BEN vs. GPN: Franklin Templeton vs. Global Payments Stock Comparison
How do Franklin Templeton (BEN) and Global Payments (GPN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Franklin Templeton (BEN) and Global Payments (GPN) both fall under the Financial Services industry group, but BEN is classified in Capital Markets while GPN is classified in Financial Services.
| Profile Item | BEN | GPN |
|---|---|---|
| Name | Franklin Templeton Inc. | Global Payments Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 17.29 billion USD | 25.78 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 23, 1983 | January 16, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BEN | GPN |
|---|---|---|
| Total Return (1Y) | 70.17% | 31.53% |
| Total Return (3Y, Annualized) | 22.48% | -1.66% |
| Total Return (5Y, Annualized) | 5.29% | -4.82% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BEN | GPN |
|---|---|---|
| Volatility (1Y, Annualized) | 29.18% | 42.00% |
| Beta (5Y) | 1.52 | 0.80 |
| Max Drawdown (5Y) | -45.39% | -57.06% |
| Avg. Volume (3M) | 3.70M | 2.69M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BEN | GPN |
|---|---|---|
| Sharpe Ratio (1Y) | 2.26 | 0.65 |
| Sortino Ratio (1Y) | 3.55 | 1.10 |
Profitability
ROE (TTM)
Franklin Templeton (BEN) at 10.51% is around its peer norm for ROE, while Global Payments (GPN) at 0.84% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
BEN
Financial Services industry group
10.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- BEN
- 10.51%
- Q1
- 4.48%
- Min
- -18.71%
GPN
Financial Services industry group
0.84%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- GPN
- 0.84%
- Min
- -18.71%
Net Margin (TTM)
Global Payments (GPN) reports a negative net margin of -11.21%, usually indicating a net loss over the period. Meanwhile Franklin Templeton (BEN) reports 11.42%, ranking against industry peers normally.
BEN
Financial Services industry group
11.42%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- BEN
- 11.42%
- Q1
- 4.82%
- Min
- -28.52%
GPN
Financial Services industry group
-11.21%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- GPN
- -11.21%
- Min
- -28.52%
Operating Margin (TTM)
Both Franklin Templeton (BEN) at 14.61% and Global Payments (GPN) at 15.73% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
BEN
Financial Services industry group
14.61%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- BEN
- 14.61%
- Q1
- 14.60%
- Min
- -44.34%
GPN
Financial Services industry group
15.73%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- GPN
- 15.73%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | BEN | GPN |
|---|---|---|
| ROE (TTM) | 10.51% | 0.84% |
| ROA (TTM) | -- | 2.24% |
| Net Margin (TTM) | 11.42% | -11.21% |
| Operating Margin (TTM) | 14.61% | 15.73% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: Global Payments (GPN) reports revenue growth of -0.39%, ranked against its industry; Franklin Templeton (BEN) has no revenue growth figure this period.
EPS Growth
Franklin Templeton (BEN) at 116.48% sits in the top EPS growth quartile, while Global Payments (GPN) at -6.17% is closer to the peer norm — faster per-share earnings growth for BEN.
Growth Metrics
| Metric | BEN | GPN |
|---|---|---|
| Revenue Growth (YoY) | -- | -0.39% |
| Revenue Growth (3Y CAGR) | -- | -4.96% |
| EPS Growth (YoY) | 116.48% | -6.17% |
| EPS Growth (3Y CAGR) | 4.63% | 143.57% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Franklin Templeton (BEN) in Financial Services and Global Payments (GPN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Franklin Templeton (BEN) in Financial Services and Global Payments (GPN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BEN | GPN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Franklin Templeton (BEN) at 4.10% delivers top-quartile income for its industry, while Global Payments (GPN) at 1.05% pays a more typical yield — both are credible income propositions, BEN the richer one.
BEN
Financial Services industry group
4.10%
- Max
- 9.77%
- BEN
- 4.10%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
GPN
Financial Services industry group
1.05%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- GPN
- 1.05%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Global Payments (GPN) reports payout ratio above 100% at 178.57%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Franklin Templeton (BEN) reports 89.12%, ranking against industry peers normally.
BEN
Financial Services industry group
89.12%
- Max
- 241.07%
- Q3
- 97.36%
- BEN
- 89.12%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
GPN
Financial Services industry group
178.57%
- Max
- 241.07%
- GPN
- 178.57%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BEN | GPN |
|---|---|---|
| Dividend Yield (TTM) | 4.10% | 1.05% |
| Dividend Payout Ratio (TTM) | 89.12% | 178.57% |
Valuation
P/E Ratio (TTM)
Franklin Templeton (BEN) at 17.12 is near its industry’s usual P/E ratio, while Global Payments (GPN) at 173.93 sits above its peer range — an unusually expensive price for GPN’s trailing earnings.
BEN
Financial Services industry group
17.12
- Max
- 45.85
- Q3
- 24.64
- BEN
- 17.12
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
GPN
Financial Services industry group
173.93
- GPN
- 173.93
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Franklin Templeton (BEN) at 1.84 and Global Payments (GPN) at 2.24 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
BEN
Financial Services industry group
1.84
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- BEN
- 1.84
- Q1
- 1.28
- Min
- -0.55
GPN
Financial Services industry group
2.24
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- GPN
- 2.24
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Franklin Templeton (BEN) at 1.46 and Global Payments (GPN) at 1.11 are valued close to their industries’ norm against book — neither stands out from peers.
BEN
Financial Services industry group
1.46
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- BEN
- 1.46
- Q1
- 0.81
- Min
- -0.39
GPN
Financial Services industry group
1.11
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- GPN
- 1.11
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | BEN | GPN |
|---|---|---|
| P/E Ratio (TTM) | 17.12 | 173.93 |
| P/S Ratio (TTM) | 1.84 | 2.24 |
| P/B Ratio (MRQ) | 1.46 | 1.11 |
| Free Cash Flow Yield (TTM) | -- | -- |