics