BEN vs. MA: Franklin Templeton vs. Mastercard Stock Comparison

November 11, 2026

How do Franklin Templeton (BEN) and Mastercard (MA) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Franklin Templeton (BEN) and Mastercard (MA) both fall under the Financial Services industry group, but BEN is classified in Capital Markets while MA is classified in Financial Services.

Company profile comparison for Franklin Templeton (BEN) and Mastercard (MA)
Profile Item	BEN	MA
Name	Franklin Templeton Inc.	Mastercard Inc. Class A Common Stock
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Financial Services
GICS Sub-Industry	Asset Management & Custody Banks	Transaction & Payment Processing Services
Market Capitalization	17.29 billion USD	568.62 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	September 23, 1983	May 25, 2006
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

BEN

GSPC

Franklin Templeton (BEN) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Franklin Templeton (BEN) and Mastercard (MA). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Franklin Templeton (BEN) and Mastercard (MA). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Total Return (1Y)	70.17%	20.00%
Total Return (3Y, Annualized)	22.48%	19.98%
Total Return (5Y, Annualized)	5.29%	14.49%

Risk Profile

Drawdown History

BEN

GSPC

Franklin Templeton (BEN) vs. Mastercard (MA), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Franklin Templeton (BEN) and Mastercard (MA). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Volatility (1Y, Annualized)	29.18%	23.57%
Beta (5Y)	1.52	0.76
Max Drawdown (5Y)	-45.39%	-28.25%
Avg. Volume (3M)	3.70M	2.98M

Risk-Adjusted Performance

Risk-Return Positioning

BEN and MA are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Sharpe Ratio (1Y)	2.26	0.67
Sortino Ratio (1Y)	3.55	1.00

Profitability

ROE (TTM)

Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Franklin Templeton (BEN) at 10.51%, which is closer to a typical peer reading.

BEN

Financial Services industry group

10.51%

Max: 44.78%
Q3: 21.85%
Median: 12.91%
BEN: 10.51%
Q1: 4.48%
Min: -18.71%

MA

Financial Services industry group

231.37%

MA: 231.37%
Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Franklin Templeton (BEN) at 11.42%, which keeps about the industry-typical share.

BEN

Financial Services industry group

11.42%

Max: 62.84%
Q3: 28.05%
Median: 15.36%
BEN: 11.42%
Q1: 4.82%
Min: -28.52%

MA

Financial Services industry group

46.73%

Max: 62.84%
MA: 46.73%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Franklin Templeton (BEN) at 14.61%, which runs around its industry’s norm.

BEN

Financial Services industry group

14.61%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
BEN: 14.61%
Q1: 14.60%
Min: -44.34%

MA

Financial Services industry group

60.53%

Max: 107.33%
MA: 60.53%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
ROE (TTM)	10.51%	231.37%
ROA (TTM)	--	24.45%
Net Margin (TTM)	11.42%	46.73%
Operating Margin (TTM)	14.61%	60.53%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Only one side can be read here: Mastercard (MA) reports revenue growth of 16.42%, ranked against its industry; Franklin Templeton (BEN) has no revenue growth figure this period.

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their Revenue Growth across different time periods.

EPS Growth

Franklin Templeton (BEN) at 116.48% sits in the top EPS growth quartile, while Mastercard (MA) at 18.93% is closer to the peer norm — faster per-share earnings growth for BEN.

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Revenue Growth (YoY)	--	16.42%
Revenue Growth (3Y CAGR)	--	13.82%
EPS Growth (YoY)	116.48%	18.93%
EPS Growth (3Y CAGR)	4.63%	17.36%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Franklin Templeton (BEN) in Financial Services and Mastercard (MA) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Franklin Templeton (BEN) in Financial Services and Mastercard (MA) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Franklin Templeton (BEN) at 4.10% delivers top-quartile income for its industry, while Mastercard (MA) at 0.53% pays a more typical yield — both are credible income propositions, BEN the richer one.

BEN

Financial Services industry group

4.10%

Max: 9.77%
BEN: 4.10%
Q3: 3.92%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

MA

Financial Services industry group

0.53%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
MA: 0.53%
Q1: 0.00%
Min: 0.00%

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Franklin Templeton (BEN) at 89.12% and Mastercard (MA) at 17.63% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BEN

Financial Services industry group

89.12%

Max: 241.07%
Q3: 97.36%
BEN: 89.12%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

MA

Financial Services industry group

17.63%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
MA: 17.63%
Q1: 0.00%
Min: 0.00%

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
Dividend Yield (TTM)	4.10%	0.53%
Dividend Payout Ratio (TTM)	89.12%	17.63%

Valuation

P/E Ratio (TTM)

Franklin Templeton (BEN) at 17.12 is near its industry’s usual P/E ratio, while Mastercard (MA) at 34.15 sits in the richer quartile — MA needs stronger growth or earnings quality to justify the premium.

BEN

Financial Services industry group

17.12

Max: 45.85
Q3: 24.64
BEN: 17.12
Median: 15.37
Q1: 9.68
Min: 0.16

MA

Financial Services industry group

34.15

Max: 45.85
MA: 34.15
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Franklin Templeton (BEN) at 1.84 prices around its industry’s typical P/S ratio, while Mastercard (MA) at 15.67 clears its benchmark range — MA looks notably rich on sales.

BEN

Financial Services industry group

1.84

Max: 9.23
Q3: 4.57
Median: 2.72
BEN: 1.84
Q1: 1.28
Min: -0.55

MA

Financial Services industry group

15.67

MA: 15.67
Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Franklin Templeton (BEN) at 1.46 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.

BEN

Financial Services industry group

1.46

Max: 7.79
Q3: 3.63
Median: 1.57
BEN: 1.46
Q1: 0.81
Min: -0.39

MA

Financial Services industry group

84.30

MA: 84.30
Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Franklin Templeton (BEN) vs. Mastercard (MA): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Franklin Templeton (BEN) and Mastercard (MA)
Metric	BEN	MA
P/E Ratio (TTM)	17.12	34.15
P/S Ratio (TTM)	1.84	15.67
P/B Ratio (MRQ)	1.46	84.30
Free Cash Flow Yield (TTM)	--	--