BCS vs. WTFC: Barclays vs. Wintrust Financial Stock Comparison

Company Profile

Barclays (BCS) and Wintrust Financial (WTFC) both belong to the Banks industry, though BCS is classified under Diversified Banks while WTFC falls under Regional Banks.

Wintrust Financial (WTFC) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Barclays (BCS) at 10.45% and Wintrust Financial (WTFC) at 12.88% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Barclays (BCS) at 28.22% and Wintrust Financial (WTFC) at 32.81% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Barclays (BCS) in Banks and Wintrust Financial (WTFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Barclays (BCS) at 11.09% and Wintrust Financial (WTFC) at 11.23% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Barclays (BCS) at 21.55% and Wintrust Financial (WTFC) at 10.57% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Barclays (BCS) in Banks and Wintrust Financial (WTFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Barclays (BCS) in Banks and Wintrust Financial (WTFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Wintrust Financial (WTFC) at 1.42% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.

Barclays (BCS) at 22.96% keeps its payout within the industry’s typical band; Wintrust Financial (WTFC) at 16.49% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

Dividend Metrics

Valuation

Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Wintrust Financial (WTFC) at 11.60 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.

P/S ratio is set aside for both Barclays (BCS) in Banks and Wintrust Financial (WTFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while Wintrust Financial (WTFC) at 1.49 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics