BAC vs. BCS: Bank of America vs. Barclays Stock Comparison
How do Bank of America (BAC) and Barclays (BCS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of America (BAC) and Barclays (BCS) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Bank of America (BAC) trades as ordinary local shares, while Barclays (BCS) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BAC | BCS |
|---|---|---|
| Name | Bank of America Corporation | Barclays PLC Sponsored ADR |
| Country/Region | United States | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 341.01 billion USD | 74.23 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | February 21, 1973 | September 9, 1986 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BAC | BCS |
|---|---|---|
| Total Return (1Y) | -2.73% | 8.81% |
| Total Return (3Y, Annualized) | 25.52% | 56.19% |
| Total Return (5Y, Annualized) | 4.08% | 21.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BAC | BCS |
|---|---|---|
| Volatility (1Y, Annualized) | 22.49% | 32.20% |
| Beta (5Y) | 1.18 | 1.00 |
| Max Drawdown (5Y) | -46.64% | -48.14% |
| Avg. Volume (3M) | 37.08M | 4.89M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BAC | BCS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.31 | 0.14 |
| Sortino Ratio (1Y) | -0.41 | 0.21 |
Profitability
ROE (TTM)
Both Bank of America (BAC) at 10.73% and Barclays (BCS) at 10.45% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BAC
Banks industry group
10.73%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BAC
- 10.73%
- Q1
- 9.50%
- Min
- 3.64%
BCS
Banks industry group
10.45%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BCS
- 10.45%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Bank of America (BAC) at 28.06% and Barclays (BCS) at 28.22% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BAC
Banks industry group
28.06%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BAC
- 28.06%
- Q1
- 27.11%
- Min
- 14.93%
BCS
Banks industry group
28.22%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BCS
- 28.22%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of America (BAC) in Banks and Barclays (BCS) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BAC | BCS |
|---|---|---|
| ROE (TTM) | 10.73% | 10.45% |
| ROA (TTM) | 0.94% | 0.48% |
| Net Margin (TTM) | 28.06% | 28.22% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of America (BAC) at 6.84% and Barclays (BCS) at 11.09% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Bank of America (BAC) at 18.69% and Barclays (BCS) at 21.55% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BAC | BCS |
|---|---|---|
| Revenue Growth (YoY) | 6.84% | 11.09% |
| Revenue Growth (3Y CAGR) | 6.00% | 5.21% |
| EPS Growth (YoY) | 18.69% | 21.55% |
| EPS Growth (3Y CAGR) | 6.10% | 12.38% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and Barclays (BCS) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and Barclays (BCS) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BAC | BCS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Bank of America (BAC) at 2.33% pays a yield in its industry’s typical range, while Barclays (BCS) at 0.50% falls in the bottom quartile of its peers.
BAC
Banks industry group
2.33%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- BAC
- 2.33%
- Q1
- 1.20%
- Min
- 0.00%
BCS
Banks industry group
0.50%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- BCS
- 0.50%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Bank of America (BAC) at 27.62% and Barclays (BCS) at 22.96% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
BAC
Banks industry group
27.62%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BAC
- 27.62%
- Q1
- 18.98%
- Min
- 0.00%
BCS
Banks industry group
22.96%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- BCS
- 22.96%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BAC | BCS |
|---|---|---|
| Dividend Yield (TTM) | 2.33% | 0.50% |
| Dividend Payout Ratio (TTM) | 27.62% | 22.96% |
Valuation
P/E Ratio (TTM)
Barclays (BCS) at 8.33 sits in the cheaper P/E ratio quartile, while Bank of America (BAC) at 11.79 is closer to its industry’s usual earnings multiple — a discount for BCS, though growth and earnings durability still matter.
BAC
Banks industry group
11.79
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- BAC
- 11.79
- Q1
- 10.64
- Min
- 6.49
BCS
Banks industry group
8.33
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- BCS
- 8.33
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of America (BAC) in Banks and Barclays (BCS) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Barclays (BCS) at 0.88 sits in the lower P/B ratio quartile against book while Bank of America (BAC) at 1.26 is valued near its industry’s middle — BCS is cheaper on assets, though weigh it against ROE and asset quality.
BAC
Banks industry group
1.26
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- BAC
- 1.26
- Q1
- 1.10
- Min
- 0.59
BCS
Banks industry group
0.88
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- BCS
- 0.88
- Min
- 0.59
Valuation Metrics
| Metric | BAC | BCS |
|---|---|---|
| P/E Ratio (TTM) | 11.79 | 8.33 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.26 | 0.88 |
| Free Cash Flow Yield (TTM) | -- | -- |